Effingham County property record for 986 Chimney Rd, Rincon, GA 31326
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 2,724 sqft · built 2017 |
| Lot Size | 0.55 acres (23,958 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $384,500 (Aug 2020) |
| Tax Bill | $1,867 (2025) |
| Deeds & Mortgages | Aug 2020 Mortgage Nov 2017 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0476C-003-000 |
| Primary APN | 0476C-003-000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 2,724 sqft Heated Area |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2018 |
| Exterior Material | Fiber Cement Siding |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable/Hip |
| Roof Material | Fiberglass |
| Lot Area | 23,958 sqft (0.55 acres) |
| Garage Area | 550 sqft |
| Porch | Patio |
|---|---|
| Porch Area | 320 sqft |
| Deck Area | 195 sqft |
| Patio Area | 195 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 20910 |
|---|---|
| Street Address | 986 CHIMNEY RD |
| City | RINCON |
| State | GA |
| Zip | 31326-5528 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | .55 AC LOT 3 (OUT 109-113&14) |
| Legal Subdivision | RIDGECREST |
| Legal Phase | 1 |
| Legal Block | 1 |
| Legal Lot Number | 3 |
| Jurisdiction | EFFINGHAM GA |
| Township / Civil Division | RINCON |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 30309 |
Source: Effingham County records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 986 CHIMNEY RD, RINCON, GA 31326-5528 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 17, 2020 | Deed of Trust, Mortgage · VA Mortgage MORTGAGE SOLUTIONS OF COLORADO |
| Nov 14, 2017 | Deed of Trust, Mortgage · Conventional Mortgage AMERIS BANK |
| Aug 3, 2020 | Warranty Deed, Transfer |
| Jan 18, 2017 | Warranty Deed, Transfer · Stand-Alone First Mortgage AMERIS BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 3, 2020 · Amount on Record |
| Deed Sale | Aug 3, 2020 · Amount on Record |
| Prior Sale | Jan 18, 2017 · Amount on Record |
| Deed Document Number | 20202194 |
| Deed Book / Page | 2615 / 799 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Property Address | 986 CHIMNEY RD, RINCON, GA 31326-5528 |
| Transaction Type | Mortgage |
| Record Updated | Aug 3, 2022 |
| Name | Verified Name |
|---|---|
| Address | 986 CHIMNEY RD, RINCON, GA 31326-5528 |
| Document Number | 0000002615/0000000801 |
|---|---|
| Date | Aug 17, 2020 |
| Book Page | 0000002615/0000000801 |
| Instrument | 008248 |
| Name | MORTGAGE SOLUTIONS OF COLORADO |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Property Address | 986 CHIMNEY RD, RINCON, GA 31326-5528 |
| Transaction Type | Mortgage |
| Record Updated | Aug 3, 2022 |
| Name | Verified Name |
|---|
| Document Number | 002437/598 |
|---|---|
| Date | Nov 14, 2017 |
| Book Page | 2437/598 |
| Instrument | 010207 |
| Name | AMERIS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2047 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Recording Date | Aug 3, 2020 |
| Property Address | 986 CHIMNEY RD, RINCON, GA 31326-5528 |
| Document Number | 002615/799 |
| Book / Page | 2615 / 799 |
| Instrument Date | Aug 3, 2020 |
| Instrument | 2020-002194 |
| Transaction Type | Transfer |
| Record Updated | Aug 3, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 986 CHIMNEY RD, RINCON, GA 31326-5528 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Recording Date | Jan 18, 2017 |
| Property Address | 986 CHIMNEY RD, RINCON, GA 31326-5528 |
| Document Number | 002386/869 |
| Book / Page | 2386 / 869 |
| Instrument Date | Jan 18, 2017 |
| Instrument | 2017-000142 |
| Transaction Type | Transfer |
| Record Updated | Aug 3, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 986 CHIMNEY RD, RINCON, GA 31326-5528 |
| Document Number | 002386/870 |
|---|---|
| Date | Jan 24, 2017 |
| Book Page | 2386/870 |
| Instrument | 000594 |
| Name | AMERIS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Feb 1, 2018 |
Source: Effingham County assessment roll, as of December 22, 2025
| Type | Name |
|---|---|
| State | Georgia |
| County | Effingham County |
| Unified School District | Effingham County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $175,473 (-15.76%) Land $22,800 Building $152,673 | $438,682 (-15.76%) Land $57,000 Building $381,682 | |
| 2025 | $1,867.00 (+9.57%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $208,291 (+3.5%) Land $22,800 Building $185,491 | $520,727 (+3.5%) Land $57,000 Building $463,727 |
| 2024 | $1,704.00 (-5.49%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $201,241 (+26.49%) Land $22,800 Building $178,441 | $503,102 (+26.49%) Land $57,000 Building $446,102 |
| 2022 | $1,803.00 Homeowner's exemption | $159,100 Land $18,800 Building $140,300 | $397,750 Land $47,000 Building $350,750 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 13 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 1 (2017) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 42% of the US · lower than 65% of Georgia |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 82 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Windstream DSL | 200 / 20 |
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