10331 Gator Bay Ct, Naples, FL 34120 Property Records

Collier County property record for 10331 Gator Bay Ct, Naples, FL 34120

Property Summary

Property TypeSingle Family Home
Details2,275 sqft · built 2007
Lot Size0.19 acres (8,276 sqft)
Owner2 Individual Names on Record
Last Sale$982,500 (Jul 2022)
Tax Bill$9,983 (2025)
Deeds & MortgagesJul 2022 Sale
Jun 2022 Transfer
+ 2 more
Flood ZoneZone AH (high risk)
APN402340 713B24

Property Details

APN / Parcel Number

Primary APN402340 713B24
Alternative APN
  • 49660090204

Interior

Stories1 Story
Building Area2,275 sqft Living Area
1st Floor Area2,275 sqft

Exterior

Year BuiltBuilt 2007
Effective Year BuiltEffective 2007
Construction TypeMasonry / Concrete Block
Lot Area8,276 sqft (0.19 acres)
Lot Dimensions127 ft deep x 64 ft wide
Pool Area392 sqft
Deck Area468 sqft

Location & Zoning

Street Address10331 GATOR BAY CT
CityNAPLES
StateFL
Zip34120-4623
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUD
Legal DescriptionHERITAGE BAY GATOR BAY COURT REPLAT LOT 71
Legal Range26
Legal Township48
Legal Section24
Legal SubdivisionHERITAGE BAY GATOR BAY COURT REPLAT
Legal Tract402340
Legal Block2
Legal Lot Number71
JurisdictionCOLLIER FL
Township / Civil DivisionIMMOKALEE
Census Block Group2
Census Block2006
Census Tract11210

Owner

Source: Collier County records, as of August 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address10331 GATOR BAY CT, NAPLES, FL 34120-4623
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 29, 2022Warranty Deed, Transfer
ATTORNEY ONLY, ATTORNEY
Jun 8, 2022Intrafamily Transfer, Transfer
ACCOMODATION, ACCOMMODATION
Apr 22, 2021Deed of Trust, Mortgage · Conventional Mortgage
CARDINAL FINANCIAL COMPANY LP
Jul 27, 2017Deed of Trust, Mortgage · Conventional Mortgage
BREEZE FUNDING INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 29, 2022 · Amount on Record
Deed SaleJul 29, 2022 · Amount on Record
Prior SaleDec 16, 2013 · Amount on Record
Deed Document Number20226289983
Deed Book / Page6158 / 2976
Prior Transfer DateMay 20, 2022
Prior Transfer Doc0061371226
Record UpdatedSep 20, 2026

July 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCOLLIER FL
Recording DateJul 29, 2022
Property Address10331 GATOR BAY CT, NAPLES, FL 34120-4623
Document Number0061582976
Book / Page6158 / 2976
Map ReferenceMB 46 PG 30
Instrument DateJul 27, 2022
Instrument6289983
Transaction TypeTransfer
Record UpdatedAug 10, 2022
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
Tax$6,877.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address15275 COLLIER BLVD # BLVD201-19, 15275, NAPLES, FL 34119-6750

Transferred To (Grantee/Buyer)

NameVerified Name
Address32 INDEPENDENCE DR, BASKING RIDGE, NJ 07920-3815

June 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionCOLLIER FL
Recording DateJun 8, 2022
Property Address10331 GATOR BAY CT, NAPLES, FL 34120-4623
Document Number0061371226
Book / Page6137 / 1226
Map ReferenceMB 46 PG 30
Instrument DateMay 20, 2022
Instrument6264173
Transaction TypeTransfer
Record UpdatedJun 21, 2022
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address10331 GATOR BAY CT, NAPLES, FL 34120-4623

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOLLIER FL
Property Address10331 GATOR BAY CT, NAPLES, FL 34120-4623
Transaction TypeMortgage
Record UpdatedMay 4, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address10331 GATOR BAY CT, NAPLES, FL 34120-4623

Mortgage

Document Number0059321859
DateApr 22, 2021
Book Page5932/1859
Instrument6043406
Lender
NameCARDINAL FINANCIAL COMPANY LP
TypeMortgage Company
AddressCHARLOTTE, NC 28273
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueMay 1, 2036

July 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOLLIER FL
Property Address10331 GATOR BAY CT, NAPLES, FL 34120-4623
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0054192581
DateJul 27, 2017
Book Page5419/2581
Instrument5434368
Lender
NameBREEZE FUNDING INC
TypeMortgage Company
AddressLAGUNA HILLS, CA 92653
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueAug 1, 2032

Tax Assessment & Valuation

Source: Collier County assessment roll, as of September 9, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyCollier County
Unified School DistrictCollier County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$9,983.00 (+2.13%) Homeowner's exemption$805,797 (+1.33%)$875,233 (+10.06%) Land $465,467 Building $409,766
2024$9,775.00 (-6.1%)
2023$10,410.00 (+22.7%)$795,215 (+54.98%) Land $382,814 Building $412,401$795,215 (+22.86%) Land $382,814 Building $412,401
2022$8,484.00$513,106$647,247 Land $208,566 Building $438,681

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AH
high risk · shallow ponding 1–3 ft
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 46 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies46 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · lower than 89% of Florida
Wildfire Likelihood0.08% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCOLLIER COUNTY REGIONAL WTP
serves 216,993 people · EPA ID FL5114069
Water SourceGroundwater
Last State InspectionJul 2025
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting9
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 87 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber
2,000 / 1,000
Xfinity
Cable
1,200 / 35
Hotwire Communications
Fiber
1,000 / 1,000

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