10327 Gator Bay Ct, Naples, FL 34120 Property Records

Collier County property record for 10327 Gator Bay Ct, Naples, FL 34120

Property Summary

Property TypeSingle Family Home
Details2,273 sqft · built 2007
Lot Size0.18 acres (7,841 sqft)
OwnerTrust Name on File
Last Sale$580,000 (Dec 2020)
Tax Bill$9,547 (2025)
Deeds & MortgagesNov 2023 Transfer
Dec 2020 Sale & Mortgage
Flood ZoneZone AH (high risk)
APN402340 723B24

Property Details

APN / Parcel Number

Primary APN402340 723B24
Alternative APN
  • 49660090220

Interior

Stories1 Story
Building Area2,273 sqft Living Area

Exterior

Year BuiltBuilt 2007
Effective Year BuiltEffective 2007
Construction TypeMasonry / Concrete Block
Lot Area7,841 sqft (0.18 acres)
Pool Area312 sqft
Deck Area900 sqft

Location & Zoning

Street Address10327 GATOR BAY CT
CityNAPLES
StateFL
Zip34120-4623
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHERITAGE BAY GATOR BAY COURT REPLAT LOT 72
Legal SubdivisionHERITAGE BAY GATOR BAY COURT REPLAT
Legal Tract402340
Legal Block2
Legal Lot Number72
JurisdictionCOLLIER FL
Township / Civil DivisionIMMOKALEE
Census Block Group2
Census Block2006
Census Tract11210

Owner

10327 Gator Bay Ct is owner-occupied and held in a trust since October 2023.

Source: Collier County records, as of August 25, 2026

Owner of RecordTrust Name on File
Mailing Address10327 GATOR BAY CT, NAPLES, FL 34120-4623
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Nov 3, 2023Intrafamily Transfer, Transfer
ATTORNEY ONLY, ATTORNEY
Dec 15, 2020Warranty Deed, Transfer · Conventional Mortgage
WELLS FARGO BANK NA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 15, 2020 · Amount on File
Deed SaleDec 15, 2020 · Amount on File
Prior SaleSep 26, 2007 · Amount on File
Deed Document Number20205970198
Deed Book / Page5860 / 3812
Last Transfer DateOct 12, 2023
Transfer Doc0063030140
Record UpdatedOct 29, 2026

November 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionCOLLIER FL
Recording DateNov 3, 2023
Property Address10327 GATOR BAY CT, NAPLES, FL 34120-4623
Document Number0063030140
Book / Page6303 / 140
Map ReferenceMB 46 PG 30
Instrument DateOct 12, 2023
Instrument6472961
Transaction TypeTransfer
Record UpdatedNov 22, 2023
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address10327 GATOR BAY CT, NAPLES, FL 34120-4623

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
Address10327 GATOR BAY CT, NAPLES, FL 34120-4623

December 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCOLLIER FL
Recording DateDec 15, 2020
Property Address10327 GATOR BAY CT, NAPLES, FL 34120-4623
Document Number0058603812
Book / Page5860 / 3812
Map ReferenceMB 46 PG 30
Instrument DateDec 15, 2020
Instrument5970198
Transaction TypeTransfer
Record UpdatedJul 28, 2022
Title CompanyACCOMMODATION

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$4,060.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1059 BARCARMIL WAY, 1059, NAPLES, FL 34110-0907

Transferred To (Grantee/Buyer)

NameVerified Name
Address3100 WILDS RIDGE CT NW, PRIOR LAKE, MN 55372-3247

Mortgage

Document Number0058603814
DateDec 15, 2020
Instrument5860/3814
Lender
NameWELLS FARGO BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJan 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 10327 Gator Bay Ct was $9,547 with a homeowner's exemption, up 2.1% from the year before.

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyCollier County
Unified School DistrictCollier County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$780,480 (+2.7%)$797,061 (-3.1%) Land $410,920 Building $386,141
2025$9,547.00 (+2.12%) Homeowner's exemption$759,961$822,534 Land $406,449 Building $416,085
2024$9,349.00 (-2.79%)
2023$9,617.00 (+15.13%) Homeowner's exemption$753,547 (+50.14%) Land $334,276 Building $419,271$753,547 (+19.06%) Land $334,276 Building $419,271
2022$8,353.00$501,896$632,930 Land $186,611 Building $446,319

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10327 Gator Bay Ct in Zone AH, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AH
high risk · shallow ponding 1–3 ft
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 46 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies46 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10327 Gator Bay Ct is low, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · lower than 89% of Florida
Wildfire Likelihood0.08% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCOLLIER COUNTY REGIONAL WTP
serves 216,993 people · EPA ID FL5114069
Water SourceGroundwater
Last State InspectionJul 2025
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting9
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 87 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber
2,000 / 1,000
Xfinity
Cable
1,200 / 35
Hotwire Communications
Fiber
1,000 / 1,000

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