10331 Falling Leaf Dr NW, Concord, NC 28027 Property Records

Cabarrus County property record for 10331 Falling Leaf Dr NW, Concord, NC 28027 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,964 sqft · built 2007
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Individual Names on File
Last Sale	$320,000 (Jun 2019)
Tax Bill	$5,176 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Mar 2024 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`02001J0440.000000`

Property Details

APN / Parcel Number

Primary APN	`02001J0440.000000`
Alternative APNs	`4670 86 6219` `130909`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,964 sqft Living Area
Gross Area	3,779 sqft
1st Floor Area	1,293 sqft
Upper Floors Area	1,671 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Exterior Material	Asbestos
Roof Type	Cathedral/Clerestory
Roof Material	Composition Shingle
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	145 ft deep x 60 ft wide
Garage Type	Mixed
Garage Area	525 sqft
Driveway	Concrete Driveway
Driveway Area	810 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	18 sqft
Patio Area	272 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	130909
Street Address	10331 FALLING LEAF DR NW
City	CONCORD
State	NC
Zip	28027-8104
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 440 WINDING WALK
Legal Subdivision	WINDING WALK
Legal Lot Number	440
Jurisdiction	CABARRUS NC
Township / Civil Division	2, POPLAR TENT
Census Block Group	3
Census Block	3034
Census Tract	41307

Owner

Source: Cabarrus County records · APN 02001J0440.000000

Assessment roll updated September 23, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	10331 FALLING LEAF DR NW, CONCORD, NC 28027-8104
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jul 15, 2026	Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CREDIT UNION
Mar 18, 2024	Deed of Trust, Mortgage · Conventional Mortgage LOAN PRONTO INC
May 05, 2020	Deed of Trust, Mortgage · Conventional Mortgage COLTEN MORTGAGE
Jun 10, 2019	Warranty Deed, Transfer · Conventional Mortgage POTOMAC MORTGAGE GROUP LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 10, 2019 · Amount on Record
Deed Sale	Jun 10, 2019 · Amount on Record
Prior Sale	Oct 06, 2011 · Amount on Record
Deed Book / Page	13545 / 113
Record Updated	Sep 20, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CABARRUS NC
Recording Date	Jul 15, 2026
Property Address	10331 FALLING LEAF DR NW, CONCORD, NC 28027-8104
Document Number	0000016822
Book / Page	18084 / 342
Instrument Date	Jul 13, 2026
Instrument	202616822
Transaction Type	Transfer
Record Updated	Jul 27, 2026
Title Company	ATTORNEYS TITLE AND ESCROW COMPANY, ATTORNEYS TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$122,210.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10331 FALLING LEAF DR NW, CONCORD, NC 28027-8104

Mortgage

Document Number	0000016823,
Date	Jul 15, 2026
Instrument	202616823

Lender

Name	STATE EMPLOYEES CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 01, 2056

Interest

Rate Type	Fixed Rate
Rate	6.48%
Initial Type	Fixed Rate
Max Rate	-1%

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	10331 FALLING LEAF DR NW, CONCORD, NC 28027-8104
Transaction Type	Mortgage
Record Updated	Mar 26, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10331 FALLING LEAF DR NW, CONCORD, NC 28027-8104

Mortgage

Document Number	0016853284
Date	Mar 18, 2024
Book Page	16853/284

Lender

Name	LOAN PRONTO INC
Type	Mortgage Company
Address	CHARLOTTE, NC 28208

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2054

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	10331 FALLING LEAF DR NW, CONCORD, NC 28027-8104
Transaction Type	Mortgage
Record Updated	May 03, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001415892
Date	May 05, 2020
Book Page	14158/92

Lender

Name	COLTEN MORTGAGE
Type	Mortgage Company
Address	ENGLEWOOD, CO 80111

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2050

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CABARRUS NC
Recording Date	Jun 10, 2019
Property Address	10331 FALLING LEAF DR NW, CONCORD, NC 28027-8104
Document Number	0013545113
Book / Page	13545 / 0113
Map Reference	MB 48 PG 92
Instrument Date	Jun 10, 2019
Transaction Type	Transfer
Record Updated	May 03, 2022
Title Company	AUSTIN TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$640.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	766 FRANKLIN TREE DR NW, 766, CONCORD, NC 28027-8314

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10331 FALLING LEAF DR NW, CONCORD, NC 28027-8104

Mortgage

Document Number	0013545115
Date	Jun 10, 2019
Instrument	13545/115

Lender

Name	POTOMAC MORTGAGE GROUP LLC
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2049

Tax Assessment & Valuation

Source: Cabarrus County records · Assessment roll updated September 23, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Cabarrus County
Municipality	Concord City
Unified School District	Cabarrus County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,176.00 (+27.33%)	$519,700 (+55.98%) Land $110,000 Building $409,700
2024			$519,700 (+55.98%) Land $110,000 Building $409,700
2023	$4,065.00	$333,190 Land $76,000 Building $257,190	$333,190 Land $76,000 Building $257,190

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cabarrus County (37025C), updated July 1, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370250413073, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Low above 20% of the US · above 24% of North Carolina
Wildfire Likelihood	About 1 in 4,167 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 345 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Google Fiber	Fiber	8,000 / 8,000
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
Uniti Group	DSL	200 / 20
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	Fixed Wireless	100 / 20

May also be available at this address: AT&T, Spectrum, Uniti Group. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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