Cabarrus County property record for 10327 Falling Leaf Dr NW, Concord, NC 28027
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 2,678 sqft · built 2006 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $581,000 (Dec 2023) |
| Tax Bill | $3,895 (2023) |
| Deeds & Mortgages | Sep 2025 Mortgage Sep 2025 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 02001J0441.000000 |
| Primary APN | 02001J0441.000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 2,678 sqft Living Area |
| Gross Area | 3,666 sqft |
| 1st Floor Area | 1,298 sqft |
| Upper Floors Area | 1,380 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2018 |
| Exterior Material | Other |
| Foundation Type | Footing |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Composition Shingle |
| Lot Area | 8,712 sqft (0.2 acres) |
| Lot Dimensions | 145 ft deep x 60 ft wide |
| Garage Type | Mixed |
| Garage Area | 462 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 684 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 150 sqft |
| Patio Area | 376 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 167460 |
|---|---|
| Street Address | 10327 FALLING LEAF DR NW |
| City | CONCORD |
| State | NC |
| Zip | 28027-8104 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RV |
| Legal Description | LT 441 WINDING WALK |
| Legal Subdivision | WINDING WALK |
| Legal Lot Number | 441 |
| Jurisdiction | CABARRUS NC |
| Township / Civil Division | 2, POPLAR TENT |
| Census Block Group | 3 |
| Census Block | 3034 |
| Census Tract | 41307 |
10327 Falling Leaf Dr NW is owned and occupied by two individuals who bought it in December 2023.
Source: Cabarrus County records, as of October 9, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 10327 FALLING LEAF DR NW, CONCORD, NC 28027-8104 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 30, 2025 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Sep 30, 2025 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Dec 18, 2023 | Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Mar 24, 2017 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage SHARONVIEW FCU |
| Sep 30, 2021 | Deed of Trust, Mortgage · VA Mortgage LAKEVIEW LOAN SERVICING LLC |
| May 23, 2019 | Warranty Deed, Transfer CORNERSTONE HM LNDG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 18, 2023 · Amount on File |
| Deed Sale | Dec 18, 2023 · Amount on File |
| Prior Sale | May 23, 2019 · Amount on File |
| Deed Document Number | 202325600 |
| Deed Book / Page | 16754 / 158 |
| Prior Transfer Date | Aug 3, 2010 |
| Prior Transfer Doc | 0000924521 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CABARRUS NC |
| Property Address | 10327 FALLING LEAF DR NW, CONCORD, NC 28027-8104 |
| Transaction Type | Mortgage |
| Record Updated | Oct 10, 2025 |
| Name | Verified Name |
|---|---|
| Address | 6142 TREEHOUSE DR, CHARLOTTE, NC 28214-2653 |
| Document Number | 0001764068 |
|---|---|
| Date | Sep 30, 2025 |
| Book Page | 17640/68 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Oct 1, 2040 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CABARRUS NC |
| Property Address | 10327 FALLING LEAF DR NW, CONCORD, NC 28027-8104 |
| Transaction Type | Mortgage |
| Record Updated | Oct 10, 2025 |
| Name | Verified Name |
|---|---|
| Address | 10327 FALLING LEAF DR NW, CONCORD, NC 28027-8104 |
| Document Number | 0017643239 |
|---|---|
| Date | Sep 30, 2025 |
| Book Page | 17643/239 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Oct 1, 2040 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CABARRUS NC |
| Recording Date | Dec 18, 2023 |
| Property Address | 10327 FALLING LEAF DR NW, CONCORD, NC 28027-8104 |
| Document Number | 0016754158 |
| Book / Page | 16754 / 158 |
| Map Reference | MB 48 PG 92 |
| Instrument Date | Dec 18, 2023 |
| Transaction Type | Transfer |
| Record Updated | Dec 25, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,162.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 213 SUGAR HOLLOW TRL, PINEY FLATS, TN 37686-3229 |
| Name | Verified Name |
|---|---|
| Address | 10327 FALLING LEAF DR NW, CONCORD, NC 28027-8104 |
| Document Number | 0167540160 |
|---|---|
| Date | Dec 18, 2023 |
| Instrument | 16754-0160 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CABARRUS NC |
| Property Address | 10327 FALLING LEAF DR NW, CONCORD, NC 28027-8104 |
| Transaction Type | Mortgage |
| Record Updated | May 3, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0012411144 |
|---|---|
| Date | Mar 24, 2017 |
| Book Page | 12411/0144 |
| Instrument | 12411-0144 |
| Name | SHARONVIEW FCU |
|---|---|
| Type | Credit Union |
| Address | FORT MILL, SC 29716 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Mar 25, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CABARRUS NC |
| Property Address | 10327 FALLING LEAF DR NW, CONCORD, NC 28027-8104 |
| Transaction Type | Mortgage |
| Record Updated | May 3, 2022 |
| Title Company | WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS COMPA |
| Name | Verified Name |
|---|
| Document Number | 0001554245 |
|---|---|
| Date | Sep 30, 2021 |
| Book Page | 15542/45 |
| Name | LAKEVIEW LOAN SERVICING LLC |
|---|---|
| Type | Mortgage Company |
| Address | MIAMI, FL 33146 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CABARRUS NC |
| Recording Date | May 23, 2019 |
| Property Address | 10327 FALLING LEAF DR NW, CONCORD, NC 28027-8104 |
| Document Number | 13519114 |
| Book / Page | 013519 / 000114 |
| Instrument Date | May 23, 2019 |
| Instrument | 12537 |
| Transaction Type | Transfer |
| Record Updated | Jun 5, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $684.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 10327 FALLING LEAF DR NW CONCORD NC 280278104, CONCORD, NC 28027-8104 |
| Document Number | 13519117 |
|---|---|
| Date | May 23, 2019 |
| Book Page | 013519/000117 |
| Instrument | 12538 |
| Name | CORNERSTONE HM LNDG |
|---|---|
| Address | HOUSTON, TX 77027 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | May 22, 2049 |
Source: Cabarrus County assessment roll, as of August 27, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cabarrus County |
| Municipality | Concord City |
| Unified School District | Cabarrus County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $554,220 Land $110,000 Building $444,220 | ||
| 2024 | $554,220 (+73.61%) Land $110,000 Building $444,220 | ||
| 2023 | $3,895.00 | $319,240 Land $76,000 Building $243,240 | $319,240 Land $76,000 Building $243,240 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 10327 Falling Leaf Dr NW in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 10327 Falling Leaf Dr NW is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CONCORD serves 120,771 people · EPA ID NC0113010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Apr 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 345 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Google Fiber Fiber | 8,000 / 8,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Windstream DSL · Fiber in parts of the area | 200 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
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