Pinellas County property record for 10331 109th Ave, Largo, FL 33773
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,272 sqft · built 1956 |
| Lot Size | 0.138 acres (5,998 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $298,000 (Jan 2025) |
| Tax Bill | $4,759 (2025) |
| Deeds & Mortgages | Oct 2025 Mortgage Nov 2021 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | C62-000-750-7005-2 |
| Primary APN | C62-000-750-7005-2 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,272 sqft Living Area |
| Gross Area | 1,427 sqft |
| 1st Floor Area | 1,272 sqft |
| Flooring | Carpet |
| Interior Walls | Composition |
| Year Built | Built 1956 |
|---|---|
| Effective Year Built | Effective 1973 |
| Architectural Style | Custom Design |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 5,998 sqft (0.138 acres) |
| Lot Dimensions | 100 ft deep x 60 ft wide |
| Porch | Patio |
|---|---|
| Porch Area | 155 sqft |
| Shed | 1 Shed |
| Shed Area | 96 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | R164309 |
|---|---|
| Street Address | 10331 109TH AVE |
| City | LARGO |
| State | FL |
| Zip | 33773-4108 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Description | SEMINOLE GARDENS LOT 166 |
| Legal Range | 15E |
| Legal Township | 30S |
| Legal Section | 15 |
| Legal Subdivision | SEMINOLE GARDENS |
| Legal Tract | 79686 |
| Legal Lot Number | 166 |
| Jurisdiction | PINELLAS FL |
| Township / Civil Division | BOCA CIEGA |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 25114 |
Source: Pinellas County records, as of September 10, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 10331 109TH AVE, LARGO, FL 33773-4108 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single |
| Date | Document |
|---|---|
| Oct 2, 2025 | Deed of Trust, Mortgage · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| Nov 2, 2021 | Deed of Trust, Mortgage · Line of Credit TD BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 13, 2025 · Amount on Record |
| Deed Sale | Jan 13, 2025 · Amount on Record |
| Prior Sale | Nov 4, 2024 · Amount on Record |
| Deed Document Number | 202511346 |
| Deed Book / Page | 23030 / 772 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Property Address | 10331 109TH AVE, LARGO, FL 33773-4108 |
| Transaction Type | Mortgage |
| Record Updated | Oct 28, 2025 |
| Title Company | BOSTON NATIONAL TITLE AGENCY |
| Name | Verified Name |
|---|---|
| Address | 10331 109TH AVE, LARGO, FL 33773-4108 |
| Document Number | 0233131952 |
|---|---|
| Date | Oct 2, 2025 |
| Book Page | 23313/1952 |
| Instrument | 2025280946 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Address | COLUMBIA, MO 65203 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Property Address | 10331 109TH AVE, LARGO, FL 33773-4108 |
| Transaction Type | Mortgage |
| Record Updated | Nov 15, 2021 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 10331 109TH AVE, LARGO, FL 33773-4108 |
| Document Number | 0217892217 |
|---|---|
| Date | Nov 2, 2021 |
| Book Page | 21789/2217 |
| Instrument | 2021358892 |
| Name | TD BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19808 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Oct 12, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Pinellas County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Pinellas County |
| Unified School District | Pinellas County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,759.00 (+774.82%) | $256,901 (+292.54%) Land $102,922 Building $153,979 | $256,901 (+58.47%) Land $102,922 Building $153,979 |
| 2023 | $544.00 (-11.11%) Homeowner's exemption Widower's exemption | $65,445 (+3%) | $162,111 (+11.25%) Land $117,572 Building $44,539 |
| 2022 | $612.00 Homeowner's exemption Widower's exemption | $63,539 | $145,722 Land $110,961 Building $34,761 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 81 individual policies |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 129 units insured incl. 48 condo units |
| Nearby Flood Claims | 5 (1979–2024) |
| Claims Outside the SFHA | 3 of 5 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2023 |
| Lead | Under 1 ppb (2020) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 17 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 888 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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