10326 109th Ave, Largo, FL 33773 Property Records

Pinellas County property record for 10326 109th Ave, Largo, FL 33773

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,537 sqft · built 1956
Lot Size	0.138 acres (5,998 sqft)
Owner	Company Name on File
Last Sale	$310,000 (May 2022)
Tax Bill	$6,157 (2025)
Deeds & Mortgages	May 2022 Sale Mar 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`C62-000-750-7024-3`

Property Details

APN / Parcel Number

Primary APN	`C62-000-750-7024-3`
Alternative APNs	`15-30-15-79686-000-1850` `301515796860001850` `R164328`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,537 sqft Living Area
Gross Area	2,253 sqft
1st Floor Area	1,537 sqft
Flooring	Carpet
Interior Walls	Composition

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1991
Architectural Style	Custom Design
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	5,998 sqft (0.138 acres)
Lot Dimensions	100 ft deep x 60 ft wide
Garage Type	Carport
Garage Area	231 sqft
Carport	Carport
Carport Area	231 sqft
Porch	Slab
Porch Area	456 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R164328
Street Address	10326 109TH AVE
City	LARGO
State	FL
Zip	33773-4107
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	SEMINOLE GARDENS LOT 185
Legal Range	15E
Legal Township	30S
Legal Section	15
Legal Subdivision	SEMINOLE GARDENS
Legal Tract	79686
Legal Lot Number	185
Jurisdiction	PINELLAS FL
Township / Civil Division	BOCA CIEGA
Census Block Group	2
Census Block	2025
Census Tract	25114

Owner

10326 109th Ave is owned by a company that bought it in May 2022.

Source: Pinellas County records, as of September 10, 2026

Owner of Record	Company Name on File
Mailing Address	9200 E HAMPTON DR, CAPITOL HEIGHTS, MD 20743-3828
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 10, 2022	Warranty Deed, Transfer NOT AVAILABLE, RTR TITLE
Mar 8, 2021	Warranty Deed, Transfer · FHA Mortgage AMERICAN FINANCIAL RESOURCES INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 10, 2022 · Amount on File
Deed Sale	May 10, 2022 · Amount on File
Prior Sale	Mar 8, 2021 · Amount on File
Deed Document Number	2022148659
Deed Book / Page	22056 / 818
Record Updated	Oct 29, 2026

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	May 10, 2022
Property Address	10326 109TH AVE, LARGO, FL 33773-4107
Document Number	0220560818
Book / Page	22056 / 818
Map Reference	MB 38 PG 54&55
Instrument Date	May 6, 2022
Instrument	2022148659
Transaction Type	Transfer
Record Updated	Jun 6, 2022
Title Company	NOT AVAILABLE, RTR TITLE

Transaction

Amount	Amount on Record
Tax	$2,170.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10326 109TH AVE, 10326, LARGO, FL 33773-4107

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9200 E HAMPTON DR, CAPITOL HEIGHTS, MD 20743-3820

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Mar 8, 2021
Property Address	10326 109TH AVE, LARGO, FL 33773-4107
Document Number	0214230709
Book / Page	21423 / 709
Map Reference	MB 38 PG 54&55
Instrument Date	Mar 5, 2021
Instrument	2021074580
Transaction Type	Transfer
Record Updated	Feb 1, 2022
Title Company	SOUND TITLE OF TAMPA BAY INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,715.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1734 ALBEMARLE RD, 1734, CLEARWATER, FL 33764-6521

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	10326 109TH AVE, LARGO, FL 33773-4107

Mortgage

Document Number	0021423711
Date	Mar 8, 2021
Instrument	21423/711

Lender

Name	AMERICAN FINANCIAL RESOURCES INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 10326 109th Ave was $6,157.

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,157.00	$336,562 Land $101,124 Building $235,438	$336,562 Land $101,124 Building $235,438
2023	$4,910.00 (+31.11%)	$271,282 (+10.84%)	$271,282 (+10.84%) Land $118,517 Building $152,765
2022	$3,745.00 Homeowner's exemption	$244,743	$244,743 Land $120,635 Building $124,108

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10326 109th Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 81 individual policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	129 units insured incl. 48 condo units
Nearby Flood Claims	5 (1979–2024)
Claims Outside the SFHA	3 of 5
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 10326 109th Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2020) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 604 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Frontier.

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