10330 Phal Rd, Grass Lake, MI 49240 Property Records

Jackson County property record for 10330 Phal Rd, Grass Lake, MI 49240

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,904 sqft · built 1992
Lot Size	2.06 acres (89,734 sqft)
Owner	Individual Name on Record
Last Sale	$9,600 (Mar 1992)
Tax Bill	$3,658 (2025)
Deeds & Mortgages	Jul 2023 Sale & Mortgage Nov 2022 Transfer
Flood Zone	Zone X (minimal risk)
APN	`000-15-17-201-001-04`

Property Details

APN / Parcel Number

Primary APN	`000-15-17-201-001-04`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,904 sqft Living Area
1st Floor Area	1,904 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Lot Area	89,734 sqft (2.06 acres)
Lot Dimensions	300 ft deep x 300 ft wide
Garage Area	1,376 sqft
Parking Spaces	5 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	10330 PHAL RD
City	GRASS LAKE
State	MI
Zip	49240-9494
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2- SIN
Legal Description	BEG AT N 1/4 POST OF SEC 17 TH S 00DEG 23'07''E 1310.58 FT ALG N&S 1/4 LNTO CEN LN OF PHAL RD TH N 86DEG 43'08''E 600 FT ALG
Legal Range	02E
Legal Township	03S
Legal Section	17
Legal Subdivision	GRASS LAKE
Jurisdiction	JACKSON MI
Township / Civil Division	GRASS LAKE
Census Block Group	2
Census Block	2035
Census Tract	6804

Owner

Source: Jackson County records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	10330 PHAL RD, GRASS LAKE, MI 49240-9494
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 10, 2023	Warranty Deed, Transfer · Conventional Mortgage WATERSTONE MORTGAGE CORP
Nov 9, 2022	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 1, 1992 · Amount on Record
Deed Sale	Mar 1, 1992 · Amount on Record
Record Updated	Sep 20, 2026

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MI
Recording Date	Jul 10, 2023
Property Address	10330 PHAL RD, GRASS LAKE, MI 49240-9494
Document Number	0002941271
Book / Page	2232 / 480
Instrument Date	Jun 30, 2023
Instrument	2941271
Transaction Type	Transfer
Record Updated	Aug 17, 2023
Title Company	AMERICA TITLE, AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,650.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1104 TANBARK NE, JACKSON, MI 49203-1274

Mortgage

Document Number	0002941272
Date	Jul 10, 2023
Instrument	2941272

Lender

Name	WATERSTONE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2053

November 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	JACKSON MI
Recording Date	Nov 9, 2022
Property Address	10330 PHAL RD, GRASS LAKE, MI 49240-9494
Document Number	0002926751
Book / Page	2221 / 260
Instrument Date	Nov 7, 2022
Instrument	2926751
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10330 PHAL RD, GRASS LAKE, MI 49240-9494
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Jackson County
County Subdivision	Grass Lake Charter Township
Unified School District	Grass Lake Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$165,600 (+10.4%)	$331,200 (+10.4%)
2025	$3,658.00 (-27.79%)	$150,000 (+12.7%)	$300,000 (+12.7%)
2024	$5,066.00 (+51.9%)
2023		$133,100	$266,200
2022	$3,335.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 3, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Fiber	2,000 / 2,000
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Mercury Fiber.

Cell Coverage

5G (outdoors only) and 4G LTE

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