10302 Phal Rd, Grass Lake, MI 49240 Property Records

Jackson County property record for 10302 Phal Rd, Grass Lake, MI 49240

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,758 sqft · built 1993
Lot Size	2.06 acres (89,734 sqft)
Owner	Individual Name on File
Last Sale	$220,000 (Apr 2017)
Tax Bill	$3,733 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Apr 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`000-15-17-201-001-02`

Property Details

APN / Parcel Number

Primary APN	`000-15-17-201-001-02`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,758 sqft Living Area
1st Floor Area	1,758 sqft
Basement Area	1,758 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Lot Area	89,734 sqft (2.06 acres)
Lot Dimensions	300 ft deep x 300 ft wide
Garage Area	872 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	10302 PHAL RD
City	GRASS LAKE
State	MI
Zip	49240-9494
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2- SIN
Legal Description	BEG AT N 1/4 POST OF SEC 17 TH S 00 23'07''E 1010.58 FT ALG N&S 1/4 LNTO A PT FOR PL OF BEG OF THIS DESCN TH N 86 43'08''E
Legal Range	02E
Legal Township	03S
Legal Section	17
Jurisdiction	JACKSON MI
Township / Civil Division	GRASS LAKE
Census Block Group	2
Census Block	2035
Census Tract	6804

Owner

10302 Phal Rd is owned and occupied by an individual who bought it in April 2017.

Source: Jackson County records, as of June 29, 2026

Owner of Record	Individual Name on File
Mailing Address	10302 PHAL RD, GRASS LAKE, MI 49240-9494
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage ALLY BANK
Apr 20, 2017	Warranty Deed, Transfer · Conventional with PMI QUICKEN LOANS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 20, 2017 · Amount on File
Deed Sale	Apr 20, 2017 · Amount on File
Deed Document Number	20172767958
Deed Book / Page	2099 / 70
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MI
Property Address	10302 PHAL RD, GRASS LAKE, MI 49240-9494
Transaction Type	Mortgage
Record Updated	Apr 22, 2021
Title Company	ATA NATIONAL TITLE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002877655
Date	Mar 25, 2021
Book Page	2183/565
Instrument	2877655

Lender

Name	ALLY BANK
Type	Bank
Address	CHARLOTTE, NC 28202

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MI
Recording Date	Apr 20, 2017
Property Address	10302 PHAL RD, GRASS LAKE, MI 49240-9494
Document Number	0002767958
Book / Page	002099 / 000070
Instrument Date	Apr 13, 2017
Instrument	2767958
Transaction Type	Transfer
Record Updated	Aug 18, 2018
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10302 PHAL RD

Mortgage

Document Number	2767959
Date	Apr 20, 2017
Book Page	002099/000071
Instrument	2767959

Lender

Name	QUICKEN LOANS INC
Type	Funding / Finance Company

Agreement

Type	Conventional with PMI
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 10302 Phal Rd was $3,733 with a homeowner's exemption, down 27.8% from the year before.

Source: Jackson County assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Jackson County
County Subdivision	Grass Lake Charter Township
Unified School District	Grass Lake Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$207,800 (+11.06%)	$415,600 (+11.06%)
2025	$3,733.00 (-27.75%)	$187,100	$374,200
2024	$5,167.00
2023		$165,600	$331,200
2022	$4,673.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10302 Phal Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 3, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10302 Phal Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber	2,000 / 2,000
WOW Internet, Cable & Phone Cable	1,200 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Phal Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures