St. Johns County property record for 1033 W Terranova Way, Saint Augustine, FL 32092
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4 ba · 3,003 sqft · built 2006 |
| Lot Size | 0.3 acres (13,068 sqft) |
| Owner | Individual Name on File |
| Last Sale | $250,000 (Jul 2019) |
| Tax Bill | $6,891 (2025) |
| Deeds & Mortgages | Jan 2026 Mortgage Dec 2022 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 028685-0170 |
| Primary APN | 028685-0170 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4 Baths |
| Plumbing Fixtures | 16 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 3,003 sqft Living Area |
| Gross Area | 4,249 sqft |
| 1st Floor Area | 2,490 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Stucco |
| Construction Type | Wood |
| Foundation Type | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 13,068 sqft (0.3 acres) |
| Garage Type | Attached |
| Garage Area | 782 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished Screened Porch |
| Porch Area | 536 sqft |
| Patio Area | 503 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 1033 W TERRANOVA WAY |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32092-0467 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | 52/16-42 MURABELLA UNIT 1 LOT 17 OR2720/612 |
| Legal Range | 28E |
| Legal Township | 06S |
| Legal Section | 38 |
| Legal Subdivision | MURABELLA UNIT 1 |
| Legal Block | 1 |
| Legal Lot Number | 17 |
| Legal Unit | 1 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 20906 |
1033 W Terranova Way is owned and occupied by an individual who bought it in July 2019.
Source: St. Johns County records, as of June 17, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1033 W TERRANOVA WAY, SAINT AUGUSTINE, FL 32092-0467 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 29, 2026 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Dec 28, 2022 | Deed of Trust, Mortgage · Line of Credit VYSTAR CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 9, 2019 · Amount on File |
| Deed Sale | Jul 9, 2019 · Amount on File |
| Prior Sale | Jun 8, 2006 · Amount on File |
| Deed Document Number | 201948881 |
| Deed Book / Page | 4755 / 1140 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 1033 W TERRANOVA WAY, SAINT AUGUSTINE, FL 32092-0467 |
| Transaction Type | Mortgage |
| Record Updated | Feb 11, 2026 |
| Name | Verified Name |
|---|---|
| Address | 1033 W TERRANOVA WAY, SAINT AUGUSTINE, FL 32092-0467 |
| Document Number | 0062960633 |
|---|---|
| Date | Jan 29, 2026 |
| Book Page | 6296/633 |
| Instrument | 2026007459 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 1033 W TERRANOVA WAY, SAINT AUGUSTINE, FL 32092-0467 |
| Transaction Type | Mortgage |
| Record Updated | Jan 10, 2023 |
| Name | Verified Name |
|---|---|
| Address | 1033 WTERRANOVA WAY, SAINT AUGUSTINE, FL 32092 |
| Document Number | 0056860408 |
|---|---|
| Date | Dec 28, 2022 |
| Book Page | 5686/408 |
| Instrument | 2022115755 |
| Name | VYSTAR CU |
|---|---|
| Type | Credit Union |
| Address | JACKSONVILLE, FL 32202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 121 Months |
| Due | Jan 1, 2033 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 1033 W Terranova Way was $6,891 with a homeowner's exemption, up 8% from the year before.
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $293,208 (+2.7%) | $500,174 (-4.09%) Land $110,000 Building $390,174 | |
| 2025 | $6,891.00 (+8.01%) Homeowner's exemption | $285,500 | $521,490 Land $110,000 Building $411,490 |
| 2024 | $6,380.00 (+4.01%) | ||
| 2023 | $6,134.00 (+2.95%) Homeowner's exemption | $269,373 (+3%) | $550,319 (+10.43%) Land $100,800 Building $449,519 |
| 2022 | $5,958.00 Homeowner's exemption | $261,527 | $498,322 Land $100,800 Building $397,522 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1033 W Terranova Way in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 62 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 62 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1033 W Terranova Way is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 91% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SJCU-NORTHWEST UTILITIES WTP serves 48,040 people · EPA ID FL2554471 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Also Mapped Here | SJCU-CR214 MAINLAND WTP |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 286 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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