1024 W Terranova Way, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 1024 W Terranova Way, Saint Augustine, FL 32092

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 2,817 sqft · built 2007
Lot Size	0.31 acres (13,503 sqft)
Owner	2 Individual Names on File
Last Sale	$485,000 (Oct 2021)
Tax Bill	$8,894 (2025)
Deeds & Mortgages	Oct 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`028685-0260`

Property Details

APN / Parcel Number

Primary APN	`028685-0260`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	16 Plumbing Fixtures
Stories	2 Stories
Building Area	2,817 sqft Living Area
Gross Area	3,531 sqft
1st Floor Area	1,541 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Exterior Material	Stucco
Construction Type	Wood
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	13,503 sqft (0.31 acres)
Garage Type	Attached
Garage Area	714 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	199 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1024 W TERRANOVA WAY
City	SAINT AUGUSTINE
State	FL
Zip	32092-0474
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	52/16-42 MURABELLA UNIT 1 LOT 26 OR5384/1664
Legal Range	28E
Legal Township	06S
Legal Section	38
Legal Subdivision	MURABELLA UNIT 1
Legal Block	1
Legal Lot Number	26
Legal Unit	1
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	1
Census Block	1017
Census Tract	20906

Owner

1024 W Terranova Way is owned and occupied by two individuals who bought it in October 2021.

Source: St. Johns County records, as of June 17, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1024 W TERRANOVA WAY, SAINT AUGUSTINE, FL 32092-0474
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 4, 2021 · Amount on File
Deed Sale	Oct 4, 2021 · Amount on File
Prior Sale	Dec 13, 2007 · Amount on File
Deed Document Number	2021107894
Deed Book / Page	5384 / 1664
Record Updated	Oct 29, 2026

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Oct 4, 2021
Property Address	1024 W TERRANOVA WAY, SAINT AUGUSTINE, FL 32092-0474
Document Number	0053841664
Book / Page	5384 / 1664
Map Reference	MB 52 PG 16-42
Instrument Date	Oct 1, 2021
Instrument	2021107894
Transaction Type	Transfer
Record Updated	May 23, 2023

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,395.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	14951 WALDEN SPRINGS WAY APT 611, 611, JACKSONVILLE, FL 32258-1187

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1024 W TERRANOVA WAY, SAINT AUGUSTINE, FL 32092-0474
Investor	Possibly a Property Investor

Mortgage

Document Number	0053841666
Date	Oct 4, 2021
Instrument	5384/1666

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 1024 W Terranova Way was $8,894 with exemptions applied, up 6.8% from the year before.

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$432,979 (-1.41%) Land $110,000 Building $322,979	$432,979 (-1.41%) Land $110,000 Building $322,979
2025	$8,894.00 (+6.76%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$439,168 (+0.26%)	$439,168 (-2.61%) Land $110,000 Building $329,168
2024	$8,331.00 (+3.49%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$438,035 (+3%)	$450,942 (-0.43%) Land $105,000 Building $345,942
2023	$8,050.00 (+1.96%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$425,277 (+3%)	$452,873 (+9.68%) Land $89,600 Building $363,273
2022	$7,895.00 Homeowner's exemption	$412,890	$412,890 Land $89,600 Building $323,290

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1024 W Terranova Way in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 62 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	62 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1024 W Terranova Way is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SJCU-NORTHWEST UTILITIES WTP serves 48,040 people · EPA ID FL2554471
Water Source	Groundwater
Last State Inspection	Jun 2024
Also Mapped Here	SJCU-CR214 MAINLAND WTP
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 243 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20