1033 Regency Dr, Charlotte, NC 28211 Property Records

Mecklenburg County property record for 1033 Regency Dr, Charlotte, NC 28211

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,326 sqft · built 1964
Lot Size	0.37 acres (16,117 sqft)
Owner	2 Individual Names on File
Last Sale	$242,500 (Apr 2014)
Tax Bill	$3,977 (2024)
Deeds & Mortgages	Feb 2026 Line of Credit May 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`189-072-06`

Property Details

APN / Parcel Number

Primary APN	`189-072-06`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	2,326 sqft Living Area
1st Floor Area	1,542 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1964
Effective Year Built	Effective 2000
Architectural Style	Split Level
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Raised
Roof Type	Gable
Roof Material	Other
Lot Area	16,117 sqft (0.37 acres)
Patio Area	292 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	1033 REGENCY DR
City	CHARLOTTE
State	NC
Zip	28211-4778
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	L31 M10-307
Legal Subdivision	STONEHAVEN SEC 05
Legal Block	2
Legal Lot Number	31
Jurisdiction	MECKLENBURG NC
Township / Civil Division	1, CHARLOTTE
Census Block Group	1
Census Block	1003
Census Tract	2008

Owner

1033 Regency Dr is owned and occupied by two individuals who bought it in April 2014.

Source: Mecklenburg County records, as of May 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1033 REGENCY DR, CHARLOTTE, NC 28211-4778
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 10, 2026	Deed of Trust, Mortgage · Line of Credit TRUIST BANK
May 10, 2019	Deed of Trust, Mortgage · Commercial Mortgage PNC BANK NA
Oct 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 28, 2014 · Amount on File
Deed Sale	Apr 28, 2014 · Amount on File
Prior Sale	Oct 18, 2012 · Amount on File
Deed Document Number	201445041
Deed Book / Page	29139 / 549
Prior Transfer Date	Jan 22, 2009
Prior Transfer Doc	0000009238
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	1033 REGENCY DR, CHARLOTTE, NC 28211-4778
Transaction Type	Mortgage
Record Updated	May 22, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1033 REGENCY DR, CHARLOTTE, NC 28211-4778

Mortgage

Document Number	0000012736
Date	Feb 10, 2026
Book Page	40188/348
Instrument	2026012736

Lender

Name	TRUIST BANK
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	1033 REGENCY DR, CHARLOTTE, NC 28211-4778
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000056306
Date	May 10, 2019
Book Page	33496/905
Instrument	2019056306

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	216 Months
Due	May 14, 2037

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	1033 REGENCY DR, CHARLOTTE, NC 28211-4778
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000181072
Date	Oct 30, 2020
Book Page	35250/275
Instrument	2020181072

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of September 9, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Municipality	Charlotte City
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$505,000 Land $115,000 Building $390,000	$505,000 Land $115,000 Building $390,000
2024	$3,977.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1033 Regency Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 3, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1033 Regency Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 296 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Regency Dr

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