1016 Regency Dr, Charlotte, NC 28211 Property Records

Mecklenburg County property record for 1016 Regency Dr, Charlotte, NC 28211

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,085 sqft · built 1964
Lot Size	0.38 acres (16,553 sqft)
Owner	2 Individual Names on File
Last Sale	$1,015,000 (Apr 2026)
Tax Bill	$4,447 (2024)
Deeds & Mortgages	Apr 2026 Sale & Mortgage Jan 2024 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`189-073-28`

Property Details

APN / Parcel Number

Primary APN	`189-073-28`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,085 sqft Living Area
Gross Area	2,565 sqft
1st Floor Area	2,085 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1964
Effective Year Built	Effective 2015
Exterior Material	Brick
Construction Type	Frame
Foundation Type	Raised
Roof Type	Gable
Roof Material	Other
Lot Area	16,553 sqft (0.38 acres)
Garage Type	Attached
Garage Area	480 sqft
Porch	Finished/Open Porch
Porch Area	196 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	1016 REGENCY DR
City	CHARLOTTE
State	NC
Zip	28211-4779
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	L50 M10 307
Legal Subdivision	STONEHAVEN SUBDIVISION
Legal Block	3
Legal Lot Number	50
Jurisdiction	MECKLENBURG NC
Township / Civil Division	1, CHARLOTTE
Census Block Group	1
Census Block	1004
Census Tract	2008

Owner

1016 Regency Dr is owned and occupied by two individuals who bought it in April 2026.

Source: Mecklenburg County records, as of May 5, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1016 REGENCY DR, CHARLOTTE, NC 28211-4779
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 22, 2026	Warranty Deed, Transfer · Conventional Mortgage AMERICAN SECURITY MORTGAGE CORPORATION
Jan 17, 2024	Warranty Deed, Transfer · Conventional Mortgage ATLANTIC BAY MORTGAGE GROUP LLC
Oct 13, 2022	Warranty Deed, Transfer TRYON TITLE AGENCY LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 22, 2026 · Amount on File
Deed Sale	Apr 22, 2026 · Amount on File
Prior Sale	Jan 17, 2024 · Amount on File
Deed Document Number	202641307
Deed Book / Page	40364 / 697
Prior Transfer Date	May 8, 1998
Prior Transfer Doc	9717000879
Record Updated	Oct 29, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Apr 22, 2026
Property Address	1016 REGENCY DR, CHARLOTTE, NC 28211-4779
Document Number	0000041307
Book / Page	40364 / 697
Instrument Date	Apr 22, 2026
Instrument	2026.41307
Transaction Type	Transfer
Record Updated	May 6, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$205,030.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1016 REGENCY DR, CHARLOTTE, NC 28211-4779

Mortgage

Document Number	0000041308,
Date	Apr 22, 2026
Book Page	40364/699
Instrument	2026.41308

Lender

Name	AMERICAN SECURITY MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.5%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Jan 17, 2024
Property Address	1016 REGENCY DR, CHARLOTTE, NC 28211-4779
Document Number	0000004337
Book / Page	38585 / 832
Map Reference	MB 10 PG 307
Instrument Date	Jan 17, 2024
Instrument	2024004337
Transaction Type	Transfer
Record Updated	May 22, 2026
Title Company	TRYON TITLE AGENCY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,760.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5258 ADDISON DR, CHARLOTTE, NC 28211-4135

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1016 REGENCY DR, CHARLOTTE, NC 28211-4779

Mortgage

Document Number	0000004338
Date	Jan 17, 2024
Instrument	2024004338

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2054

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Oct 13, 2022
Property Address	1016 REGENCY DR, CHARLOTTE, NC 28211-4779
Document Number	0000142262
Book / Page	37709 / 571
Map Reference	MB 10 PG 307
Instrument Date	Oct 11, 2022
Instrument	2022142262
Transaction Type	Transfer
Record Updated	May 22, 2026
Title Company	TRYON TITLE AGENCY LLC

Transaction

Amount	Amount on Record
Tax	$950.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	936 N RANDALL RD, AURORA, IL 60506-1932

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1016 REGENCY DR, CHARLOTTE, NC 28211-4779

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of September 9, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Municipality	Charlotte City
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$622,300 Land $115,000 Building $507,300	$622,300 Land $115,000 Building $507,300
2024	$4,447.00 (-17.69%)
2023	$5,403.00	$559,900 Land $115,000 Building $444,900	$559,900 Land $115,000 Building $444,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1016 Regency Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 3, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1016 Regency Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 303 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Regency Dr

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