1033 Moonlight Dr, Berea, KY 40403 Property Records

Madison County property record for 1033 Moonlight Dr, Berea, KY 40403

Property Summary

Property Type	Single Family Home
Details	1,896 sqft
Lot Size	0.81 acres (35,284 sqft)
Owner	2 Individual Names on Record
Last Sale	$201,000 (Sep 2021)
Tax Bill	$2,093 (2025)
Deeds & Mortgages	Sep 2021 Sale & Mortgage Apr 2021 Mortgage + 1 more
Flood Zone	Zone A (high risk)
APN	`0073-0003-0010`

Property Details

APN / Parcel Number

Primary APN	`0073-0003-0010`
Alternative APNs	`117240` `80320` `46626`

Interior

Stories	1 Story
Building Area	1,896 sqft Living Area

Exterior

Exterior Material	Brick Veneer
Lot Area	35,284 sqft (0.81 acres)
Garage Type	Attached
Garage Area	952 sqft
Parking Spaces	4 Parking Spaces

Location & Zoning

Account Number	46626
Street Address	1033 MOONLIGHT DR
City	BEREA
State	KY
Zip	40403-9239
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SHADOWBROOK LOT 10
Legal Subdivision	SHADOWBROOK
Legal Lot Number	10
Jurisdiction	MADISON KY
Township / Civil Division	BEREA
Census Block Group	1
Census Block	1003
Census Tract	11101

Owner

Source: Madison County records, as of December 9, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1033 MOONLIGHT DR, BEREA, KY 40403-9239
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 15, 2021	Deed, Transfer · USDA Mortgage PRIME MORTGAGE LENDING INC
Apr 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY TRUST BANK INC
Sep 26, 2018	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 15, 2021 · Amount on Record
Deed Sale	Sep 15, 2021 · Amount on Record
Deed Document Number	202114053080
Deed Book / Page	811 / 405
Prior Transfer Date	Sep 21, 2018
Prior Transfer Doc	D00764/773
Record Updated	Jun 8, 2026

September 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	MADISON KY
Recording Date	Sep 15, 2021
Property Address	1033 MOONLIGHT DR, BEREA, KY 40403-9239
Document Number	D811/405
Book / Page	D811 / 405
Map Reference	MB 17 PG 83
Instrument Date	Sep 3, 2021
Instrument	2014053080
Transaction Type	Transfer
Record Updated	Sep 29, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$201.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3300 SQUIRE OAK DR, 3300, LEXINGTON, KY 40515-1330

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1033 MOONLIGHT DR, BEREA, KY 40403-9239

Mortgage

Document Number	2014053081
Date	Sep 15, 2021
Instrument	2014053081

Lender

Name	PRIME MORTGAGE LENDING INC
Type	Mortgage Company

Agreement

Type	USDA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON KY
Property Address	1033 MOONLIGHT DR, BEREA, KY 40403-9239
Transaction Type	Mortgage
Record Updated	May 17, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M2045/626
Date	Apr 26, 2021
Book Page	M2045/626
Instrument	2014034366

Lender

Name	COMMUNITY TRUST BANK INC
Type	Bank
Address	PIKEVILLE, KY 41502

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	301 Months
Due	May 1, 2046

Interest

Rate Type	Adjustable Rate
Rate	3.25%
Adjustable	Adjustable Rate Rider
Type Change Date	May 1, 2026
Change Frequency	Annually
Min Rate At Change	3.37%
Max Rate At Change	5.25%
Index	1-Year CMT
Max Rate	9.25%

September 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MADISON KY
Recording Date	Sep 26, 2018
Property Address	1033 MOONLIGHT DR, BEREA, KY 40403-9239
Document Number	D00764/773
Book / Page	D00764 / 773
Map Reference	MB17 PG83
Instrument Date	Sep 21, 2018
Instrument	2013982403
Transaction Type	Transfer
Record Updated	Dec 17, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	733 WOODWARD LN, 733, LEXINGTON, KY 40509-4342

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1033 MOONLIGHT DR, BEREA, KY 40403-9239

Tax Assessment & Valuation

Source: Madison County assessment roll, as of December 9, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Madison County
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,093.00 (+7.39%)	$222,000 (+10.45%)	$222,000 (+10.45%)
2023	$1,949.00	$201,000	$201,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · above 67% of Kentucky
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHERN MADISON WATER DISTRICT serves 14,707 people · EPA ID KY0760407
Water Source	Purchased surface water from BEREA MUNICIPAL UTILITIES
Last State Inspection	May 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000

May also be available: Windstream.

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