Madison County property record for 1020 Moonlight Dr, Berea, KY 40403
| Property Type | Single Family Home |
|---|---|
| Details | 1,820 sqft |
| Lot Size | 1.04 acres (45,302 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $118,400 (Feb 1997) |
| Tax Bill | $1,394 (2025) |
| Deeds & Mortgages | Jun 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0073-0003-0006 |
| Primary APN | 0073-0003-0006 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 1,820 sqft Living Area |
| Exterior Material | Aluminum/Vinyl |
|---|---|
| Lot Area | 45,302 sqft (1.04 acres) |
| Garage Type | Attached |
| Garage Area | 614 sqft |
| Parking Spaces | 2 Parking Spaces |
| Account Number | 43281 |
|---|---|
| Street Address | 1020 MOONLIGHT DR |
| City | BEREA |
| State | KY |
| Zip | 40403-9239 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SHADOWBROOK LOT 6 |
| Legal Subdivision | SHADOWBROOK |
| Legal Lot Number | 6 |
| Jurisdiction | MADISON KY |
| Township / Civil Division | BEREA |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 11101 |
1020 Moonlight Dr is owned and occupied by two individuals who bought it in February 1997.
Source: Madison County records, as of December 8, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1020 MOONLIGHT DR, BEREA, KY 40403-9239 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 3, 1997 · Amount on File |
| Deed Sale | Feb 3, 1997 · Amount on File |
| Deed Document Number | 0000475127 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 1020 MOONLIGHT DR, BEREA, KY 40403-9239 |
| Transaction Type | Mortgage |
| Record Updated | Jun 19, 2020 |
| Name | Verified Name |
|---|
| Document Number | M01946/231 |
|---|---|
| Date | Jun 5, 2020 |
| Book Page | M01946/231 |
| Instrument | 2014013352 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jun 1, 2035 |
The 2025 property tax bill for 1020 Moonlight Dr was $1,394 with a homeowner's exemption.
Source: Madison County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Madison County |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,394.00 Homeowner's exemption | $197,000 | $197,000 |
| 2023 | $1,065.00 Homeowner's exemption | $156,200 | $156,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1020 Moonlight Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1020 Moonlight Dr is low, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · above 67% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOUTHERN MADISON WATER DISTRICT serves 14,707 people · EPA ID KY0760407 |
|---|---|
| Water Source | Purchased surface water from BEREA MUNICIPAL UTILITIES |
| Last State Inspection | May 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable | 1,000 / 1,000 |
May also be available: Windstream.
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