1033 E Cleveland St, Hernando, FL 34442 Property Records

Citrus County property record for 1033 E Cleveland St, Hernando, FL 34442

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,942 sqft · built 2016
Lot Size	0.961 acres (41,848 sqft)
Owner	Individual Name on Record
Last Sale	$307,500 (Jan 2020)
Tax Bill	$2,981 (2025)
Deeds & Mortgages	Jul 2026 Sale Sep 2023 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`19E-18S-18-0100-00040-0330`

Property Details

APN / Parcel Number

Primary APN	`19E-18S-18-0100-00040-0330`
Alternative APNs	`1818S19E0100000400330` `2501359`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,942 sqft Living Area
Gross Area	2,426 sqft
1st Floor Area	1,942 sqft
Flooring	Concrete/Cement

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Architectural Style	Custom Design
Exterior Material	Combination
Construction Type	Masonry / Concrete Block
Roof Type	Hip
Roof Material	Metal
Lot Area	41,848 sqft (0.961 acres)
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	5 Parking Spaces

Exterior Amenities

Pool Area	490 sqft
Porch	Finished/Open Porch
Porch Area	261 sqft
Patio Area	260 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	2501359
Street Address	1033 E CLEVELAND ST
City	HERNANDO
State	FL
Zip	34442-2805
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LDR
Legal Description	CITRUS HILLS PB 8 PG 5 LOT 33 BLK 4
Legal Range	19E
Legal Township	18S
Legal Section	21
Legal Subdivision	CITRUS HILLS (PB-8 PG-5)
Legal Block	4
Legal Lot Number	33
Jurisdiction	CITRUS FL
Township / Civil Division	INVERNESS
Census Block Group	2
Census Block	2020
Census Tract	450104

Owner

Source: Citrus County records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1033 E CLEVELAND ST, HERNANDO, FL 34442-2805
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 24, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Sep 28, 2023	Intrafamily Transfer, Transfer
Sep 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE FINANCIAL GROUP INC
Jan 13, 2020	Warranty Deed, Transfer · Conventional Mortgage MORTGAGE FINANCIAL GROUP INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 13, 2020 · Amount on Record
Deed Sale	Jan 13, 2020 · Amount on Record
Prior Sale	Jun 9, 2015 · Amount on Record
Deed Document Number	20201981
Deed Book / Page	3031 / 686
Last Transfer Date	Sep 15, 2023
Transfer Doc	0034131230
Record Updated	Sep 20, 2026

July 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CITRUS FL
Recording Date	Jul 24, 2026
Property Address	1033 E CLEVELAND ST, HERNANDO, FL 34442-2805
Document Number	0000044185
Book / Page	3691 / 2178
Instrument Date	Jul 24, 2026
Instrument	202644185
Transaction Type	Transfer
Record Updated	Aug 31, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Tax	$70.70
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1033 E CLEVELAND ST, HERNANDO, FL 34442-2805

September 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CITRUS FL
Recording Date	Sep 28, 2023
Property Address	1033 E CLEVELAND ST, HERNANDO, FL 34442-2805
Document Number	0034131230
Book / Page	3413 / 1230
Map Reference	MB 8 PG 6
Instrument Date	Sep 15, 2023
Instrument	2023056383
Transaction Type	Transfer
Record Updated	Oct 16, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1033 E CLEVELAND ST, HERNANDO, FL 34442-2805

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1033 E CLEVELAND ST, HERNANDO, FL 34442-2805

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CITRUS FL
Property Address	1033 E CLEVELAND ST, HERNANDO, FL 34442-2805
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1033 E CLEVELAND ST, HERNANDO, FL 34442-2805

Mortgage

Document Number	0030891470
Date	Sep 9, 2020
Book Page	3089/1470
Instrument	2020047262

Lender

Name	MORTGAGE FINANCIAL GROUP INC
Type	Mortgage Company
Address	TAVARES, FL 32778

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Oct 1, 2035

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CITRUS FL
Recording Date	Jan 13, 2020
Property Address	1033 E CLEVELAND ST, HERNANDO, FL 34442-2805
Document Number	0030310686
Book / Page	3031 / 0686
Map Reference	MB 8 PG 5&6
Instrument Date	Dec 31, 2019
Instrument	2020001981
Transaction Type	Transfer
Record Updated	Nov 30, 2021
Title Company	COMPASS TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,152.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1033 E CLEVELAND ST, 1033, HERNANDO, FL 34442-2805

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1033 E CLEVELAND ST, HERNANDO, FL 34442-2805

Mortgage

Document Number	30310687
Date	Jan 13, 2020
Instrument	3031/0687

Lender

Name	MORTGAGE FINANCIAL GROUP INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2050

Tax Assessment & Valuation

Source: Citrus County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Citrus County
Unified School District	Citrus County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,981.00 (+5.48%)	$228,296 (-37.43%)	$354,078 (-2.96%) Land $27,500 Building $326,578
2024	$2,826.00 (+2.5%) Homeowner's exemption Additional exemption filed	$364,865 (+0.31%) Land $26,500 Building $338,365	$364,865 (+0.31%) Land $26,500 Building $338,365
2023	$2,757.00 (+6.9%) Homeowner's exemption Additional exemption filed	$363,733 (+19.1%) Land $24,000 Building $339,733	$363,733 (+19.1%) Land $24,000 Building $339,733
2022	$2,579.00 Homeowner's exemption Additional exemption filed	$305,405 Land $18,000 Building $287,405	$305,405 Land $18,000 Building $287,405

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROLLING OAKS SUBDIVISION public/private · serves 11,572 people · EPA ID FL6090150
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	10 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 90 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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