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1032 E Cleveland St, Hernando, FL 34442 Property Records

Citrus County property record for 1032 E Cleveland St, Hernando, FL 34442 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,969 sqft · built 2024
Lot Size1.92 acres (83,646 sqft)
Owner2 Individual Names on File
Last Sale$18,500 (Apr 2021)
Tax Bill$7,294 (2025)
Deeds & MortgagesMay 2022 Construction Loan
Apr 2021 Sale
Flood ZoneZone X (minimal risk)
APN19E-18S-18-0100-00050-0010

Property Details

APN / Parcel Number

Primary APN19E-18S-18-0100-00050-0010
Alternative APNs
  • 1818S19E0100000500010
  • 1963702
  • 3528134

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,969 sqft Living Area
Gross Area3,671 sqft
1st Floor Area2,969 sqft

Exterior

Year BuiltBuilt 2024
Effective Year BuiltEffective 2024
Exterior MaterialCombination
Roof TypeHip
Roof MaterialFiberglass
Lot Area83,646 sqft (1.92 acres)
Lot Dimensions418 ft deep x 100 ft wide
Garage TypeAttached
Garage Area702 sqft
Parking Spaces6 Parking Spaces
Pool Area288 sqft
PorchFinished/Open Porch

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump

Location & Zoning

Account Number3528134
Street Address1032 E CLEVELAND ST
CityHERNANDO
StateFL
Zip34442-2875
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCITRUS HILLS LOT 1 BLK 5 PER PB 8 PGS 5 & 6
Legal Range19E
Legal Township18S
Legal Section21
Legal SubdivisionCITRUS HILLS (PB-8 PG-5)
Legal Block5
Legal Lot Number1
JurisdictionCITRUS FL
Township / Civil DivisionINVERNESS
Census Block Group2
Census Block2038
Census Tract450104

Owner

Source: Citrus County records · APN 19E-18S-18-0100-00050-0010

Assessment roll updated December 3, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address1032 E CLEVELAND ST, HERNANDO, FL 34442-2875
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 31, 2022Deed of Trust, Mortgage · Construction Mortgage
DRUMMOND COMMUNITY BANK
Apr 06, 2021Warranty Deed, Transfer
FIRST INTERNATIONAL TITLE, FIRST INTERNATIONAL TTL INC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 07, 2021 · Amount on Record
Deed SaleApr 07, 2021 · Amount on Record
Prior SaleApr 06, 2021 · Amount on Record
Deed Document Number202122160
Deed Book / Page3151 / 1211
Prior Transfer DateJun 12, 2007
Prior Transfer Doc0021380637
Record UpdatedJun 08, 2026

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCITRUS FL
Property Address1032 E CLEVELAND ST, HERNANDO, FL 34442-2875
Transaction TypeMortgage
Record UpdatedDec 11, 2025
Title CompanySOUTHERN SUN TITLE COMPANY INC, SOUTHERN SUN TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address2949 SW AVE, MANCHESTER, MD 21102-1877

Mortgage

Document Number0032882214
DateMay 31, 2022
Book Page3288/2214
Instrument2022038847
Lender
NameDRUMMOND COMMUNITY BANK
TypeBank
AddressCHIEFLAND, FL 32626
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term373 Months
DueJun 01, 2053

April 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCITRUS FL
Recording DateApr 06, 2021
Property Address1032 E CLEVELAND ST, HERNANDO, FL 34442-2875
Document Number0031510356
Book / Page3151 / 356
Map ReferenceMB 8 PG 5&6
Instrument DateApr 06, 2021
Instrument2021021848
Transaction TypeTransfer
Record UpdatedDec 11, 2025
Title CompanyFIRST INTERNATIONAL TITLE, FIRST INTERNATIONAL TTL INC

Transaction

AmountAmount Recorded
Tax$133.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1084 E CLEVELAND ST, HERNANDO, FL 34442-2875

Transferred To (Grantee/Buyer)

NameVerified Name
Address2706 EBBVALE RD, MANCHESTER, MD 21102-1304
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Citrus County records · Assessment roll updated December 3, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountyCitrus County
Unified School DistrictCitrus County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$7,294.00 (+1,972.16%) Homeowner's exemption$516,320 (+1,848.38%) Land $55,000 Building $461,320$516,320 (+1,848.38%) Land $55,000 Building $461,320
2024$352.00 (-3.83%)$26,500 (+10.42%) Land $26,500$26,500 (+10.42%) Land $26,500
2023$366.00 (+19.22%)$24,000 (+33.33%) Land $24,000$24,000 (+33.33%) Land $24,000
2022$307.00 Additional exemption filed$18,000 Land $18,000$18,000 Land $18,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Citrus County (12017C), updated January 14, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120174501042, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies7 in force

Wildfire

Wildfire RiskModerate
above 44% of the US · above 14% of Florida
Wildfire LikelihoodAbout 1 in 1,515 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 90 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 35

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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