10328 Henderson St, Spring Hill, FL 34608 Property Records

Hernando County property record for 10328 Henderson St, Spring Hill, FL 34608

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,904 sqft · built 1993
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on File
Last Sale	$359,300 (Dec 2025)
Tax Bill	$4,040 (2025)
Deeds & Mortgages	Jul 2023 Line of Credit Dec 2025 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R30-223-18-3513-0000-3370`

Property Details

APN / Parcel Number

Primary APN	`R30-223-18-3513-0000-3370`
Alternative APNs	`01145629` `1145629`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,904 sqft Living Area
1st Floor Area	1,872 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1993
Effective Year Built	Effective 2000
Exterior Material	Stucco
Construction Type	Concrete
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	8,712 sqft (0.2 acres)
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	312 sqft
Porch	Porch
Porch Area	1,299 sqft
Deck Area	120 sqft
Patio Area	480 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	01145629
Street Address	10328 HENDERSON ST
City	SPRING HILL
State	FL
Zip	34608-7457
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEVEN HILLS UNIT 4 LOT 337
Legal Range	18E
Legal Township	23S
Legal Section	30
Legal Subdivision	SEVEN HILLS UNIT 4
Legal Lot Number	337
Legal Unit	4
Jurisdiction	HERNANDO FL
Township / Civil Division	SPRING HILL
Census Block Group	2
Census Block	2000
Census Tract	40901

Owner

10328 Henderson St is owned and occupied by an individual who bought it in December 2025.

Source: Hernando County records, as of January 13, 2026

Owner of Record	Individual Name on File
Mailing Address	10328 HENDERSON ST, SPRING HILL, FL 34608-7457
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 25, 2023	Deed of Trust, Mortgage · Line of Credit COASTAL COMMUNITY BANK
Dec 18, 2025	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jun 15, 2023	Warranty Deed, Transfer · Conventional Mortgage T2 FINANCIAL LLC
Oct 19, 2022	Warranty Deed, Transfer OLD TAMPA BAY TITLE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 18, 2025 · Amount on File
Deed Sale	Dec 18, 2025 · Amount on File
Prior Sale	Jun 15, 2023 · Amount on File
Deed Document Number	2025087141
Deed Book / Page	4648 / 924
Record Updated	Jun 8, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERNANDO FL
Property Address	10328 HENDERSON ST, SPRING HILL, FL 34608-7457
Transaction Type	Mortgage
Record Updated	Jan 14, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10328 HENDERSON ST, SPRING HILL, FL 34608-7457

Mortgage

Document Number	0043221793
Date	Jul 25, 2023
Book Page	4322/1793
Instrument	2023045652

Lender

Name	COASTAL COMMUNITY BANK
Type	Bank
Address	BURLINGAME, CA 94010

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Dec 18, 2025
Property Address	10328 HENDERSON ST, SPRING HILL, FL 34608-7457
Document Number	0046480924
Book / Page	4648 / 924
Map Reference	MB 22 PG 10
Instrument Date	Dec 15, 2025
Instrument	2025087141
Transaction Type	Transfer
Record Updated	Jan 14, 2026
Title Company	FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,515.10
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8318 FANTASIA PARK WAY, RIVERVIEW, FL 33578-8873

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10328 HENDERSON ST, SPRING HILL, FL 34608-7457

Mortgage

Document Number	0004648926
Date	Dec 18, 2025
Instrument	4648/926

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2056

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Jun 15, 2023
Property Address	10328 HENDERSON ST, SPRING HILL, FL 34608-7457
Document Number	0043080203
Book / Page	4308 / 203
Map Reference	MB 22 PG 10
Instrument Date	May 30, 2023
Instrument	2023036020
Transaction Type	Transfer
Record Updated	Jul 12, 2023
Title Company	BCHH INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,940.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5001 PLAZA ON THE LK # 200200, 200200, AUSTIN, TX 78746-1070

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10328 HENDERSON ST, SPRING HILL, FL 34608-7457

Mortgage

Document Number	0004308205
Date	Jun 15, 2023
Instrument	4308/205

Lender

Name	T2 FINANCIAL LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2053

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Oct 19, 2022
Property Address	10328 HENDERSON ST, SPRING HILL, FL 34608-7457
Document Number	0042311536
Book / Page	4231 / 1536
Map Reference	MB 22 PG 10
Instrument Date	Oct 18, 2022
Instrument	2022076386
Transaction Type	Transfer
Record Updated	Nov 11, 2022
Title Company	OLD TAMPA BAY TITLE LLC

Transaction

Amount	Amount on Record
Tax	$2,100.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11380 KNUCKEY RD, 11380, WEEKI WACHEE, FL 34614-1305

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5001 PLAZA ON THE LK STE 200, 200, AUSTIN, TX 78746-1053
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 10328 Henderson St was $4,040 with an additional exemption.

Source: Hernando County assessment roll, as of October 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hernando County
Unified School District	Hernando County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,040.00 Additional exemption filed	$322,440 Land $36,563 Building $285,877	$322,440 Land $36,563 Building $285,877
2023		$329,885 (+148.51%) Land $52,270 Building $277,615
2022	$5,010.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$132,747	$329,885 Land $36,563 Building $293,322

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 10328 Henderson St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 15 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	15 in force
Nearby Flood Claims	1 (2012)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2012 · Tropical Storm Debby

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 10328 Henderson St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059
Water Source	Groundwater
Last State Inspection	May 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 455 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Open Infra Fiber	8,000 / 8,000
WOW Internet, Cable & Phone Fiber	5,000 / 5,000
Tillman Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: AT&T, Verizon.

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