10320 Henderson St, Spring Hill, FL 34608 Property Records

Hernando County property record for 10320 Henderson St, Spring Hill, FL 34608

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,295 sqft · built 1992
Lot Size	0.22 acres (9,560 sqft)
Owner	2 Company Names on File
Last Sale	$136,000 (Apr 1999)
Tax Bill	$2,167 (2025)
Deeds & Mortgages	Sep 2025 Transfer Sep 2025 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R30-223-18-3513-0000-3380`

Property Details

APN / Parcel Number

Primary APN	`R30-223-18-3513-0000-3380`
Alternative APNs	`01145638` `1145638`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,295 sqft Living Area
Gross Area	3,064 sqft
1st Floor Area	2,295 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 2000
Exterior Material	Combination
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	9,560 sqft (0.22 acres)
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	392 sqft
Porch	Open Porch
Porch Area	1,341 sqft
Deck Area	280 sqft
Patio Area	664 sqft
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	01145638
Street Address	10320 HENDERSON ST
City	SPRING HILL
State	FL
Zip	34608-7457
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEVEN HILLS UNIT 4 LOT 338
Legal Range	18E
Legal Township	23S
Legal Section	30
Legal Subdivision	SEVEN HILLS UNIT 4
Legal Lot Number	338
Jurisdiction	HERNANDO FL
Township / Civil Division	SPRING HILL
Census Block Group	2
Census Block	2000
Census Tract	40901

Owner

10320 Henderson St is owned by a company that acquired it in November 2012.

Source: Hernando County records, as of December 8, 2025

Owner of Record	2 Company Names on File
Mailing Address	10320 HENDERSON ST, SPRING HILL, FL 34608-7457
Owner Type	Company
Vesting	Life Tenant

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 25, 2025	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY
Sep 25, 2025	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY
Aug 25, 2017	Deed of Trust, Mortgage · Line of Credit SUNTRUST BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 16, 1999 · Amount on File
Deed Sale	Apr 16, 1999 · Amount on File
Deed Book / Page	1261 / 633
Last Transfer Date	Nov 15, 2012
Transfer Doc	0029571342
Record Updated	Sep 20, 2026

September 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HERNANDO FL
Recording Date	Sep 25, 2025
Property Address	10320 HENDERSON ST, SPRING HILL, FL 34608-7457
Document Number	0046141545
Book / Page	4614 / 1545
Map Reference	MB 22 PG 10&11
Instrument Date	Sep 22, 2025
Instrument	2025067279
Transaction Type	Transfer
Record Updated	Oct 21, 2025
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10320 HENDERSON ST, SPRING HILL, FL 34608-7457

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	10320 HENDERSON ST, SPRING HILL, FL 34608-7457

September 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HERNANDO FL
Recording Date	Sep 25, 2025
Property Address	10320 HENDERSON ST, SPRING HILL, FL 34608-7457
Document Number	0046141542
Book / Page	4614 / 1542
Map Reference	MB 22 PG 10&11
Instrument Date	Sep 22, 2025
Instrument	2025067278
Transaction Type	Transfer
Record Updated	Oct 21, 2025
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10320 HENDERSON ST, SPRING HILL, FL 34608-7457

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERNANDO FL
Property Address	10320 HENDERSON ST, SPRING HILL, FL 34608-7457
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0035010803
Date	Aug 25, 2017
Book Page	3501/0803
Instrument	2017049240

Lender

Name	SUNTRUST BANK
Type	Bank
Address	ORLANDO, FL 32809

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Aug 24, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 10320 Henderson St was $2,167, up 1.7% from the year before.

Source: Hernando County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hernando County
Unified School District	Hernando County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,167.00 (+1.69%)	$167,535 (+2.9%)	$379,850 (-4.81%) Land $37,284 Building $342,566
2024	$2,131.00 Additional exemption filed	$162,813 (+3%)	$399,051 Land $37,284 Building $361,767
2023		$158,071 (+3%) Land $158,071
2022	$1,367.00 Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$153,467	$388,705 Land $37,284 Building $351,421

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10320 Henderson St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 15 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	15 in force
Nearby Flood Claims	1 (2012)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2012 · Tropical Storm Debby

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 10320 Henderson St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059
Water Source	Groundwater
Last State Inspection	May 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 455 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Open Infra Fiber	8,000 / 8,000
WOW Internet, Cable & Phone Fiber	5,000 / 5,000
Tillman Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: AT&T, Verizon.

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