10328 Celtic Ash Dr, Ruskin (Sun City Center), FL 33573 Property Records

Hillsborough County property record for 10328 Celtic Ash Dr, Ruskin, FL 33573

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,938 sqft · built 2008
Lot Size0.293 acres (12,778 sqft)
OwnerOwner Name on Record
Last Sale$172,400 (Oct 2008)
Tax Bill$4,681 (2025)
Deeds & MortgagesJul 2022 Line of Credit
Aug 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN0777750422

Property Details

APN / Parcel Number

Primary APN0777750422
Alternative APN
  • U19312099D000005000620

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,938 sqft Heated Area
1st Floor Area1,938 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2008
Effective Year BuiltEffective 2016
Architectural StyleContemporary
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area12,778 sqft (0.293 acres)
Lot Dimensions124 ft deep x 103 ft wide
Garage Area420 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area30 sqft
Patio Area168 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number0777750422
Street Address10328 CELTIC ASH DR
CityRUSKIN
StateFL
Zip33573-6737
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePD
Legal DescriptionBELMONT PHASE 1A LOT 62 BLOCK 5
Legal Range20E
Legal Township31S
Legal Section19
Legal SubdivisionBELMONT PHASE 1A
Legal Block5
Legal Lot Number62
JurisdictionHILLSBOROUGH FL
Township / Civil DivisionRUSKIN
Census Block Group1
Census Block1037
Census Tract14007

Owner

Source: Hillsborough County records, as of December 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordOwner Name on Record
Mailing Address10328 CELTIC ASH DR, RUSKIN, FL 33573-6737
OccupancyOwner Occupied

Deeds, Mortgages & Sale History

DateDocument
Jul 12, 2022Deed of Trust, Mortgage · Line of Credit
REGIONS BANK
Aug 16, 2021Deed of Trust, Mortgage · Conventional Mortgage
CITY NATIONAL BANK OF FLORIDA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 7, 2008 · Amount on Record
Deed SaleOct 7, 2008 · Amount on Record
Deed Document Number2008352720
Deed Book / Page18899 / 0615
Record UpdatedJun 8, 2026

July 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHILLSBOROUGH FL
Property Address10328 CELTIC ASH DR, RUSKIN, FL 33573-6737
Transaction TypeMortgage
Record UpdatedJul 25, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address10328 CELTIC ASH DR, RUSKIN, FL 33573-6737

Mortgage

Document Number0000343258
DateJul 12, 2022
Instrument2022343258
Lender
NameREGIONS BANK
TypeBank
AddressBIRMINGHAM, AL 35244
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJul 17, 2052
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHILLSBOROUGH FL
Property Address10328 CELTIC ASH DR, RUSKIN, FL 33573-6737
Transaction TypeMortgage
Record UpdatedAug 30, 2021
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address10328 CELTIC ASH DR, RUSKIN, FL 33573-6737

Mortgage

Document Number2021413887
DateAug 16, 2021
Instrument2021413887
Lender
NameCITY NATIONAL BANK OF FLORIDA
TypeBank
AddressMIAMI, FL 33131
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2051

Tax Assessment & Valuation

Source: Hillsborough County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyHillsborough County
Unified School DistrictHillsborough County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,681.00 (+18.21%) Homeowner's exemption$150,648 (+5.99%)$377,049 (+7.13%) Land $165,961 Building $211,088
2023$3,960.00 (+6.11%) Homeowner's exemption$142,138 (+3%)$351,961 (+7.37%) Land $146,764 Building $205,197
2022$3,732.00 Homeowner's exemption$137,998$327,788 Land $124,185 Building $203,603

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 100 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies100 in force
Nearby Flood Claims7 (2020–2024)
Claims Outside the SFHA7 of 7
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 3 claims
  • Hurricane Debby, Aug 2024 · 2 claims
  • Hurricane Eta, Nov 2020 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 52% of the US · lower than 76% of Florida
Wildfire Likelihood0.1% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHCWRD/SOUTH-CENTRAL
serves 515,012 people · EPA ID FL6290787
Water SourcePurchased surface water from several systems
Last State InspectionNov 2025
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 537 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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