10325 Celtic Ash Dr, Ruskin (Sun City Center), FL 33573 Property Records

Hillsborough County property record for 10325 Celtic Ash Dr, Ruskin, FL 33573

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,084 sqft · built 2009
Lot Size0.172 acres (7,489 sqft)
Owner2 Individual Names on Record
Last Sale$208,000 (Mar 2018)
Tax Bill$5,440 (2025)
Deeds & MortgagesDec 2023 Mortgage
Mar 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN077775-0276

Property Details

APN / Parcel Number

Primary APN077775-0276
Alternative APN
  • U19312099D000004000120

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,084 sqft Living Area
Gross Area2,852 sqft
1st Floor Area360 sqft
2nd Floor Area1,200 sqft
Upper Floors Area524 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2009
Effective Year BuiltEffective 2017
Architectural StyleContemporary
Exterior MaterialBrick/Stone
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area7,489 sqft (0.172 acres)
Lot Dimensions117 ft deep x 55.5 ft wide
Garage TypeAttached
Garage Area500 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area268 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number0777750276
Street Address10325 CELTIC ASH DR
CityRUSKIN
StateFL
Zip33573-6740
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePD
Legal DescriptionBELMONT PHASE 1A LOT 12 BLOCK 4
Legal Range20E
Legal Township31S
Legal Section19
Legal SubdivisionBELMONT PHASE 1A
Legal Tract99D
Legal Block4
Legal Lot Number12
JurisdictionHILLSBOROUGH FL
Township / Civil DivisionRUSKIN
Census Block Group1
Census Block1035
Census Tract14007

Owner

Source: Hillsborough County records, as of September 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address10325 CELTIC ASH DR, RUSKIN, FL 33573-6740
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

DateDocument
Dec 7, 2023Deed of Trust, Mortgage · FHA Mortgage
DOVENMUEHLE MORTGAGE INC
Mar 14, 2018Warranty Deed, Transfer · FHA Mortgage
CROSSCOUNTRY MORTGAGE INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 14, 2018 · Amount on Record
Deed SaleMar 14, 2018 · Amount on Record
Prior SaleOct 2, 2009 · Amount on Record
Deed Document Number2018101938
Deed Book / Page25621 / 1451
Record UpdatedOct 29, 2026

December 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHILLSBOROUGH FL
Property Address10325 CELTIC ASH DR, RUSKIN, FL 33573-6740
Transaction TypeMortgage
Record UpdatedJan 5, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address10325 CELTIC ASH DR, RUSKIN, FL 33573-6740

Mortgage

Document Number0000552503
DateDec 7, 2023
Instrument2023552503
Lender
NameDOVENMUEHLE MORTGAGE INC
TypeMortgage Company
AddressDALLAS, TX 75201
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term292 Months
DueApr 1, 2048

March 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHILLSBOROUGH FL
Recording DateMar 14, 2018
Property Address10325 CELTIC ASH DR, RUSKIN, FL 33573-6740
Document Number0000101938
Book / Page25621 / 1451
Map ReferenceMB112 PG62
Instrument DateMar 9, 2018
Instrument2018101938
Transaction TypeTransfer
Record UpdatedJan 3, 2022
Title CompanyPRIORITY TITLE OF FLORIDA LL

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,456.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address16270 E ELDORADO PL, 16270, AURORA, CO 80013-1920

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address10325 CELTIC ASH DR, RUSKIN, FL 33573-6740

Mortgage

Document Number0000101939
DateMar 14, 2018
Instrument2018101939
Lender
NameCROSSCOUNTRY MORTGAGE INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2048

Tax Assessment & Valuation

Source: Hillsborough County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyHillsborough County
Unified School DistrictHillsborough County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$208,854 (+2.7%)$303,876 (-3.97%) Land $84,446 Building $219,430
2025$5,440.00 (+15.52%) Homeowner's exemption$203,363 (+5.99%)$316,438 (+5.06%) Land $90,942 Building $225,496
2023$4,709.00 (+5.35%) Homeowner's exemption$191,876 (+3%)$301,202 (+9.14%) Land $84,446 Building $216,756
2022$4,470.00 Homeowner's exemption$186,287$275,974 Land $71,454 Building $204,520

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 100 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies100 in force
Nearby Flood Claims7 (2020–2024)
Claims Outside the SFHA7 of 7
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 3 claims
  • Hurricane Debby, Aug 2024 · 2 claims
  • Hurricane Eta, Nov 2020 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 61% of the US · lower than 65% of Florida
Wildfire Likelihood0.2% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHCWRD/SOUTH-CENTRAL
serves 515,012 people · EPA ID FL6290787
Water SourcePurchased surface water from several systems
Last State InspectionNov 2025
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 537 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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