10325 Toledo Rd, Spring Valley, CA 91977 Property Records

San Diego County property record for 10325 Toledo Rd, Spring Valley, CA 91977

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,836 sqft · built 1962
Lot Size	0.257 acres (11,200 sqft)
Owner	2 Individual Names on File
Last Sale	$475,000 (Mar 2017)
Tax Bill	$7,133 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Aug 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`501-211-05-00`

Property Details

APN / Parcel Number

Primary APN	`501-211-05-00`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,836 sqft Living Area

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Lot Area	11,200 sqft (0.257 acres)
View / Lot	Good
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	10325 TOLEDO RD
City	SPRING VALLEY
State	CA
Zip	91977-1737
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	LOT 592 TR 002777
Legal Subdivision	MOUNT HELIX RANCHO
Legal Tract	002777
Legal Block	3
Legal Lot Number	592
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	3
Census Block	3008
Census Tract	13601

Owner

10325 Toledo Rd is owned and occupied by two individuals who acquired it in November 2021.

Source: San Diego County records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	10325 TOLEDO RD, SPRING VALLEY, CA 91977-1737
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 24, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage AXIA FINANCIAL LLC
Aug 4, 2021	Deed of Trust, Mortgage · FHA Mortgage GUILD MORTGAGE CO
Nov 15, 2019	Quit Claim Deed, Transfer NOT AVAILABLE
Mar 16, 2017	Quit Claim Deed, Transfer GUARDIAN TITLE COMPANY, GUARDIAN TITLE CO.
Mar 16, 2017	Grant Deed, Transfer · FHA Mortgage GUILD MORTGAGE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 16, 2017 · Amount on File
Deed Sale	Mar 16, 2017 · Amount on File
Deed Document Number	2017121315
Last Transfer Date	Nov 19, 2021
Transfer Doc	0000810071
Record Updated	Oct 29, 2026

November 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 24, 2021
Property Address	10325 TOLEDO RD, SPRING VALLEY, CA 91977-1737
Document Number	0000810071
Map Reference	MAP 2777
Instrument Date	Nov 19, 2021
Instrument	2021-0810071
Transaction Type	Transfer
Record Updated	Dec 7, 2021
Title Company	LAWYERS TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	10325 TOLEDO RD, SPRING VALLEY, CA 91977-1737

Mortgage

Document Number	0000810072
Date	Nov 24, 2021
Instrument	2021-0810072

Lender

Name	AXIA FINANCIAL LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	10325 TOLEDO RD, SPRING VALLEY, CA 91977-1737
Transaction Type	Mortgage
Record Updated	Aug 13, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10325 TOLEDO RD, SPRING VALLEY, CA 91977-1737

Mortgage

Document Number	0000553951
Date	Aug 4, 2021
Instrument	2021-0553951

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92186

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	308 Months
Due	Apr 1, 2047

November 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 15, 2019
Property Address	10325 TOLEDO RD, SPRING VALLEY, CA 91977-1737
Document Number	0000530686
Instrument Date	Nov 15, 2019
Instrument	530686
Transaction Type	Transfer
Record Updated	Nov 22, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10325 TOLEDO RD SPRING VALLEY CA 919771737, SPRING VALLEY, CA 91977-1737

March 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 16, 2017
Property Address	10325 TOLEDO RD, SPRING VALLEY, CA 91977-1737
Document Number	0000121314
Instrument Date	Mar 14, 2017
Instrument	121314
Transaction Type	Transfer
Record Updated	Mar 21, 2017
Title Company	GUARDIAN TITLE COMPANY, GUARDIAN TITLE CO.

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	10325 TOLEDO RD SPRING VALLEY CA 919771737, SPRING VALLEY, CA 91977-1737

March 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 16, 2017
Property Address	10325 TOLEDO RD, SPRING VALLEY, CA 91977-1737
Document Number	0000121315
Map Reference	MAP2777
Instrument Date	Feb 24, 2017
Instrument	2017-0121315
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	GUARDIAN TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10325 TOLEDO RD, SPRING VALLEY, CA 91977-1737

Mortgage

Document Number	0000121316
Date	Mar 16, 2017
Instrument	2017-0121316

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 10325 Toledo Rd was $7,133 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Secondary School District	Grossmont Union High School District (09 - 12)
Elementary School District	La Mesa-Spring Valley School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$562,294 (+2%) Land $161,348 Building $400,946
2025	$7,133.00 Homeowner's exemption	$551,270 Land $158,185 Building $393,085
2023	$6,662.00 (+1.55%) Homeowner's exemption	$529,866 Land $152,044 Building $377,822
2022	$6,560.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 10325 Toledo Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (2017–2024)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Jan 2024 · Severe Storm And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10325 Toledo Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 471 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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