10317 Toledo Rd, Spring Valley, CA 91977 Property Records

San Diego County property record for 10317 Toledo Rd, Spring Valley, CA 91977

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 1,819 sqft · built 1955
Lot Size	0.282 acres (12,300 sqft)
Owner	2 Individual Names on Record
Last Sale	$230,000 (Jun 2009)
Tax Bill	$5,494 (2025)
Deeds & Mortgages	Oct 2017 Mortgage Oct 2017 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`501-211-04-00`

Property Details

APN / Parcel Number

Primary APN	`501-211-04-00`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,819 sqft Living Area

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Lot Area	12,300 sqft (0.282 acres)

Location & Zoning

Street Address	10317 TOLEDO RD
City	SPRING VALLEY
State	CA
Zip	91977-1737
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	LOT 593 TR 002777
Legal Subdivision	MOUNT HELIX RANCHO
Legal Tract	002777
Legal Block	3
Legal Lot Number	593
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	3
Census Block	3008
Census Tract	13601

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10317 TOLEDO RD, SPRING VALLEY, CA 91977-1737
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Oct 16, 2017	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Oct 16, 2017	Deed of Trust, Mortgage US BANK NA
May 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE CORPORATION
Mar 30, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage US BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 24, 2009 · Amount on Record
Deed Sale	Jun 24, 2009 · Amount on Record
Prior Sale	Jul 3, 2008 · Amount on Record
Deed Document Number	2009344546
Prior Transfer Date	Jul 25, 2007
Prior Transfer Doc	0000531043
Record Updated	Oct 29, 2026

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	10317 TOLEDO RD, SPRING VALLEY, CA 91977-1737
Transaction Type	Mortgage
Record Updated	Jul 25, 2022
Title Company	STEWART TITLE OF CALIFORNIA

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000478343
Date	Oct 16, 2017
Instrument	2017-0478343

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2047

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	10317 TOLEDO RD, SPRING VALLEY, CA 91977-1737
Transaction Type	Mortgage
Record Updated	Jul 25, 2022
Title Company	STEWART TITLE OF CALIFORNIA

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000478344
Date	Oct 16, 2017
Instrument	2017-0478344

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2047

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	10317 TOLEDO RD, SPRING VALLEY, CA 91977-1737
Transaction Type	Mortgage
Record Updated	Jul 25, 2022
Title Company	TITLE 365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10317 TOLEDO RD, SPRING VALLEY, CA 91977-1737

Mortgage

Document Number	0000403369
Date	May 28, 2021
Instrument	2021-0403369

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company
Address	NEW YORK, NY 10007

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

March 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 30, 2020
Property Address	10317 TOLEDO RD, SPRING VALLEY, CA 91977-1737
Document Number	0000162695
Map Reference	MAP 2777
Instrument Date	Mar 24, 2020
Instrument	2020-0162695
Transaction Type	Transfer
Record Updated	Jul 25, 2022
Title Company	WESTERN RESOURCES TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	10317 TOLEDO RD, SPRING VALLEY, CA 91977-1737

Mortgage

Document Number	0000162696
Date	Mar 30, 2020
Instrument	2020-0162696

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2050

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Secondary School District	Grossmont Union High School District (09 - 12)
Elementary School District	La Mesa-Spring Valley School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$413,601 (+2%) Land $210,150 Building $203,451
2025	$5,494.00 (+7.43%)	$405,492 (+4.04%) Land $206,030 Building $199,462
2023	$5,114.00 (+1.65%)	$389,748 Land $198,031 Building $191,717
2022	$5,031.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (2017–2024)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Jan 2024 · Severe Storm And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 471 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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