St. Joseph County property record for 10323 Lucas Rd, Three Rivers, MI 49093
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 1,914 sqft · built 1985 |
| Lot Size | 0.38 acres (16,553 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $28,200 (Oct 1983) |
| Tax Bill | $2,451 (2025) |
| Deeds & Mortgages | Nov 2020 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 004-007-038-00 |
| Primary APN | 004-007-038-00 |
|---|
| Full Baths | 3 Baths |
|---|---|
| Building Area | 1,914 sqft Living Area |
| 1st Floor Area | 1,914 sqft |
| Basement Area | 1,914 sqft |
| Unfinished Basement | 1,914 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Ranch |
| Lot Area | 16,553 sqft (0.38 acres) |
| Lot Dimensions | 158 ft deep x 105 ft wide |
| Garage Area | 816 sqft |
| Parking Spaces | 3 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 10323 LUCAS RD |
|---|---|
| City | THREE RIVERS |
| State | MI |
| Zip | 49093-8525 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | LR |
| Legal Description | COM WHERE ELY LN LOT 17 PHILLIPS LONG BEACH INT SLY LN OF HWY SEC 7 T6S R12W TH N 41D 50M W 20 FT TH N 40D E 885.5 FT TH N 57 |
| Legal Range | 12W |
| Legal Township | 06S |
| Legal Section | 07 |
| Legal Lot Number | 17 |
| Jurisdiction | ST JOSEPH MI |
| Township / Civil Division | FABIUS |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 41102 |
Source: St. Joseph County records, as of July 24, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 10323 LUCAS RD, THREE RIVERS, MI 49093-8525 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 28, 1983 · Amount on Record |
| Deed Sale | Oct 28, 1983 · Amount on Record |
| Deed Book / Page | 493 / 990 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOSEPH MI |
| Property Address | 10323 LUCAS RD, THREE RIVERS, MI 49093-8525 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIRST AMERICAN |
| Name | Verified Name |
|---|
| Document Number | 2020007851 |
|---|---|
| Date | Nov 25, 2020 |
| Instrument | 2020007851 |
| Name | FIFTH THIRD BANK NA |
|---|---|
| Type | Bank |
| Address | GRAND RAPIDS, MI 49546 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: St. Joseph County assessment roll, as of July 24, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Joseph County |
| County Subdivision | Fabius Township |
| Unified School District | Three Rivers Community Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $358,600 Land $98,500 Building $260,100 | $717,200 Land $197,000 Building $520,200 | |
| 2025 | $2,451.00 Homeowner's exemption |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 4, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 2 (2008) |
| Most Recent Claim | Feb 2008 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 91% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Midwest Energy & Communications Fiber | 1,000 / 1,000 |
5G and 4G LTE (outdoors only)
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