10303 Hemlock St, Spring Hill, FL 34608 Property Records

Hernando County property record for 10303 Hemlock St, Spring Hill, FL 34608

Property Summary

Property Type	Duplex
Details	4 bd · 4 ba · 2,020 sqft · built 1997
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on Record
Last Sale	$214,000 (Dec 2020)
Tax Bill	$3,535 (2025)
Deeds & Mortgages	Dec 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R32-323-17-5170-1138-0130`

Property Details

APN / Parcel Number

Primary APN	`R32-323-17-5170-1138-0130`
Alternative APNs	`00624328` `624328`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Units	2 Units
Stories	1 Story
Building Area	2,020 sqft Total Area
1st Floor Area	2,020 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1997
Effective Year Built	Effective 2001
Exterior Material	Stucco
Construction Type	Concrete
Foundation Type	Concrete
Roof Type	Wood Truss
Roof Material	Composition Shingle
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	125 ft deep x 80 ft wide
Garage Area	312 sqft
Porch	Porch
Porch Area	70 sqft
Patio Area	100 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	00624328
Street Address	10303 HEMLOCK ST
City	SPRING HILL
State	FL
Zip	34608-7235
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	SPRING HILL UNIT 17 BLK 1138 LOT 13
Legal Range	18E
Legal Township	23S
Legal Section	18
Legal Subdivision	SPRING HILL UNIT 17
Legal Block	1138
Legal Lot Number	13
Legal Unit	17
Jurisdiction	HERNANDO FL
Township / Civil Division	SPRING HILL
Census Block Group	2
Census Block	2007
Census Tract	41105

Owner

Source: Hernando County records, as of December 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	3375 SHEEPHEAD DR, HERNANDO BEACH, FL 34607-3670
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 14, 2020 · Amount on Record
Deed Sale	Dec 14, 2020 · Amount on Record
Prior Sale	Mar 17, 2006 · Amount on Record
Deed Document Number	2020078268
Deed Book / Page	3925 / 179
Record Updated	Jun 8, 2026

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Dec 14, 2020
Property Address	10303 HEMLOCK ST, SPRING HILL, FL 34608-7235
Document Number	0039250179
Book / Page	3925 / 179
Map Reference	MB 9 PG 31-46
Instrument Date	Dec 11, 2020
Instrument	2020078268
Transaction Type	Transfer
Record Updated	Dec 7, 2021
Title Company	COASTLINE TITLE OF PINELLAS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,498.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4914 CHATHAM GATE DR, 4914, RIVERVIEW, FL 33578-2100

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10303 HEMLOCK ST, SPRING HILL, FL 34608-7235

Mortgage

Document Number	3925181
Date	Dec 14, 2020
Instrument	3925/181

Lender

Name	AMERIFIRST FINANCIAL CORP
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

Source: Hernando County assessment roll, as of October 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hernando County
Unified School District	Hernando County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,535.00 (-1.39%)	$247,687 (+19.57%) Land $42,750 Building $204,937	$247,687 (-10.42%) Land $42,750 Building $204,937
2023		$207,153 Land $207,153
2022	$3,585.00		$276,489 Land $49,020 Building $227,469

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059
Water Source	Groundwater
Last State Inspection	May 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 149 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Open Infra Fiber	8,000 / 8,000
WOW Internet, Cable & Phone Fiber	5,000 / 5,000
Tillman Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20