10321 Deerfield Rd, Cincinnati, OH 45242 Property Records

Hamilton County property record for 10321 Deerfield Rd, Cincinnati, OH 45242

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,320 sqft · built 1975
Lot Size	0.459 acres (19,994 sqft)
Owner	Individual Name on Record
Last Sale	$208,000 (Jun 2002)
Tax Bill	$9,257 (2025)
Deeds & Mortgages	May 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`603-0010-0085-00`

Property Details

APN / Parcel Number

Primary APN	`603-0010-0085-00`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,320 sqft Living Area
Gross Area	3,754 sqft
1st Floor Area	1,280 sqft
2nd Floor Area	1,040 sqft
Basement Area	884 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Architectural Style	Conventional
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	19,994 sqft (0.459 acres)
Lot Dimensions	222 ft deep x 90 ft wide
Garage Type	Attached
Garage Area	550 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Frame Porch
Porch Area	110 sqft
Patio Area	1,161 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	10321 DEERFIELD RD
City	CINCINNATI
State	OH
Zip	45242-5104
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Description	DEERFIELD RD 90 X 222.23 LOT 2 FAIRWIND ACRES 2ND SUB
Legal Subdivision	FAIRWIND ACRES 2ND SUB
Legal Lot Number	2
Jurisdiction	HAMILTON OH
Township / Civil Division	MONTGOMERY
Census Block Group	2
Census Block	2001
Census Tract	23902

Owner

Source: Hamilton County records, as of January 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	10321 DEERFIELD RD, CINCINNATI, OH 45242-5104
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 18, 2002 · Amount on Record
Deed Sale	Jun 18, 2002 · Amount on Record
Prior Sale	Oct 18, 1996 · Amount on Record
Deed Document Number	2002119074
Deed Book / Page	8941 / 925
Last Transfer Date	May 2, 2008
Transfer Doc	0000000434
Record Updated	Jun 8, 2026

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	10321 DEERFIELD RD, CINCINNATI, OH 45242-5104
Document Number	0000036683
Instrument Date	May 8, 2019
Transaction Type	Mortgage
Record Updated	Jul 18, 2019
Title Company	NATIONALLINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10321 DEERFIELD RD CINCINNATI OH 452425104, CINCINNATI, OH 45242-5104

Mortgage

Document Number	0000036683
Date	May 13, 2019
Book Page	013916/001577
Instrument	36683

Lender

Name	PNC BK
Type	Bank
Address	MIAMISBURG, OH 45342

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 12, 2049

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Montgomery City
Unified School District	Sycamore Community City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,257.00 (+2.3%)	$180,754 (-) Land $44,289 Building $136,465	$516,440 (-) Land $126,540 Building $389,900
2024	$9,049.00 (-0.52%)	$180,754 (-) Land $44,289 Building $136,465
2023	$9,096.00 (+6.09%)	$180,754 (+27.15%) Land $44,289 Building $136,465	$516,440 (+27.15%) Land $126,540 Building $389,900
2022	$8,574.00 Homeowner's exemption	$142,153 Land $37,475 Building $104,678
2020			$406,150 Land $107,070 Building $299,080

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (1985)
Most Recent Claim	Jul 1985 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 240 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20