10306 Deerfield Rd, Cincinnati, OH 45242 Property Records

Hamilton County property record for 10306 Deerfield Rd, Cincinnati, OH 45242

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 4,948 sqft · built 1998
Lot Size	0.486 acres (21,170 sqft)
Owner	Individual Name on Record
Last Sale	$485,000 (Apr 2005)
Tax Bill	$11,697 (2025)
Deeds & Mortgages	Feb 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`603-0010-0179-00`

Property Details

APN / Parcel Number

Primary APN	`603-0010-0179-00`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	4,948 sqft Living Area
Gross Area	7,351 sqft
1st Floor Area	2,353 sqft
2nd Floor Area	1,955 sqft
Basement Area	2,353 sqft
Finished Basement	640 sqft
Unfinished Basement	1,713 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Conventional
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Lot Area	21,170 sqft (0.486 acres)
Lot Dimensions	176 ft deep x 120 ft wide
Garage Type	Attached
Garage Area	690 sqft
Parking Spaces	2 Parking Spaces
Porch	Enclosed Frame Porch
Porch Area	305 sqft
Patio Area	228 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	10306 DEERFIELD RD
City	CINCINNATI
State	OH
Zip	45242-5105
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Description	DEERFIELD RD 120 X 176.50 LOT 4 MONTGOMERY HILL SUB
Legal Subdivision	MONTGOMERY HILL SUB
Legal Lot Number	4
Jurisdiction	HAMILTON OH
Township / Civil Division	MONTGOMERY
Census Block Group	2
Census Block	2000
Census Tract	23902

Owner

Source: Hamilton County records, as of January 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	10306 DEERFIELD RD, CINCINNATI, OH 45242-5105
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 29, 2005 · Amount on Record
Deed Sale	Apr 29, 2005 · Amount on Record
Deed Document Number	200567634
Deed Book / Page	9922 / 234
Last Transfer Date	Jun 30, 2011
Transfer Doc	0000000477
Record Updated	Jun 8, 2026

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	10306 DEERFIELD RD, CINCINNATI, OH 45242-5105
Document Number	0000017230
Instrument Date	Feb 28, 2019
Transaction Type	Mortgage
Record Updated	Jun 5, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	10306 DEERFIELD RD MONTGOMERY OH 452425105, MONTGOMERY, OH 45242-5105

Mortgage

Document Number	0000017230
Date	Mar 8, 2019
Book Page	013870/000286
Instrument	17230

Lender

Name	US BK
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 7, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.87%

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Montgomery City
Unified School District	Sycamore Community City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,697.00 (+2.38%)	$228,592 (-) Land $63,000 Building $165,592	$653,120 (-) Land $180,000 Building $473,120
2024	$11,425.00 (-0.57%)	$228,592 (-) Land $63,000 Building $165,592
2023	$11,490.00 (-11.21%)	$228,592 (+11.78%) Land $63,000 Building $165,592	$653,120 (+11.78%) Land $180,000 Building $473,120
2022	$12,940.00 Homeowner's exemption	$204,502 Land $36,855 Building $167,647
2020			$584,290 Land $105,300 Building $478,990

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (1985)
Most Recent Claim	Jul 1985 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 240 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20