Lorain County property record for 10321 Aspen Ct, Elyria, OH 44035
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 2,656 sqft · built 1981 |
| Lot Size | 1.48 acres (64,469 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $171,100 (Jan 2020) |
| Tax Bill | $5,158 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage Feb 2026 Line of Credit + 6 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-00-005-107-134 |
| Primary APN | 10-00-005-107-134 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,656 sqft Living Area |
| Gross Area | 3,184 sqft |
| 1st Floor Area | 1,534 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 1981 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 64,469 sqft (1.48 acres) |
| Lot Dimensions | 273 ft deep x 50 ft wide |
| View / Lot | Residual Land |
| Garage Type | Attached |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Frame Porch |
|---|---|
| Porch Area | 128 sqft |
| Deck Area | 249 sqft |
| Patio Area | 249 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Street Address | 10321 ASPEN CT |
|---|---|
| City | ELYRIA |
| State | OH |
| Zip | 44035-8469 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WILDWOOD ESTATES #2 50 X 273.09 |
| Legal Subdivision | WILDWOOD ESTATES 2 |
| Legal Block | 107 |
| Legal Lot Number | 25 |
| Jurisdiction | LORAIN OH |
| Township / Civil Division | CARLISLE |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 71300 |
Source: Lorain County records, as of March 30, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 10321 ASPEN CT, ELYRIA, OH 44035-8469 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Right of Survivorship |
| Date | Document |
|---|---|
| Apr 26, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UNION CAPITAL MORTGAGE CORP |
| Feb 12, 2026 | Deed of Trust, Mortgage · Line of Credit DOLLAR BANK FSB |
| May 20, 2020 | Warranty Deed, Transfer · Conventional with PMI UNION CAP MTG |
| Feb 12, 2020 | Deed of Trust, Mortgage · Line of Credit FTF LNDG LLC |
| Jan 31, 2020 | Court-Ordered Deed, Foreclosure ATTORNEY ONLY |
| Aug 3, 2018 | Deed of Trust, Mortgage · FHA Mortgage AMERIFIRST FIN'L CORP |
| Aug 3, 2018 | Warranty Deed, Transfer ATTORNEY ONLY |
| Apr 24, 2017 | Deed of Trust, Mortgage · Line of Credit HUNTINGTON NAT'L BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 31, 2020 · Amount on Record |
| Deed Sale | Jan 31, 2020 · Amount on Record |
| Prior Sale | Aug 3, 2018 · Amount on Record |
| Deed Document Number | 2020747699 |
| Prior Transfer Date | Nov 12, 2019 |
| Prior Transfer Doc | 0000747699 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 10321 ASPEN CT, ELYRIA, OH 44035-8469 |
| Transaction Type | Mortgage |
| Record Updated | Mar 23, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000814369 |
|---|---|
| Date | Apr 26, 2021 |
| Instrument | 2021-0814369 |
| Name | UNION CAPITAL MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | MENTOR, OH 44060 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | May 1, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 10321 ASPEN CT, ELYRIA, OH 44035-8469 |
| Transaction Type | Mortgage |
| Record Updated | Mar 23, 2026 |
| Name | Verified Name |
|---|---|
| Address | 10321 ASPEN CT, ELYRIA, OH 44035-8469 |
| Document Number | 0000084760 |
|---|---|
| Date | Feb 12, 2026 |
| Instrument | 2026-0084760 |
| Name | DOLLAR BANK FSB |
|---|---|
| Type | Bank |
| Address | PITTSBURGH, PA 15222 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | May 20, 2020 |
| Property Address | 10321 ASPEN CT, ELYRIA, OH 44035-8469 |
| Document Number | 0000761189 |
| Instrument Date | May 19, 2020 |
| Instrument | 761189 |
| Transaction Type | Transfer |
| Record Updated | Jun 4, 2020 |
| Title Company | CARDINAL HOPE EXAM COMPANY, CARDINAL HOPE EXAM CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,035.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 10321 ASPEN CT ELYRIA OH 440358469, ELYRIA, OH 44035-8469 |
| Document Number | 761190 |
|---|---|
| Date | May 20, 2020 |
| Instrument | 761190 |
| Name | UNION CAP MTG |
|---|---|
| Type | Mortgage Company |
| Address | MENTOR, OH 44060 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 19, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 10321 ASPEN CT, ELYRIA, OH 44035-8469 |
| Document Number | 0000749059 |
| Instrument Date | Feb 12, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 28, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 2998 W MARKET ST FAIRLAWN OH 443333612, FAIRLAWN, OH 44333-3612 |
| Document Number | 0000749059 |
|---|---|
| Date | Feb 12, 2020 |
| Instrument | 749059 |
| Name | FTF LNDG LLC |
|---|---|
| Address | CLEVELAND, OH 44114 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Court-Ordered Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Jan 31, 2020 |
| Property Address | 10321 ASPEN CT, ELYRIA, OH 44035-8469 |
| Document Number | 0000747699 |
| Instrument Date | Nov 12, 2019 |
| Instrument | 747699 |
| Transaction Type | Foreclosure |
| Record Updated | Feb 20, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $684.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 10321 ASPEN CT ELYRIA OH 440358469, ELYRIA, OH 44035-8469 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 10321 ASPEN CT, ELYRIA, OH 44035-8469 |
| Document Number | 0000682577 |
| Instrument Date | Aug 3, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 15, 2019 |
| Title Company | MILLER HOME TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 179 WOODRIDGE DR ELYRIA OH 440351717, ELYRIA, OH 44035-1717 |
| Document Number | 0000682577 |
|---|---|
| Date | Aug 6, 2018 |
| Instrument | 682577 |
| Name | AMERIFIRST FIN'L CORP |
|---|---|
| Address | KALAMAZOO, MI 49002 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 5, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Aug 3, 2018 |
| Property Address | 10321 ASPEN CT, ELYRIA, OH 44035-8469 |
| Document Number | 0000682432 |
| Instrument Date | Jul 24, 2018 |
| Instrument | 682432 |
| Transaction Type | Transfer |
| Record Updated | Aug 17, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $992.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 10321 ASPEN CT ELYRIA OH 440358469, ELYRIA, OH 44035-8469 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 10321 ASPEN CT, ELYRIA, OH 44035-8469 |
| Document Number | 0000628427 |
| Instrument Date | Apr 24, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 20, 2018 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 10321 ASPEN CT ELYRIA OH 440358469, ELYRIA, OH 44035-8469 |
| Document Number | 0000628427 |
|---|---|
| Date | May 5, 2017 |
| Instrument | 628427 |
| Name | HUNTINGTON NAT'L BK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43229 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 4, 2047 |
| Rate Type | Adjustable Rate |
|---|
Source: Lorain County assessment roll, as of May 16, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| County Subdivision | Carlisle Township |
| Unified School District | Midview Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,158.00 (-2.61%) Homeowner's exemption | $119,060 (%) Land $19,190 Building $99,870 | $340,180 (-) Land $54,830 Building $285,350 |
| 2024 | $5,296.00 (+15.06%) | $119,063 (+27.06%) Land $19,191 Building $99,873 | $340,180 (+27.07%) Land $54,830 Building $285,350 |
| 2023 | $4,603.00 (+0.33%) | $93,703 (+%) Land $13,444 Building $80,259 | $267,720 (-) Land $38,410 Building $229,310 |
| 2022 | $4,588.00 | $93,700 Land $13,440 Building $80,260 | |
| 2021 | $267,720 Land $38,410 Building $229,310 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (2011–2021) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Mar 2021 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RURAL LORAIN CO. WATER A serves 73,125 people · EPA ID OH4701803 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 528 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Windstream DSL · Fiber in parts of the area | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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