10312 Aspen Ct, Elyria, OH 44035 Property Records

Lorain County property record for 10312 Aspen Ct, Elyria, OH 44035 · Last verified March 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,482 sqft · built 1982
Lot Size	2.72 acres (118,592 sqft)
Owner	Individual Name on File
Last Sale	$387,500 (Jul 2025)
Tax Bill	$4,021 (2025)
Deeds & Mortgages	May 2022 Mortgage Jul 2025 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`10-00-005-107-131`

Property Details

APN / Parcel Number

Primary APN	`10-00-005-107-131`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,482 sqft Living Area
1st Floor Area	1,306 sqft
2nd Floor Area	1,176 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1982
Architectural Style	Traditional
Exterior Material	Stucco
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Lot Area	118,592 sqft
Lot Dimensions	411 ft deep x 288 ft wide
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Enclosed Porch
Porch Area	206 sqft
Deck Area	600 sqft
Patio Area	600 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	10312 ASPEN CT
City	ELYRIA
State	OH
Zip	44035-8469
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WILDWOOD ESTATES #2 288.11 X 411.62
Legal Subdivision	WILDWOOD ESTATES #2
Legal Block	107
Legal Lot Number	28
Jurisdiction	LORAIN OH
Township / Civil Division	CARLISLE
Census Block Group	1
Census Block	1014
Census Tract	71300

Owner

Source: Lorain County records · APN 10-00-005-107-131

Assessment roll updated August 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	10312 ASPEN CT, ELYRIA, OH 44035-8469
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 12, 2022	Deed of Trust, Mortgage · Conventional Mortgage SUMMIT FUNDING INC
Jul 22, 2025	Warranty Deed, Transfer · FHA Mortgage NORTHERN MORTGAGE SERVICES LLC
Sep 28, 2022	Intrafamily Transfer, Transfer
Jun 22, 2017	Warranty Deed, Transfer · Conventional with PMI FIRST FED'L S&L/LAKEWOOD

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 22, 2025 · Amount on Record
Deed Sale	Jul 22, 2025 · Amount on Record
Prior Sale	Sep 28, 2022
Deed Document Number	2025-0060427
Record Updated	Jun 08, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	10312 ASPEN CT, ELYRIA, OH 44035-8469
Transaction Type	Mortgage
Record Updated	Mar 23, 2026
Title Company	OHIO REAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000875210
Date	May 12, 2022
Instrument	2022-0875210

Lender

Name	SUMMIT FUNDING INC
Type	Mortgage Company
Address	SACRAMENTO, CA 95834

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 01, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.37%
Adjustable	Adjustable Rate Rider
Type Change Date	May 01, 2029
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	9.37%
Index	1-Year LIBOR
Max Rate	9.37%

July 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LORAIN OH
Recording Date	Jul 22, 2025
Property Address	10312 ASPEN CT, ELYRIA, OH 44035-8469
Document Number	0000060427
Map Reference	VOL 35 PG 45&46
Instrument Date	Jul 17, 2025
Instrument	2025-0060427
Transaction Type	Transfer
Record Updated	Mar 23, 2026
Title Company	NEWMAN TITLE, NEWMAN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10312 ASPEN CT, ELYRIA, OH 44035-8469

Mortgage

Document Number	0000060428
Date	Jul 22, 2025
Instrument	2025-0060428

Lender

Name	NORTHERN MORTGAGE SERVICES LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2055

September 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LORAIN OH
Recording Date	Sep 28, 2022
Property Address	10312 ASPEN CT, ELYRIA, OH 44035-8469
Document Number	0000893060
Map Reference	VOL 35 P-G 45&46
Instrument Date	Sep 28, 2022
Instrument	2022-0893060
Transaction Type	Transfer
Record Updated	Mar 23, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10312 ASPEN CT, ELYRIA, OH 44035-8469

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LORAIN OH
Recording Date	Jun 22, 2017
Property Address	10312 ASPEN CT, ELYRIA, OH 44035-8469
Document Number	0000634032
Instrument Date	Jun 20, 2017
Instrument	634032
Transaction Type	Transfer
Record Updated	Jul 04, 2017
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$966.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	10312 ASPEN CT ELYRIA OH 440358469, ELYRIA, OH 44035-8469

Mortgage

Document Number	634033
Date	Jun 22, 2017
Instrument	634033

Lender

Name	FIRST FED'L S&L/LAKEWOOD
Type	Federal Savings Bank
Address	LAKEWOOD, OH 44107

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jun 21, 2047

Tax Assessment & Valuation

Source: Lorain County records · Assessment roll updated August 1, 2025 · Last verified March 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
County Subdivision	Carlisle Township
Unified School District	Midview Local School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,021.00	$113,450 (+%) Land $16,980 Building $96,470	$324,130 (-) Land $48,510 Building $275,620
2024	$4,021.00 (+0.12%)	$113,446 (+24.94%) Land $16,979 Building $96,467	$324,130 (+24.93%) Land $48,510 Building $275,620
2023	$4,016.00 (-0.2%)	$90,804 (-0.01%) Land $13,048 Building $77,756	$259,440 (-) Land $37,280 Building $222,160
2022	$4,024.00	$90,810 Land $13,050 Building $77,760
2021			$259,440 Land $37,280 Building $222,160

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lorain County (39093C), updated May 25, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 390930713001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2011–2021)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Mar 2021, rainfall accumulation

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 233 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Uniti Group	Fiber	2,000 / 2,000
Spectrum	Cable	1,000 / 1,000
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: Verizon, Uniti Group, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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