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10320 O St, Live Oak, CA 95953 Property Records

Sutter County property record for 10320 O St, Live Oak, CA 95953

Property Summary

Property TypeMulti-Family Dwellings
Details3 bd · 2 ba · 1,921 sqft · built 2005
Lot Size0.74 acres (32,234 sqft)
Owner2 Individual Names on File
Last Sale$227,000 (Jun 2016)
Tax Bill$3,154 (2025)
Deeds & MortgagesMar 2020 Mortgage
Jan 2021 Mortgage
APN006-340-022-000

Property Details

APN / Parcel Number

Primary APN006-340-022-000
Alternative APN
  • 06-340-022

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,921 sqft Living Area
1st Floor Area1,921 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Architectural StyleMulti-Family
Construction TypeWood
Lot Area32,234 sqft (0.74 acres)

Utilities, Heating & Cooling

Heating SystemHVAC
SewerMunicipal
Water SourceCommercial

Location & Zoning

Old Parcel Number06-340-022
Street Address10320 O ST
CityLIVE OAK
StateCA
Zip95953-2064
Property CategoryResidential
Property TypeResidential > Multi-Unit > Multi-Family Dwellings
Local Zoning CodeR1
Legal DescriptionFORMERLY PORTION OF 06-340-017 PARCEL 2 AS SHOWN ON PM 1221 RECORDED 4/27/16 IN BOOK 8 OF PARCEL MAPS, PAGE 91
Legal SubdivisionPARCEL MAP 1221
Legal Lot Number1
JurisdictionSUTTER CA
Township / Civil DivisionLIVE OAK
Census Block Group2
Census Block2016
Census Tract50701

Owner

10320 O St, a residential property, is owned and occupied by two individuals who bought it in June 2016.

Source: Sutter County records, as of October 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address10320 O ST, LIVE OAK, CA 95953-2064
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Mar 12, 2020Deed of Trust, Mortgage · FHA Mortgage
AMERICAN PACIFIC MORTGAGE CORP
Jan 26, 2021Deed of Trust, Mortgage · Conventional Mortgage
AMERICAN PACIFIC MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 6, 2016 · Amount on File
Deed SaleJun 6, 2016 · Amount on File
Deed Document Number20167745
Prior Transfer DateFeb 26, 2010
Prior Transfer Doc0000003153
Record UpdatedOct 29, 2026

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSUTTER CA
Property Address10320 O ST, LIVE OAK, CA 95953-2064
Transaction TypeMortgage
Record UpdatedOct 27, 2022
Title CompanyFIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000003980
DateMar 12, 2020
Instrument2020-0003980
Lender
NameAMERICAN PACIFIC MORTGAGE CORP
TypeMortgage Company
AddressROSEVILLE, CA 95661
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term316 Months
DueJul 1, 2046

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSUTTER CA
Property Address10320 O ST, LIVE OAK, CA 95953-2064
Transaction TypeMortgage
Record UpdatedOct 27, 2022
Title CompanyOLD REPUBLIC TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address10320 O ST, LIVE OAK, CA 95953-2064

Mortgage

Document Number0000001597
DateJan 26, 2021
Instrument2021-0001597
Lender
NameAMERICAN PACIFIC MORTGAGE CORP
TypeMortgage Company
AddressROSEVILLE, CA 95661
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueFeb 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 10320 O St was $3,154 with a homeowner's exemption.

Source: Sutter County assessment roll, as of October 21, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySutter County
MunicipalityLive Oak City
Unified School DistrictLive Oak Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$268,713 (+2%) Land $29,591 Building $239,122$268,713
2025$3,154.00 Homeowner's exemption$263,445 Land $29,011 Building $234,434
2023$3,053.00 Homeowner's exemption$253,218 Land $27,886 Building $225,332

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 10320 O St; there have been 1 flood claim nearby since 1983.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Flood Insurance CostPremium on File
median of 18 policies
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies18 in force
Nearby Flood Claims1 (1983)
Most Recent ClaimMar 1983 · Coastal Storms, Floods, Slides & Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10320 O St is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 96% of California
Wildfire Likelihood0.04% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF LIVE OAK
serves 9,687 people · EPA ID CA5110001
Water SourceGroundwater
Last State InspectionJul 2024
Lead1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 248 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		1,200 / 35
Verizon
Fixed Wireless		300 / 20
DigitalPath
Fixed Wireless		200 / 20
Corridor Wireless
Fixed Wireless		100 / 100
T-Mobile
Fixed Wireless		100 / 20

May also be available: Succeed.Net.

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