10240 O St, Live Oak, CA 95953 Property Records

Sutter County property record for 10240 O St, Live Oak, CA 95953

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,300 sqft · built 1993
Lot Size	0.16 acres (6,970 sqft)
Owner	Individual Name on File
Last Sale	$223,000 (Apr 2017)
Tax Bill	$3,090 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Apr 2017 Transfer + 1 more
APN	`006-080-017-000`

Property Details

APN / Parcel Number

Primary APN	`006-080-017-000`
Alternative APN	`06-080-017`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,300 sqft Living Area
Gross Area	1,680 sqft
1st Floor Area	1,300 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Construction Type	Wood
Lot Area	6,970 sqft (0.16 acres)
Garage Type	Attached
Garage Area	380 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Old Parcel Number	06-080-017
Street Address	10240 O ST
City	LIVE OAK
State	CA
Zip	95953-2043
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	AMERICAN DREAM HOMES AT LIVE OAK LOT 002 AS SHOWN UPON SUBDIVISION MAP RECORDED 02/05/93 IN BK 15 PG 65. FORMERLY 06-081-013 & 06-340-008.
Legal Subdivision	AMERICAN DREAM HOMES
Legal Phase	I
Legal Lot Number	2
Jurisdiction	SUTTER CA
Township / Civil Division	LIVE OAK
Census Block Group	2
Census Block	2025
Census Tract	50701

Owner

10240 O St is owned and occupied by an individual who bought it in April 2017.

Source: Sutter County records, as of October 21, 2026

Owner of Record	Individual Name on File
Mailing Address	10240 O ST, LIVE OAK, CA 95953-2043
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage JFQ LENDING INC
Apr 13, 2017	Quit Claim Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE CO
Apr 13, 2017	Grant Deed, Transfer · FHA Mortgage PLAZA HOME MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 13, 2017 · Amount on File
Deed Sale	Apr 13, 2017 · Amount on File
Prior Sale	Nov 30, 2016 · Amount on File
Deed Document Number	20174658
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUTTER CA
Property Address	10240 O ST, LIVE OAK, CA 95953-2043
Transaction Type	Mortgage
Record Updated	Oct 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10240 O ST, LIVE OAK, CA 95953-2043

Mortgage

Document Number	0000019540
Date	Oct 26, 2021
Instrument	2021-0019540

Lender

Name	JFQ LENDING INC
Type	Mortgage Company
Address	SCOTTSDALE, AZ 85256

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	313 Months
Due	Nov 1, 2047

April 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SUTTER CA
Recording Date	Apr 13, 2017
Property Address	10240 O ST, LIVE OAK, CA 95953-2043
Document Number	0000004657
Instrument Date	Apr 7, 2017
Instrument	4657
Transaction Type	Transfer
Record Updated	May 4, 2017
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	108 MORELLA CT ROSEVILLE CA 957475012, ROSEVILLE, CA 95747-5012

April 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SUTTER CA
Recording Date	Apr 13, 2017
Property Address	10240 O ST, LIVE OAK, CA 95953-2043
Document Number	0000004658
Map Reference	MB15 PG65
Instrument Date	Apr 7, 2017
Instrument	2017-0004658
Transaction Type	Transfer
Record Updated	Oct 27, 2022
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10240 O ST, LIVE OAK, CA 95953-2043

Mortgage

Document Number	0000004659
Date	Apr 13, 2017
Instrument	2017-0004659

Lender

Name	PLAZA HOME MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 10240 O St was $3,090.

Source: Sutter County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Sutter County
Municipality	Live Oak City
Unified School District	Live Oak Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$263,977 (+2%) Land $59,186 Building $204,791	$263,977
2025	$3,090.00	$258,802 Land $58,026 Building $200,776
2023	$3,302.00	$248,755 Land $55,774 Building $192,981

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 10240 O St; there have been 1 flood claim nearby since 1983.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on File median of 18 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	18 in force
Nearby Flood Claims	1 (1983)
Most Recent Claim	Mar 1983 · Coastal Storms, Floods, Slides & Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10240 O St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of California
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LIVE OAK serves 9,687 people · EPA ID CA5110001
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 491 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
DigitalPath Fixed Wireless	200 / 20
Corridor Wireless Fixed Wireless	100 / 100

May also be available: AT&T, GeoLinks, Succeed.Net.

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