10320 N Sharpbend Rd, Albany, IN 47320 Property Records

Delaware County property record for 10320 N Sharpbend Rd, Albany, IN 47320

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,325 sqft · built 1968
Lot Size	1.65 acres (71,874 sqft)
Owner	2 Individual Names on File
Last Sale	$296,922 (Jul 2023)
Tax Bill	$1,511 (2025)
Deeds & Mortgages	Jul 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`18-08-09-405-001.000-004`

Property Details

APN / Parcel Number

Primary APN	`18-08-09-405-001.000-004`
Alternative APN	`0809405001000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,325 sqft Living Area
1st Floor Area	1,325 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Construction Type	Brick
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	71,874 sqft (1.65 acres)
Garage Type	Mixed
Garage Area	1,200 sqft
Parking Spaces	5 Parking Spaces
Shed	1 Shed
Shed Area	168 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	08 09 405 001 000
Street Address	10320 N SHARPBEND RD
City	ALBANY
State	IN
Zip	47320-9707
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NHLF SE QTR S09 T21 R11 1.650 AC
Legal Range	11E
Legal Township	21N
Legal Section	09
Jurisdiction	DELAWARE IN
Township / Civil Division	DELAWARE
Census Block Group	4
Census Block	4009
Census Tract	2700

Owner

Source: Delaware County records · APN 18-08-09-405-001.000-004

Assessment roll updated June 26, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	10320 N SHARPBEND RD, ALBANY, IN 47320-9707
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 20, 2023 · Amount on Record
Deed Sale	Jul 20, 2023 · Amount on Record
Prior Sale	Dec 17, 2014 · Amount on Record
Deed Document Number	20239561
Prior Transfer Date	Dec 11, 2014
Prior Transfer Doc	2014R14378
Record Updated	Sep 20, 2026

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DELAWARE IN
Recording Date	Jul 20, 2023
Property Address	10320 N SHARPBEND RD, ALBANY, IN 47320-9707
Document Number	2023R09561
Map Reference	IN2014R14378
Instrument Date	Jul 17, 2023
Instrument	2023R09561
Transaction Type	Transfer
Record Updated	Aug 18, 2023
Title Company	SPRINGDALE TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10320 N SHARPBEND RD, ALBANY, IN 47320-9707

Mortgage

Document Number	2023R09562
Date	Jul 20, 2023
Instrument	2023R09562

Lender

Name	RUOFF MORTGAGE CO INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2053

Tax Assessment & Valuation

Source: Delaware County records · Assessment roll updated June 26, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Delaware County
County Subdivision	Delaware Township
Unified School District	Delaware Community School Corporation (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,511.00 (+6.78%)	$231,000 (+24.26%) Land $22,800 Building $208,200	$231,000 (+24.26%) Land $22,800 Building $208,200
2024	$1,415.00 (-5.29%)
2023	$1,494.00 (+4.99%)	$185,900 (+3.11%) Land $22,800 Building $163,100	$185,900 (+3.11%) Land $22,800 Building $163,100
2022	$1,423.00 (+23.31%)	$180,300 Land $22,800 Building $157,500	$180,300 Land $22,800 Building $157,500
2021	$1,154.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Delaware County (18035C), as of September 12, 2017 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 180350027004, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	5 (2003–2011)
Most Recent Claim	Mar 2011 · rainfall accumulation
Claims by Event	Severe Winter Storms And Flooding, Jan 2005 · 3 claims

Wildfire

Wildfire Risk	Low lower than 98% of the US · lower than 85% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30
Mercury Broadband Fixed Wireless	150 / 20

Based on FCC filings for 19 locations within half a mile of this property.

Cell Coverage

5G and 4G LTE (outdoors only)

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