10291 N Sharpbend Rd, Albany, IN 47320 Property Records

Delaware County property record for 10291 N Sharpbend Rd, Albany, IN 47320

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,450 sqft · built 1950
Lot Size	2.68 acres (116,741 sqft)
Owner	Individual Name on Record
Last Sale	$65,000 (Jan 2019)
Tax Bill	$1,171 (2025)
Deeds & Mortgages	Sep 2022 Mortgage Nov 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`18-08-09-403-001.000-004`

Property Details

APN / Parcel Number

Primary APN	`18-08-09-403-001.000-004`
Alternative APN	`0809403001000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,450 sqft Living Area
1st Floor Area	1,450 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1960
Construction Type	Masonry / Concrete Block
Foundation Type	No Foundation
Roof Material	Metal
Lot Area	116,741 sqft (2.68 acres)
Garage Type	Attached
Garage Area	680 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	08 09 403 001 000
Street Address	10291 N SHARPBEND RD
City	ALBANY
State	IN
Zip	47320-9708
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT NHLF SE QTR S09 T21 R11 2.680 AC
Legal Range	11E
Legal Township	21N
Legal Section	09
Jurisdiction	DELAWARE IN
Township / Civil Division	DELAWARE
Census Block Group	2
Census Block	2066
Census Tract	2700

Owner

Source: Delaware County records, as of June 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	10291 N SHARPBEND RD, ALBANY, IN 47320-9708
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 19, 2022	Deed of Trust, Mortgage · Conventional Mortgage FIRST MERCHANTS BANK NA
Nov 5, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST MERCHANTS BANK NA
Jan 2, 2019	Special Warranty Deed, Transfer · Conventional Mortgage FIRST MERCHANTS BANK NA
Jan 2, 2019	Intrafamily Transfer, Transfer
Jan 17, 2017	Sheriff's Deed, Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 2, 2019 · Amount on Record
Deed Sale	Jan 2, 2019 · Amount on Record
Prior Sale	Jan 17, 2017 · Amount on Record
Deed Document Number	201914
Prior Transfer Date	Nov 15, 2018
Prior Transfer Doc	2019R00013
Record Updated	Sep 20, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE IN
Property Address	10291 N SHARPBEND RD, ALBANY, IN 47320-9708
Transaction Type	Mortgage
Record Updated	Oct 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2022R14396
Date	Sep 19, 2022
Instrument	2022R14396

Lender

Name	FIRST MERCHANTS BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 7, 2052

Interest

Rate Type	Adjustable Rate

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE IN
Property Address	10291 N SHARPBEND RD, ALBANY, IN 47320-9708
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020R15350
Date	Nov 5, 2020
Instrument	2020R15350

Lender

Name	FIRST MERCHANTS BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 20, 2050

Interest

Rate Type	Adjustable Rate

January 2019: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	DELAWARE IN
Recording Date	Jan 2, 2019
Property Address	10291 N SHARPBEND RD, ALBANY, IN 47320-9708
Document Number	2019R00014
Instrument Date	Nov 15, 2018
Instrument	2019R00014
Transaction Type	Transfer
Record Updated	Oct 22, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10291 N SHARPBEND RD, ALBANY, IN 47320-9708

Mortgage

Document Number	2019R00015
Date	Jan 2, 2019
Instrument	2019R00015

Lender

Name	FIRST MERCHANTS BANK NA

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

January 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DELAWARE IN
Recording Date	Jan 2, 2019
Property Address	10291 N SHARPBEND RD, ALBANY, IN 47320-9708
Document Number	2019R00013
Instrument Date	Nov 15, 2018
Instrument	2019R00013
Transaction Type	Transfer
Record Updated	Oct 22, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	611 JAMISON RD, ELMA, NY 14059-9392
Investor	Possibly a Property Investor

January 2017: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	DELAWARE IN
Recording Date	Jan 17, 2017
Property Address	10291 N SHARPBEND RD, ALBANY, IN 47320-9708
Document Number	2017R00695
Instrument Date	Dec 31, 2016
Instrument	2017R00695
Transaction Type	Foreclosure
Record Updated	Oct 22, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	350 HIGHLAND DR, LEWISVILLE, TX 75067-4488
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Delaware County assessment roll, as of June 26, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Delaware County
County Subdivision	Delaware Township
Unified School District	Delaware Community School Corporation (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,171.00 (+6.94%)	$184,200 (+22.72%) Land $27,200 Building $157,000	$184,200 (+22.72%) Land $27,200 Building $157,000
2024	$1,095.00 (+2.82%)
2023	$1,065.00 (+17.42%)	$150,100 (+10.86%) Land $27,200 Building $122,900	$150,100 (+10.86%) Land $27,200 Building $122,900
2022	$907.00 (+21.74%)	$135,400 Land $27,200 Building $108,200	$135,400 Land $27,200 Building $108,200
2021	$745.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 12, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	5 (1991–2020)
Claims Outside the SFHA	2 of 5
Most Recent Claim	Mar 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · above 45% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30
Mercury Fiber Fixed Wireless	150 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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