1032 Ridgewood Ave, Ames, IA 50010 Property Records

Story County property record for 1032 Ridgewood Ave, Ames, IA 50010

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,276 sqft · built 1922
Lot Size	0.108 acres (4,695 sqft)
Owner	Individual Name on Record
Last Sale	$170,500 (Aug 2018)
Tax Bill	$2,658 (2025)
Deeds & Mortgages	Jul 2020 Mortgage May 2023 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`09-03-202-130`

Property Details

APN / Parcel Number

Primary APN	`09-03-202-130`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,276 sqft Living Area
1st Floor Area	903 sqft
Attic	Attic
Attic Area	354 sqft
Basement Area	903 sqft
Finished Basement	346 sqft
Unfinished Basement	662 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1922
Effective Year Built	Effective 1922
Exterior Material	Metal
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	4,695 sqft (0.108 acres)
Garage Type	Detached
Garage Area	200 sqft
Parking Spaces	1 Parking Space
Deck Area	Deck Area
Patio Area	338 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	1032 RIDGEWOOD AVE
City	AMES
State	IA
Zip	50010-5828
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RL
Legal Description	RIDGEWOOD ADD LOT:17 AMES
Legal Range	24W
Legal Township	83N
Legal Section	03
Legal Subdivision	RIDGEWOOD ADD
Legal Lot Number	17
Jurisdiction	STORY IA
Township / Civil Division	WASHINGTON
Census Block Group	1
Census Block	1007
Census Tract	900

Owner

Source: Story County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1032 RIDGEWOOD AVE, AMES, IA 50010-5828
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 1, 2020	Deed of Trust, Mortgage · Conventional Mortgage MIDWEST FAMILTY LENDING CORP
May 2, 2023	Warranty Deed, Transfer
Aug 23, 2018	Warranty Deed, Transfer VISION BANK OF IOWA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 23, 2018 · Amount on Record
Deed Sale	Aug 23, 2018 · Amount on Record
Prior Sale	Aug 1, 2013 · Amount on Record
Deed Document Number	20187912
Record Updated	Sep 20, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STORY IA
Property Address	1032 RIDGEWOOD AVE, AMES, IA 50010-5828
Transaction Type	Mortgage
Record Updated	Oct 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202007216
Date	Jul 1, 2020
Instrument	2020-07216

Lender

Name	MIDWEST FAMILTY LENDING CORP
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Jul 1, 2045

Interest

Rate Type	Fixed Rate

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STORY IA
Recording Date	May 2, 2023
Property Address	1032 RIDGEWOOD AVE, AMES, IA 50010-5828
Document Number	0202302596
Instrument Date	Apr 18, 2023
Instrument	2023-02596
Transaction Type	Transfer
Record Updated	Oct 10, 2023

Transaction

Amount	Amount Recorded
Tax	$199.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	203 DEER RIDGE DR NW, BONDURANT, IA 50035-1011

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STORY IA
Recording Date	Aug 23, 2018
Property Address	1032 RIDGEWOOD AVE, AMES, IA 50010-5828
Document Number	0201807912
Instrument Date	Aug 19, 2018
Instrument	2018-07912
Transaction Type	Transfer
Record Updated	Oct 10, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1032 RIDGEWOOD AVE, AMES, IA 50010-5828

Mortgage

Document Number	0201807913
Date	Aug 23, 2018
Instrument	2018-07913

Lender

Name	VISION BANK OF IOWA

Agreement

Amount	Amount Recorded
Term	353 Months
Due	Jan 1, 2048

Tax Assessment & Valuation

Source: Story County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Iowa
Municipality	Ames City
County	Story County
Unified School District	Ames Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,658.00 Homeowner's exemption	$177,200 (-8.38%) Land $30,500 Building $146,700	$177,200 (-8.38%) Land $30,500 Building $146,700
2024	$2,658.00 (+14.18%)
2023		$193,400 (+31.3%) Land $36,800 Building $156,600	$193,400 (+31.3%) Land $36,800 Building $156,600
2022	$2,328.00 (+1.22%) Homeowner's exemption	$147,300 Land $36,800 Building $110,500
2021	$2,300.00		$147,300 Land $36,800 Building $110,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (1979)
Most Recent Claim	Mar 1979 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AMES WATER TREATMENT PLANT serves 55,177 people · EPA ID IA8503039
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 565 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink, ICS Advanced Technologies.

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