1024 Ridgewood Ave, Ames, IA 50010 Property Records

Story County property record for 1024 Ridgewood Ave, Ames, IA 50010 · Last verified June 2026

Property Summary

Property TypeSingle Family Home
Details2 bd · 1.5 ba · 1,119 sqft · built 1940
Lot Size0.109 acres (4,745 sqft)
OwnerIndividual Name on File
Last Sale$182,000 (Aug 2022)
Tax Bill$2,424 (2025)
Deeds & MortgagesMar 2021 Mortgage
Aug 2022 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN09-03-202-160

Property Details

APN / Parcel Number

Primary APN09-03-202-160

Interior

Bedrooms2 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,119 sqft Living Area
1st Floor Area592 sqft
Basement Area592 sqft
Unfinished Basement592 sqft
FlooringVinyl/Resilient
Interior WallsPlaster
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1940
Effective Year BuiltEffective 1940
Exterior MaterialVinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area4,745 sqft (0.109 acres)
Garage TypeAttached
Garage Area200 sqft
Parking Spaces1 Parking Space
Deck AreaDeck Area
Patio Area128 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address1024 RIDGEWOOD AVE
CityAMES
StateIA
Zip50010-5828
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionRIDGEWOOD ADD LOT:14 AMES
Legal Range24W
Legal Township83N
Legal Section03
Legal SubdivisionRIDGEWOOD ADD
Legal Lot Number14
JurisdictionSTORY IA
Township / Civil DivisionWASHINGTON
Census Block Group1
Census Block1007
Census Tract900

Owner

Source: Story County records · APN 09-03-202-160

Assessment roll updated September 30, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address1024 RIDGEWOOD AVE, AMES, IA 50010-5828
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 25, 2021Deed of Trust, Mortgage · Conventional Mortgage
WELLS FARGO BANK
Aug 16, 2022Warranty Deed, Transfer · Conventional Mortgage
FINANCE AMERICA MTG LLC
May 17, 2019Warranty Deed, Transfer · Stand-Alone First Mortgage
WELLS FARGO BANK NA

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 16, 2022 · Amount on Record
Deed SaleAug 16, 2022 · Amount on Record
Prior SaleMay 17, 2019 · Amount on Record
Deed Document Number20228207
Record UpdatedSep 20, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSTORY IA
Property Address1024 RIDGEWOOD AVE, AMES, IA 50010-5828
Transaction TypeMortgage
Record UpdatedOct 10, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0202103668
DateMar 25, 2021
Instrument2021-03668
Lender
NameWELLS FARGO BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 01, 2051
Interest
Rate TypeFixed Rate

August 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSTORY IA
Recording DateAug 16, 2022
Property Address1024 RIDGEWOOD AVE, AMES, IA 50010-5828
Document Number0202208207
Instrument DateAug 12, 2022
Instrument2022-08207
Transaction TypeTransfer
Record UpdatedOct 10, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$290.40
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1024 RIDGEWOOD AVE, AMES, IA 50010-5828

Mortgage

Document Number0202208208
DateAug 16, 2022
Instrument2022-08208
Lender
NameFINANCE AMERICA MTG LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 01, 2052
Interest
Rate TypeFixed Rate

May 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSTORY IA
Recording DateMay 17, 2019
Property Address1024 RIDGEWOOD AVE, AMES, IA 50010-5828
Document Number0201903826
Instrument DateMay 14, 2019
Instrument2019-03826
Transaction TypeTransfer
Record UpdatedOct 10, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1024 RIDGEWOOD AVE, AMES, IA 50010-5828

Mortgage

Document Number0201903827
DateMay 17, 2019
Instrument2019-03827
Lender
NameWELLS FARGO BANK NA
TypeBank
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2049

Tax Assessment & Valuation

Source: Story County records · Assessment roll updated September 30, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateIowa
MunicipalityAmes City
CountyStory County
Unified School DistrictAmes Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,424.00$191,600 (+14.66%) Land $30,800 Building $160,800$191,600 (+14.66%) Land $30,800 Building $160,800
2024$2,424.00 (+17.56%)
2023$167,100 Land $32,900 Building $134,200$167,100 Land $32,900 Building $134,200
2022$2,062.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Story County (19169C), updated May 25, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 191690009001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies3 in force
Nearby Flood Claims1 (1979)
Most Recent ClaimMar 1979, rainfall accumulation

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 565 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Metronet HoldingsFiber5,120 / 5,120
Mediacom CommunicationsCable1,000 / 50
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20

May also be available at this address: Mediacom Communications, Lumen Technologies, ICS Advanced Technologies. Availability varies by address; speeds are provider-advertised maximums, not measured.

Nearby Properties on Ridgewood Ave

Nearby Streets

Search Property Records by Address or Parcel Number