1032 N 6th St, Saint Clair, MI 48079 Property Records

St. Clair County property record for 1032 N 6th St, Saint Clair, MI 48079

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,464 sqft · built 1969
Lot Size	0.248 acres (10,803 sqft)
Owner	Individual Name on File
Last Sale	$155,000 (Oct 2019)
Tax Bill	$3,590 (2025)
Deeds & Mortgages	May 2023 Line of Credit Nov 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`74-07-610-0002-000`

Property Details

APN / Parcel Number

Primary APN	`74-07-610-0002-000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,464 sqft Living Area
1st Floor Area	1,464 sqft

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Lot Area	10,803 sqft (0.248 acres)
Lot Dimensions	150 ft deep x 72 ft wide
Garage Area	280 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1032 N 6TH ST
City	SAINT CLAIR
State	MI
Zip	48079-4214
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1 LOW DE
Legal Description	LOT 2 PALMER VILLAGE SUBD
Legal Subdivision	PALMER VILLAGE
Legal Lot Number	2
Legal Unit	2
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	ST. CLAIR
Census Block Group	7
Census Block	7002
Census Tract	642000

Owner

1032 N 6th St is owned and occupied by an individual who bought it in October 2019.

Source: St. Clair County records, as of September 17, 2026

Owner of Record	Individual Name on File
Mailing Address	1032 N 6TH ST, SAINT CLAIR, MI 48079-4214
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 24, 2023	Deed of Trust, Mortgage · Line of Credit ADVIA CU
Nov 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage SUPERIOR NATIONAL BANK
Oct 10, 2019	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 15, 2019 · Amount on File
Deed Sale	Oct 15, 2019 · Amount on File
Deed Document Number	201921482
Deed Book / Page	5108 / 785
Prior Transfer Date	Oct 10, 2019
Prior Transfer Doc	0005107489
Record Updated	Oct 29, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	1032 N 6TH ST, SAINT CLAIR, MI 48079-4214
Transaction Type	Mortgage
Record Updated	Jun 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1032 N 6TH ST, SAINT CLAIR, MI 48079-4214

Mortgage

Document Number	0005624306
Date	May 24, 2023
Book Page	5624/306
Instrument	2023009385

Lender

Name	ADVIA CU
Type	Credit Union
Address	KALAMAZOO, MI 49009

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	May 23, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	1032 N 6TH ST, SAINT CLAIR, MI 48079-4214
Transaction Type	Mortgage
Record Updated	Nov 24, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1032 N 6TH ST, SAINT CLAIR, MI 48079-4214

Mortgage

Document Number	5446792
Date	Nov 8, 2021
Book Page	5446/792
Instrument	2021031517

Lender

Name	SUPERIOR NATIONAL BANK
Type	Bank
Address	HANCOCK, MI 49930

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2051

October 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Oct 10, 2019
Property Address	1032 N 6TH ST, SAINT CLAIR, MI 48079-4214
Document Number	0051070489
Book / Page	005107 / 000489
Instrument Date	Oct 10, 1998
Transaction Type	Transfer
Record Updated	Nov 7, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	1032 N 6TH ST ST CLAIR MI 480794214, ST CLAIR, MI 48079-4214

Tax Assessment & Valuation

The 2025 property tax bill for 1032 N 6th St was $3,590 with a homeowner's exemption, up 0.7% from the year before.

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
Municipality	St. Clair City
Unified School District	East China School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$93,800 (+2.85%)	$187,600
2025	$3,590.00 (+0.7%) Homeowner's exemption	$91,200
2024	$3,565.00		$182,400
2023		$91,400
2022	$3,314.00		$182,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1032 N 6th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1032 N 6th St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 93% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ST. CLAIR serves 5,464 people · EPA ID MI0006270
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 178 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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