1015 N 6th St, Saint Clair, MI 48079 Property Records

St. Clair County property record for 1015 N 6th St, Saint Clair, MI 48079

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,300 sqft · built 1958
Lot Size	0.275 acres (11,979 sqft)
Owner	2 Individual Names on Record
Last Sale	$185,000 (May 2020)
Tax Bill	$4,382 (2025)
Deeds & Mortgages	Jun 2017 Loan Modification Jun 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`74-07-285-0004-000`

Property Details

APN / Parcel Number

Primary APN	`74-07-285-0004-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,300 sqft Living Area
1st Floor Area	1,300 sqft
Basement Area	1,300 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Lot Area	11,979 sqft (0.275 acres)
Lot Dimensions	150 ft deep x 80 ft wide
Garage Area	416 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1015 N 6TH ST
City	SAINT CLAIR
State	MI
Zip	48079-4215
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1 LOW DE
Legal Description	LOT 25 GANNON FARMS PLAT NO 2
Legal Subdivision	CANNON FARMS 2
Legal Lot Number	25
Legal Unit	25
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	ST. CLAIR
Census Block Group	7
Census Block	7008
Census Tract	642000

Owner

Source: St. Clair County records, as of September 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	811 S CARNEY DR, SAINT CLAIR, MI 48079-5538
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Jun 26, 2017	Loan Modification, Mortgage · FHA Mortgage AMERIFIRST FIN'L
Jun 26, 2017	Deed of Trust, Mortgage · Conventional Mortgage HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 1, 2020 · Amount on Record
Deed Sale	May 1, 2020 · Amount on Record
Prior Sale	Aug 5, 2015 · Amount on Record
Deed Document Number	202010445
Deed Book / Page	5180 / 835
Last Transfer Date	Apr 7, 2025
Transfer Doc	0005814269
Record Updated	Oct 29, 2026

June 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SAINT CLAIR MI
Property Address	1015 N 6TH ST, SAINT CLAIR, MI 48079-4215
Document Number	0048480332
Book / Page	004848 / 000332
Instrument Date	Jun 26, 2017
Transaction Type	Mortgage
Record Updated	Aug 18, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1015 N 6TH ST ST CLAIR MI 480794215, ST CLAIR, MI 48079-4215

Mortgage

Document Number	0048480332
Date	Jul 12, 2017
Book Page	004848/000332

Lender

Name	AMERIFIRST FIN'L
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 11, 2047

Interest

Rate	4.37%

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	1015 N 6TH ST, SAINT CLAIR, MI 48079-4215
Document Number	0048590503
Book / Page	004859 / 000503
Instrument Date	Jun 26, 2017
Transaction Type	Mortgage
Record Updated	Oct 5, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1015 N 6TH ST ST CLAIR MI 480794215, ST CLAIR, MI 48079-4215

Mortgage

Document Number	0048590503
Date	Aug 18, 2017
Book Page	004859/000503

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 17, 2047

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
Municipality	St. Clair City
Unified School District	East China School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$141,200 (+2.62%)	$282,400 (+2.62%)
2025	$4,382.00 (+2.82%) Homeowner's exemption	$137,600 (+32.82%)
2024	$4,262.00 (+7.57%)		$275,200 (+32.82%)
2023		$103,600
2022	$3,962.00		$207,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 93% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ST. CLAIR serves 5,464 people · EPA ID MI0006270
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 178 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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