1032 Maple Ridge Rd, Festus, MO 63028 Property Records

Jefferson County property record for 1032 Maple Ridge Rd, Festus, MO 63028

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 3,272 sqft · built 2004
Lot Size	5.33 acres (232,610 sqft)
Owner	2 Individual Names on File
Tax Bill	$5,210 (2025)
Deeds & Mortgages	Oct 2026 Transfer Dec 2025 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`18-7.0-25.0-0-000-002.19`

Property Details

APN / Parcel Number

Primary APN	`18-7.0-25.0-0-000-002.19`
Alternative APN	`1870250 00219`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	3,272 sqft Living Area
Gross Area	4,664 sqft
1st Floor Area	3,272 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Construction Type	Frame
Lot Area	232,610 sqft
Garage Type	Attached
Garage Area	742 sqft

Exterior Amenities

Pool Area	348 sqft
Porch	Open Frame Porch
Porch Area	465 sqft
Patio Area	1,694 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1032 MAPLE RIDGE RD
City	FESTUS
State	MO
Zip	63028-3993
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LR2
Legal Description	SUGAR SPRINGS LOT 42
Legal Range	5E
Legal Township	40N
Legal Section	25
Legal Subdivision	SUGAR SPRINGS
Legal Block	4
Legal Lot Number	42
Jurisdiction	JEFFERSON MO
Township / Civil Division	PLATTIN
Census Block Group	4
Census Block	4031
Census Tract	701404

Owner

1032 Maple Ridge Rd is owned and occupied by two individuals who acquired it in October 2026.

Source: Jefferson County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1032 MAPLE RIDGE RD, FESTUS, MO 63028-3993
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 8, 2026	Transfer on Death Deed, Transfer NONE LISTED ON DOCUMENT
Dec 3, 2025	Deed of Trust, Mortgage · Conventional Mortgage NEW AMERICAN FUNDING
Nov 20, 2023	Deed of Trust, Mortgage · Line of Credit OZARKS FSLA
Oct 16, 2020	Deed of Trust, Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 8, 2002
Deed Sale	Apr 8, 2002
Deed Document Number	200218778
Last Transfer Date	Oct 1, 2026
Transfer Doc	0000027950
Record Updated	Oct 29, 2026

October 2026: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	JEFFERSON MO
Recording Date	Oct 8, 2026
Property Address	1032 MAPLE RIDGE RD, FESTUS, MO 63028-3993
Document Number	0000027950
Instrument Date	Oct 1, 2026
Instrument	202627950
Transaction Type	Transfer
Record Updated	Oct 20, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1032 MAPLE RIDGE RD, FESTUS, MO 63028-3993

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	1032 MAPLE RIDGE RD, FESTUS, MO 63028-3993
Transaction Type	Mortgage
Record Updated	Dec 18, 2025
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1032 MAPLE RIDGE RD, FESTUS, MO 63028-3993

Mortgage

Document Number	0000031416
Date	Dec 3, 2025
Instrument	2025R-031416

Lender

Name	NEW AMERICAN FUNDING
Type	Lending Institution
Address	TUSTIN, CA 92780

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2055

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	1032 MAPLE RIDGE RD, FESTUS, MO 63028-3993
Transaction Type	Mortgage
Record Updated	Dec 4, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000028892
Date	Nov 20, 2023
Instrument	2023R-028892

Lender

Name	OZARKS FSLA
Type	Bank
Address	FARMINGTON, MO 63640

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Nov 24, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	1032 MAPLE RIDGE RD, FESTUS, MO 63028-3993
Document Number	0000039796
Instrument Date	Oct 16, 2020
Transaction Type	Mortgage
Record Updated	Dec 17, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1032 MAPLE RIDGE RD FESTUS MO 630283993, FESTUS, MO 63028-3993

Mortgage

Document Number	0000039796
Date	Oct 21, 2020
Instrument	39796

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount on Record
Term	180 Months
Due	Oct 20, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 1032 Maple Ridge Rd was $5,210, up 5.7% from the year before.

Source: Jefferson County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jefferson County
Unified School District	De Soto 73 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$92,600 (-) Land $9,600 Building $83,000	$487,500 (-) Land $50,600 Building $436,900
2025	$5,210.00 (+5.68%)	$92,600 Land $9,600 Building $83,000	$487,500 (-) Land $50,600 Building $436,900
2024	$4,930.00 (+0.06%)		$487,500 (+7.5%) Land $50,600 Building $436,900
2023	$4,927.00	$86,200 Land $9,600 Building $76,600	$453,500 Land $50,600 Building $402,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1032 Maple Ridge Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1032 Maple Ridge Rd is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 75% of Missouri
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEFFERSON COUNTY PWSD 5 serves 8,000 people · EPA ID MO6024296
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Lightwave Communications Fiber	1,000 / 1,000

May also be available: Spectrum, Wisper ISP.

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