1020 Maple Ridge Rd, Festus, MO 63028 Property Records

Jefferson County property record for 1020 Maple Ridge Rd, Festus, MO 63028

Property Summary

Property Type	Single Family Home
Details	4,140 sqft · built 2020
Lot Size	6.98 acres (304,049 sqft)
Owner	Company Name on Record
Last Sale	$442,900 (Oct 2020)
Tax Bill	$6,250 (2024)
Deeds & Mortgages	Mar 2026 Line of Credit Dec 2024 Line of Credit + 6 more
Flood Zone	Zone X (minimal risk)
APN	`18-7.0-25.0-0-000-001.03`

Property Details

APN / Parcel Number

Primary APN	`18-7.0-25.0-0-000-001.03`
Alternative APN	`1870250 00103`

Interior

Stories	1 Story
Building Area	4,140 sqft Living Area
Gross Area	4,932 sqft
1st Floor Area	1,442 sqft
Basement Area	1,774 sqft
Finished Basement	1,774 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Construction Type	Frame
Lot Area	304,049 sqft (6.98 acres)
Garage Type	Attached
Garage Area	792 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	1020 MAPLE RIDGE RD
City	FESTUS
State	MO
Zip	63028-3993
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LR2
Legal Description	SUGAR SPRINGS LOT 44
Legal Range	5E
Legal Township	40N
Legal Section	25
Legal Subdivision	SUGAR SPRINGS
Legal Block	4
Legal Lot Number	44
Jurisdiction	JEFFERSON MO
Township / Civil Division	PLATTIN
Census Block Group	4
Census Block	4034
Census Tract	701404

Owner

Source: Jefferson County records, as of April 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1020 MAPLE RIDGE RD, FESTUS, MO 63028-3993
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Mar 24, 2026	Deed of Trust, Mortgage · Line of Credit OZARKS FSLA
Dec 6, 2024	Deed of Trust, Mortgage · Line of Credit OZARKS FSLA
Nov 4, 2025	Intrafamily Transfer, Transfer
Oct 26, 2020	Deed of Trust, Mortgage OZARKS FED'L S&L ASSN
May 5, 2020	Quit Claim Deed, Transfer · Line of Credit FIRST ST CMNTY BK
Nov 21, 2019	Warranty Deed, Transfer OZARKS FED'L S&L ASSN
Sep 25, 2018	Warranty Deed, Transfer · Line of Credit UNICO BK
Mar 3, 2017	Warranty Deed, Transfer INVESTORS TITLE COMPANY, INVESTORS TITLE CO.

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 30, 2020 · Amount on Record
Deed Sale	Oct 30, 2020 · Amount on Record
Prior Sale	May 5, 2020 · Amount on Record
Deed Document Number	202041245
Last Transfer Date	Nov 3, 2025
Transfer Doc	0000028624
Record Updated	Jun 8, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	1020 MAPLE RIDGE RD, FESTUS, MO 63028-3993
Transaction Type	Mortgage
Record Updated	Apr 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1020 MAPLE RIDGE RD, FESTUS, MO 63028-3993

Mortgage

Document Number	0000007664
Date	Mar 24, 2026
Instrument	2026R-007664

Lender

Name	OZARKS FSLA
Type	Bank
Address	FARMINGTON, MO 63640

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Mar 24, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	1020 MAPLE RIDGE RD, FESTUS, MO 63028-3993
Transaction Type	Mortgage
Record Updated	Nov 21, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1020 MAPLE RIDGE RD, FESTUS, MO 63028-3993

Mortgage

Document Number	0000030652
Date	Dec 6, 2024
Instrument	2024R-030652

Lender

Name	OZARKS FSLA
Type	Bank
Address	FARMINGTON, MO 63640

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Dec 24, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	JEFFERSON MO
Recording Date	Nov 4, 2025
Property Address	1020 MAPLE RIDGE RD, FESTUS, MO 63028-3993
Document Number	0000028624
Map Reference	MB 190 PG 7&8
Instrument Date	Nov 3, 2025
Instrument	2025R-028624
Transaction Type	Transfer
Record Updated	Nov 21, 2025

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	1020 MAPLE RIDGE RD, FESTUS, MO 63028-3993

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	1020 MAPLE RIDGE RD, FESTUS, MO 63028-3993
Document Number	0000041246
Instrument Date	Oct 26, 2020
Transaction Type	Mortgage
Record Updated	Jan 13, 2021
Title Company	HILLSBORO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1020 MAPLE RIDGE RD FESTUS MO 630283993, FESTUS, MO 63028-3993

Mortgage

Document Number	0000041246
Date	Oct 30, 2020
Instrument	41246

Lender

Name	OZARKS FED'L S&L ASSN
Address	FARMINGTON, MO 63640

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 29, 2050

May 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	JEFFERSON MO
Recording Date	May 5, 2020
Property Address	1020 MAPLE RIDGE RD, FESTUS, MO 63028-3993
Document Number	0000015171
Instrument Date	Apr 30, 2020
Instrument	15171
Transaction Type	Transfer
Record Updated	Jun 1, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1020 MAPLE RIDGE RD FESTUS MO 63028, FESTUS, MO 63028

Mortgage

Document Number	15172
Date	May 5, 2020
Instrument	15172

Lender

Name	FIRST ST CMNTY BK
Type	Bank
Address	DE SOTO, MO 63020

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON MO
Recording Date	Nov 21, 2019
Property Address	1020 MAPLE RIDGE RD, FESTUS, MO 63028-3993
Document Number	0000036711
Instrument Date	Nov 12, 2019
Instrument	36711
Transaction Type	Transfer
Record Updated	Dec 5, 2019
Title Company	CONTINENTAL TITLE HOLDING COMPANY, CONTINENTAL TITLE HOLDING CO

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	342 ROMAINE SPRING VW FENTON MO 630265835, FENTON, MO 63026-5835

Mortgage

Document Number	36712
Date	Nov 21, 2019
Instrument	36712

Lender

Name	OZARKS FED'L S&L ASSN
Address	FARMINGTON, MO 63640

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Nov 20, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.75%

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON MO
Recording Date	Sep 25, 2018
Property Address	1020 MAPLE RIDGE RD, FESTUS, MO 63028-3993
Document Number	0000029262
Instrument Date	Sep 24, 2018
Instrument	29262
Transaction Type	Transfer
Record Updated	Oct 3, 2018
Title Company	CONTINENTAL

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	PO BOX 531 FESTUS MO 630280531, FESTUS, MO 63028-0531

Mortgage

Document Number	29263
Date	Sep 25, 2018
Instrument	29263

Lender

Name	UNICO BK
Type	Bank
Address	MINERAL POINT, MO 63660

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 24, 2048

Interest

Rate Type	Adjustable Rate

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON MO
Recording Date	Mar 3, 2017
Property Address	1020 MAPLE RIDGE RD, FESTUS, MO 63028-3993
Document Number	0000006518
Instrument Date	Feb 28, 2017
Instrument	6518
Transaction Type	Transfer
Record Updated	Mar 8, 2017
Title Company	INVESTORS TITLE COMPANY, INVESTORS TITLE CO.

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1020 MAPLE RIDGE RD FESTUS MO 63028, FESTUS, MO 63028

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of September 29, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Jefferson County
Elementary School District	Jefferson County R-VII School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$109,700 (+8.83%) Land $9,600 Building $100,100	$577,500 (-) Land $50,600 Building $526,900
2024	$6,250.00 (+0.06%)		$577,500 (+8.82%) Land $50,600 Building $526,900
2023	$6,246.00	$100,800 Land $9,600 Building $91,200	$530,700 Land $50,600 Building $480,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 72% of Missouri
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEFFERSON COUNTY PWSD 5 serves 8,000 people · EPA ID MO6024296
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Lightwave Communications Fiber	1,000 / 1,000

May also be available: Spectrum, Wisper ISP.

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