1032 Hayrake Ln, Charlottesville, VA 22903 Property Records

Albemarle County property record for 1032 Hayrake Ln, Charlottesville, VA 22903

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 1,762 sqft · built 1993
Lot Size	0.203 acres (8,843 sqft)
Owner	Individual Name on File
Last Sale	$285,000 (Aug 2009)
Tax Bill	$5,783 (2026)
Deeds & Mortgages	May 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`076R0-01-00-00700`

Property Details

APN / Parcel Number

Primary APN	`076R0-01-00-00700`
Alternative APN	`31917`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,762 sqft Finished Area
Basement Area	1,762 sqft
Finished Basement	1,288 sqft
Unfinished Basement	186 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Exterior Material	Composition/Composite
Construction Type	Wood
Roof Material	Wood
Lot Area	8,843 sqft (0.203 acres)
View / Lot	Proximity to Airport
Porch	Slab
Porch Area	537 sqft
Patio Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Street Address	1032 HAYRAKE LN
City	CHARLOTTESVILLE
State	VA
Zip	22903-9753
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PLANNED RE
Legal Description	REDFIELDS 7 PH-1A
Legal Subdivision	REDFIELDS
Jurisdiction	ALBEMARLE VA
Township / Civil Division	SAMUEL MILLER
Census Block Group	3
Census Block	3018
Census Tract	11202

Owner

1032 Hayrake Ln is owned and occupied by an individual who bought it in August 2009.

Source: Albemarle County records, as of August 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	1032 HAYRAKE LN, CHARLOTTESVILLE, VA 22903-9753
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 20, 2009 · Amount on File
Deed Sale	Aug 20, 2009 · Amount on File
Deed Document Number	200911791
Deed Book / Page	3787 / 415
Record Updated	Sep 20, 2026

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBEMARLE VA
Property Address	1032 HAYRAKE LN, CHARLOTTESVILLE, VA 22903-9753
Document Number	0000005035
Instrument Date	May 4, 2018
Transaction Type	Mortgage
Record Updated	Jan 12, 2019
Title Company	GENESIS TITLE AGENCY LLC, GENESIS TITLE AGCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1032 HAYRAKE LN CHARLOTTESVILLE VA 229039753, CHARLOTTESVILLE, VA 22903-9753

Mortgage

Document Number	0000005035
Date	May 9, 2018
Book Page	005045/000089
Instrument	5035

Lender

Name	HUNTINGTON NAT'L BK/WV
Type	Bank
Address	COLUMBUS, OH 43219

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 8, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.4%

Tax Assessment & Valuation

The 2026 property tax bill for 1032 Hayrake Ln was $5,783, up 8.9% from the year before.

Source: Albemarle County assessment roll, as of June 15, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Albemarle County
Unified School District	Albemarle County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,783.00 (+8.93%)	$646,900 Land $190,000 Building $456,900	$646,900 Land $190,000 Building $456,900
2025	$5,309.00
2023	$4,018.00	$470,600 Land $162,500 Building $308,100	$470,600 Land $162,500 Building $308,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1032 Hayrake Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1032 Hayrake Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ACSA URBAN AREA serves 77,408 people · EPA ID VA2003053
Water Source	Purchased surface water from several systems
Last State Inspection	May 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 172 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Brightspeed, Ting.

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