1024 Hayrake Ln, Charlottesville, VA 22903 Property Records

Albemarle County property record for 1024 Hayrake Ln, Charlottesville, VA 22903

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,920 sqft · built 1992
Lot Size	0.313 acres (13,634 sqft)
Owner	Individual Name on Record
Tax Bill	$4,968 (2026)
Deeds & Mortgages	Oct 2020 Mortgage Jul 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`076R0-01-00-00900`

Property Details

APN / Parcel Number

Primary APN	`076R0-01-00-00900`
Alternative APN	`31919`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,920 sqft Finished Area
Basement Area	952 sqft
Unfinished Basement	952 sqft
Family Room	Family Room
Flooring	Parquet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Exterior Material	Wood Siding
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	13,634 sqft (0.313 acres)
View / Lot	Proximity to Airport

Exterior Amenities

Porch	Slab
Porch Area	138 sqft
Deck Area	186 sqft
Patio Area	181 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Street Address	1024 HAYRAKE LN
City	CHARLOTTESVILLE
State	VA
Zip	22903-9753
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PLANNED RE
Legal Description	REDFIELDS 9 PH-1A
Legal Subdivision	REDFIELDS
Jurisdiction	ALBEMARLE VA
Township / Civil Division	SAMUEL MILLER
Census Block Group	3
Census Block	3018
Census Tract	11202

Owner

Source: Albemarle County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1024 HAYRAKE LN, CHARLOTTESVILLE, VA 22903-9753
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage ATLANTIC COAST MTG
Jul 21, 2017	Deed of Trust, Mortgage · Conventional with PMI ATLANTIC COAST MTG
Jul 19, 2017	Loan Modification, Mortgage · Line of Credit SUNTRUST BK

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBEMARLE VA
Property Address	1024 HAYRAKE LN, CHARLOTTESVILLE, VA 22903-9753
Document Number	0000015243
Instrument Date	Oct 22, 2020
Transaction Type	Mortgage
Record Updated	Nov 2, 2020
Title Company	ACM TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1024 HAYRAKE LN CHARLOTTESVILLE VA 229039753, CHARLOTTESVILLE, VA 22903-9753

Mortgage

Document Number	0000015243
Date	Oct 27, 2020
Book Page	005414/000475
Instrument	15243

Lender

Name	ATLANTIC COAST MTG
Type	Mortgage Company
Address	FAIRFAX, VA 22030

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 26, 2050

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBEMARLE VA
Property Address	1024 HAYRAKE LN, CHARLOTTESVILLE, VA 22903-9753
Document Number	0000008470
Instrument Date	Jul 21, 2017
Transaction Type	Mortgage
Record Updated	Nov 16, 2018
Title Company	COURT SQUARE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1024 HAYRAKE LN CHARLOTTESVILLE VA 229039753, CHARLOTTESVILLE, VA 22903-9753

Mortgage

Document Number	0000008470
Date	Jul 26, 2017
Book Page	004939/000094
Instrument	8470

Lender

Name	ATLANTIC COAST MTG
Type	Mortgage Company
Address	FAIRFAX, VA 22030

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jul 25, 2047

July 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ALBEMARLE VA
Property Address	1024 HAYRAKE LN, CHARLOTTESVILLE, VA 22903-9753
Document Number	0000008472
Instrument Date	Jul 19, 2017
Transaction Type	Mortgage
Record Updated	Jan 11, 2019
Title Company	COURT SQUARE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1024 HAYRAKE LN CHARLOTTESVILLE VA 229039753, CHARLOTTESVILLE, VA 22903-9753

Mortgage

Document Number	0000008472
Date	Jul 26, 2017
Book Page	004939/000116
Instrument	8472

Lender

Name	SUNTRUST BK
Type	Bank
Address	NASHVILLE, TN 32714

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Albemarle County assessment roll, as of June 15, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Albemarle County
Unified School District	Albemarle County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,968.00 (+10.94%)	$555,700 (+10.94%) Land $190,000 Building $365,700	$555,700 (+10.94%) Land $190,000 Building $365,700
2025	$4,478.00 (+16.71%)	$500,900 (+11.48%) Land $170,000 Building $330,900	$500,900 (+11.48%) Land $170,000 Building $330,900
2023	$3,837.00	$449,300 Land $162,500 Building $286,800	$449,300 Land $162,500 Building $286,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ACSA URBAN AREA serves 77,408 people · EPA ID VA2003053
Water Source	Purchased surface water from several systems
Last State Inspection	May 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 172 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Brightspeed, Ting.

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