1032 Gardner St E, Wayzata, MN 55391 Property Records

Hennepin County property record for 1032 Gardner St E, Wayzata, MN 55391 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,121 sqft · built 2017
Lot Size	0.26 acres (11,326 sqft)
Owner	Company Name on File
Last Sale	$195,000 (Feb 2016)
Tax Bill	$14,702 (2025)
Deeds & Mortgages	Jun 2017 Construction Loan Mar 2019 Mortgage + 12 more
Flood Zone	Zone X (minimal risk)
APN	`06-117-22-14-0008`

Property Details

APN / Parcel Number

Primary APN	`06-117-22-14-0008`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,121 sqft Living Area
1st Floor Area	1,731 sqft
2nd Floor Area	315 sqft

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Metal
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	11,326 sqft (0.26 acres)
Lot Dimensions	130 ft deep x 88.7 ft wide
View / Lot	Lake
Garage Area	600 sqft
Porch	Slab
Porch Area	126 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Floor/Wall Furnace
Heating Fuel	Electric

Location & Zoning

Street Address	1032 GARDNER ST E
City	WAYZATA
State	MN
Zip	55391-1129
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 011 A DEANS PARK OUTLOTS TO WAYZATA S 88 7/10 FT OF N 113 7/10 FT OF E 150 FT EX HWY 88.7 X 130
Legal Range	22
Legal Township	117
Legal Section	06
Legal Quarter	14
Legal Subdivision	DEANS PARK OUTLOTS TO WAYZATA
Legal Block	1
Legal Lot Number	11
Jurisdiction	HENNEPIN MN
Township / Civil Division	WAYZATA
Census Block Group	1
Census Block	1000
Census Tract	27300

Owner

Source: Hennepin County records · APN 06-117-22-14-0008

Assessment roll updated June 23, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	PO BOX 575, MOUND, MN 55364-0575
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Jun 09, 2017	Deed of Trust, Mortgage · Construction Mortgage MINNESOTA LAKES BANK
Mar 04, 2019	Deed of Trust, Mortgage · Commercial Mortgage MINNESOTA LAKES BANK
Sep 29, 2020	Loan Modification, Mortgage MINNESOTA LKS BK
Sep 29, 2020	Loan Modification, Mortgage MINNESOTA LKS BK
Sep 29, 2020	Loan Modification, Mortgage NOT AVAILABLE
Aug 26, 2019	Loan Modification, Mortgage MINNESOTA LKS BK
Aug 26, 2019	Loan Modification, Mortgage MINNESOTA LKS BK
Aug 26, 2019	Loan Modification, Mortgage MINNESOTA LKS BK
Feb 26, 2019	Loan Modification, Mortgage MINNESOTA LKS BK
Feb 26, 2019	Loan Modification, Mortgage MINNESOTA LKS BK
Nov 08, 2018	Loan Modification, Mortgage MINNESOTA LKS BK
Nov 08, 2018	Loan Modification, Mortgage NOT AVAILABLE
Jul 09, 2018	Loan Modification, Mortgage
Oct 04, 2017	Deed of Trust, Construction Loan · Line of Credit MINNESOTA LKS BK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 18, 2016 · Amount on Record
Deed Sale	Feb 18, 2016 · Amount on Record
Prior Sale	Jun 24, 2015 · Amount on Record
Deed Document Number	201610287618
Record Updated	Sep 20, 2026

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	1032 GARDNER ST E, WAYZATA, MN 55391-1129
Transaction Type	Mortgage
Record Updated	May 15, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0A10446085
Date	Jun 09, 2017
Instrument	A10446085

Lender

Name	MINNESOTA LAKES BANK
Type	Bank
Address	DELANO, MN 55328

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	1032 GARDNER ST E, WAYZATA, MN 55391-1129
Transaction Type	Mortgage
Record Updated	May 15, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0A10641615
Date	Mar 04, 2019
Instrument	A10641615

Lender

Name	MINNESOTA LAKES BANK
Type	Bank
Address	DELANO, MN 55328

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

September 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	HENNEPIN MN
Property Address	1032 GARDNER ST E, WAYZATA, MN 55391-1129
Document Number	0010852820
Instrument Date	Sep 29, 2020
Transaction Type	Mortgage
Record Updated	Nov 05, 2020
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3535 COUNTY ROAD 44 MINNETRISTA MN 553649568, MINNETRISTA, MN 55364-9568

Mortgage

Document Number	0010852820
Date	Oct 07, 2020
Instrument	10852820

Lender

Name	MINNESOTA LKS BK
Address	MOUND, MN 55364

Agreement

Term	12 Months
Due	Oct 06, 2021

September 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	HENNEPIN MN
Property Address	1032 GARDNER ST E, WAYZATA, MN 55391-1129
Document Number	0010852821
Instrument Date	Sep 29, 2020
Transaction Type	Mortgage
Record Updated	Nov 05, 2020
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3535 COUNTY ROAD 44 MINNETRISTA MN 553649568, MINNETRISTA, MN 55364-9568

Mortgage

Document Number	0010852821
Date	Oct 07, 2020
Instrument	10852821

Lender

Name	MINNESOTA LKS BK
Address	MOUND, MN 55364

Agreement

Term	12 Months
Due	Oct 06, 2021

September 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	HENNEPIN MN
Property Address	1032 GARDNER ST E, WAYZATA, MN 55391-1129
Document Number	0010852822
Instrument Date	Sep 29, 2020
Transaction Type	Mortgage
Record Updated	Nov 05, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3535 COUNTY ROAD 44 MINNETRISTA MN 553649568, MINNETRISTA, MN 55364-9568

August 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	HENNEPIN MN
Property Address	1032 GARDNER ST E, WAYZATA, MN 55391-1129
Document Number	0010711489
Instrument Date	Aug 26, 2019
Transaction Type	Mortgage
Record Updated	Oct 23, 2019
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3535 COUNTY ROAD 44 MINNETRISTA MN 553649568, MINNETRISTA, MN 55364-9568

Mortgage

Document Number	0010711489
Date	Sep 30, 2019
Instrument	10711489

Lender

Name	MINNESOTA LKS BK
Address	MOUND, MN 55364

Agreement

Term	12 Months
Due	Sep 29, 2020

August 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	HENNEPIN MN
Property Address	1032 GARDNER ST E, WAYZATA, MN 55391-1129
Document Number	0010711488
Instrument Date	Aug 26, 2019
Transaction Type	Mortgage
Record Updated	Oct 23, 2019
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3535 COUNTY ROAD 44 MINNETRISTA MN 553649568, MINNETRISTA, MN 55364-9568

Mortgage

Document Number	0010711488
Date	Sep 30, 2019
Instrument	10711488

Lender

Name	MINNESOTA LKS BK
Address	MOUND, MN 55364

Agreement

Term	12 Months
Due	Sep 29, 2020

August 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	HENNEPIN MN
Property Address	1032 GARDNER ST E, WAYZATA, MN 55391-1129
Document Number	0010711490
Instrument Date	Aug 26, 2019
Transaction Type	Mortgage
Record Updated	Oct 23, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3535 COUNTY ROAD 44 MINNETRISTA MN 553649568, MINNETRISTA, MN 55364-9568

Mortgage

Document Number	0010711490
Date	Sep 30, 2019
Instrument	10711490

Lender

Name	MINNESOTA LKS BK
Address	MOUND, MN 55364

Agreement

Term	12 Months
Due	Sep 29, 2020

February 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	HENNEPIN MN
Property Address	1032 GARDNER ST E, WAYZATA, MN 55391-1129
Document Number	0010644872
Instrument Date	Feb 26, 2019
Transaction Type	Mortgage
Record Updated	Apr 01, 2019
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3535 COUNTY ROAD 44 MINNETRISTA MN 553649568, MINNETRISTA, MN 55364-9568

Mortgage

Document Number	0010644872
Date	Mar 20, 2019
Instrument	10644872

Lender

Name	MINNESOTA LKS BK
Address	DELANO, MN 55328

Agreement

Term	12 Months
Due	Mar 19, 2020

February 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	HENNEPIN MN
Property Address	1032 GARDNER ST E, WAYZATA, MN 55391-1129
Document Number	0010644873
Instrument Date	Feb 26, 2019
Transaction Type	Mortgage
Record Updated	Apr 01, 2019
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3535 COUNTY ROAD 44 MINNETRISTA MN 553649568, MINNETRISTA, MN 55364-9568

Mortgage

Document Number	0010644873
Date	Mar 20, 2019
Instrument	10644873

Lender

Name	MINNESOTA LKS BK
Address	DELANO, MN 55328

Agreement

Term	12 Months
Due	Mar 19, 2020

November 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	HENNEPIN MN
Property Address	1032 GARDNER ST E, WAYZATA, MN 55391-1129
Document Number	0010615657
Instrument Date	Nov 08, 2018
Transaction Type	Mortgage
Record Updated	Dec 12, 2018
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3535 COUNTY ROAD 44 MINNETRISTA MN 553649568, MINNETRISTA, MN 55364-9568

Mortgage

Document Number	0010615657
Date	Nov 20, 2018
Instrument	10615657

Lender

Name	MINNESOTA LKS BK
Address	DELANO, MN 55328

Agreement

Term	12 Months
Due	Nov 19, 2019

November 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	HENNEPIN MN
Property Address	1032 GARDNER ST E, WAYZATA, MN 55391-1129
Document Number	0010615656
Instrument Date	Nov 08, 2018
Transaction Type	Mortgage
Record Updated	Dec 12, 2018
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3535 COUNTY ROAD 44 MINNETRISTA MN 553649568, MINNETRISTA, MN 55364-9568

July 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	HENNEPIN MN
Property Address	1032 GARDNER ST E, WAYZATA, MN 55391-1129
Document Number	0010574627
Instrument Date	Jul 09, 2018
Transaction Type	Mortgage
Record Updated	Aug 08, 2018

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3535 COUNTY ROAD 44 MINNETRISTA MN 553649568, MINNETRISTA, MN 55364-9568

October 2017: Deed of Trust, Construction Loan

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Recording Date	Oct 04, 2017
Property Address	1032 GARDNER ST E, WAYZATA, MN 55391-1129
Document Number	0010489772
Instrument Date	Oct 02, 2017
Instrument	10489772
Transaction Type	Construction Loan
Record Updated	Nov 05, 2020
Title Company	TITLE MARK

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3535 COUNTY ROAD 44 MINNETRISTA MN 553649568, MINNETRISTA, MN 55364-9568

Mortgage

Document Number	0010489772
Date	Oct 04, 2017
Instrument	10489772

Lender

Name	MINNESOTA LKS BK
Address	DELANO, MN 55328

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Oct 03, 2018

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Hennepin County records · Assessment roll updated June 23, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Hennepin County
Municipality	Wayzata City
Unified School District	Wayzata Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$14,702.00 (+28.87%)	$1,145,900 (+17.34%) Land $532,000 Building $613,900	$1,145,900 (+17.34%) Land $532,000 Building $613,900
2024	$11,408.00 (+14.86%)	$976,600 (+12.12%) Land $386,000 Building $590,600	$976,600 (+12.12%) Land $386,000 Building $590,600
2023	$9,932.00
2022		$871,000 Land $320,000 Building $551,000	$871,000 Land $320,000 Building $551,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hennepin County (27053C), updated December 25, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 270530273001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2013)
Most Recent Claim	Jun 2013, rainfall accumulation, Severe Storms, Straight-line Winds, And Flooding

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 242 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
Mediacom Communications	Cable	1,000 / 50
Verizon	Fixed Wireless	300 / 20
Lumen Technologies	DSL	140 / 20
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	Fixed Wireless	100 / 20

May also be available at this address: Lumen Technologies, Mediacom Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

Nearby Properties on Gardner St E

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures