Hennepin County property record for 1022 Gardner St E, Wayzata, MN 55391
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.25 ba · 3,295 sqft · built 2017 |
| Lot Size | 0.32 acres (13,939 sqft) |
| Owner | Company Name on File |
| Last Sale | $195,000 (Jan 2016) |
| Tax Bill | $16,174 (2025) |
| Deeds & Mortgages | Jun 2017 Construction Loan Mar 2019 Mortgage + 7 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-117-22-14-0019 |
| Primary APN | 06-117-22-14-0019 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.25 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 3,295 sqft Living Area |
| Gross Area | 3,870 sqft |
| 1st Floor Area | 2,063 sqft |
| 2nd Floor Area | 1,232 sqft |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 13,939 sqft (0.32 acres) |
| Lot Dimensions | 116 ft deep x 117 ft wide |
| View / Lot | Lake |
| Garage Type | Attached |
| Garage Area | 575 sqft |
| Porch | Slab |
| Porch Area | 477 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | Floor/Wall Furnace |
| Heating Fuel | Electric |
| Street Address | 1022 GARDNER ST E |
|---|---|
| City | WAYZATA |
| State | MN |
| Zip | 55391-1129 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 011 A DEANS PARK OUTLOTS TO WAYZATA THAT PART OF LOT 11 LYING N OF THE S 525 FT THEREOF AND W OF THE E 175 FT THEREOF EX ROAD E 117.92 X 116.64 |
| Legal Range | 22 |
| Legal Township | 117 |
| Legal Section | 06 |
| Legal Quarter | 14 |
| Legal Subdivision | DEANS PARK OUTLOTS TO WAYZATA |
| Legal Block | 1 |
| Legal Lot Number | 11 |
| Jurisdiction | HENNEPIN MN |
| Township / Civil Division | WAYZATA |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 27300 |
Source: Hennepin County records · APN 06-117-22-14-0019
Assessment roll updated June 23, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | PO BOX 575, MOUND, MN 55364-0575 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Jun 09, 2017 | Deed of Trust, Mortgage · Construction Mortgage MINNESOTA LAKES BANK |
| Mar 04, 2019 | Deed of Trust, Mortgage · Commercial Mortgage MINNESOTA LAKES BANK |
| Sep 29, 2020 | Loan Modification, Mortgage MINNESOTA LKS BK |
| Sep 29, 2020 | Loan Modification, Mortgage MINNESOTA LKS BK |
| Aug 26, 2019 | Loan Modification, Mortgage NOT AVAILABLE |
| Aug 26, 2019 | Loan Modification, Mortgage MINNESOTA LKS BK |
| Feb 26, 2019 | Loan Modification, Mortgage MINNESOTA LKS BK |
| Nov 08, 2018 | Loan Modification, Mortgage MINNESOTA LKS BK |
| Jul 09, 2018 | Loan Modification, Mortgage |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jan 13, 2016 · Amount on Record |
| Deed Sale | Jan 13, 2016 · Amount on Record |
| Prior Sale | Jun 10, 2013 · Amount on Record |
| Deed Document Number | 201610277447 |
| Prior Transfer Date | Jan 05, 2016 |
| Prior Transfer Doc | 0010277448 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HENNEPIN MN |
| Property Address | 1022 GARDNER ST E, WAYZATA, MN 55391-1129 |
| Transaction Type | Mortgage |
| Record Updated | May 15, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0A10446085 |
|---|---|
| Date | Jun 09, 2017 |
| Instrument | A10446085 |
| Name | MINNESOTA LAKES BANK |
|---|---|
| Type | Bank |
| Address | DELANO, MN 55328 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HENNEPIN MN |
| Property Address | 1022 GARDNER ST E, WAYZATA, MN 55391-1129 |
| Transaction Type | Mortgage |
| Record Updated | May 15, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0A10641614 |
|---|---|
| Date | Mar 04, 2019 |
| Instrument | A10641614 |
| Name | MINNESOTA LAKES BANK |
|---|---|
| Type | Bank |
| Address | DELANO, MN 55328 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | HENNEPIN MN |
| Property Address | 1022 GARDNER ST E, WAYZATA, MN 55391-1129 |
| Document Number | 0010852821 |
| Instrument Date | Sep 29, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Nov 05, 2020 |
| Title Company | NOT AVAILABLE |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 3535 COUNTY ROAD 44 MINNETRISTA MN 553649568, MINNETRISTA, MN 55364-9568 |
| Document Number | 0010852821 |
|---|---|
| Date | Oct 07, 2020 |
| Instrument | 10852821 |
| Name | MINNESOTA LKS BK |
|---|---|
| Address | MOUND, MN 55364 |
| Term | 12 Months |
|---|---|
| Due | Oct 06, 2021 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | HENNEPIN MN |
| Property Address | 1022 GARDNER ST E, WAYZATA, MN 55391-1129 |
| Document Number | 0010852823 |
| Instrument Date | Sep 29, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Nov 05, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 1022 GARDNER ST WAYZATA MN 553911129, WAYZATA, MN 55391-1129 |
| Document Number | 0010852823 |
|---|---|
| Date | Oct 07, 2020 |
| Instrument | 10852823 |
| Name | MINNESOTA LKS BK |
|---|---|
| Address | MOUND, MN 55364 |
| Term | 12 Months |
|---|---|
| Due | Oct 06, 2021 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | HENNEPIN MN |
| Property Address | 1022 GARDNER ST E, WAYZATA, MN 55391-1129 |
| Document Number | 0010711491 |
| Instrument Date | Aug 26, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 23, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 3535 COUNTY ROAD 44 MINNETRISTA MN 553649568, MINNETRISTA, MN 55364-9568 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | HENNEPIN MN |
| Property Address | 1022 GARDNER ST E, WAYZATA, MN 55391-1129 |
| Document Number | 0010711488 |
| Instrument Date | Aug 26, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 23, 2019 |
| Title Company | NOT AVAILABLE |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 3535 COUNTY ROAD 44 MINNETRISTA MN 553649568, MINNETRISTA, MN 55364-9568 |
| Document Number | 0010711488 |
|---|---|
| Date | Sep 30, 2019 |
| Instrument | 10711488 |
| Name | MINNESOTA LKS BK |
|---|---|
| Address | MOUND, MN 55364 |
| Term | 12 Months |
|---|---|
| Due | Sep 29, 2020 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | HENNEPIN MN |
| Property Address | 1022 GARDNER ST E, WAYZATA, MN 55391-1129 |
| Document Number | 0010644872 |
| Instrument Date | Feb 26, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Apr 01, 2019 |
| Title Company | NOT AVAILABLE |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 3535 COUNTY ROAD 44 MINNETRISTA MN 553649568, MINNETRISTA, MN 55364-9568 |
| Document Number | 0010644872 |
|---|---|
| Date | Mar 20, 2019 |
| Instrument | 10644872 |
| Name | MINNESOTA LKS BK |
|---|---|
| Address | DELANO, MN 55328 |
| Term | 12 Months |
|---|---|
| Due | Mar 19, 2020 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | HENNEPIN MN |
| Property Address | 1022 GARDNER ST E, WAYZATA, MN 55391-1129 |
| Document Number | 0010615657 |
| Instrument Date | Nov 08, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Dec 12, 2018 |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 3535 COUNTY ROAD 44 MINNETRISTA MN 553649568, MINNETRISTA, MN 55364-9568 |
| Document Number | 0010615657 |
|---|---|
| Date | Nov 20, 2018 |
| Instrument | 10615657 |
| Name | MINNESOTA LKS BK |
|---|---|
| Address | DELANO, MN 55328 |
| Term | 12 Months |
|---|---|
| Due | Nov 19, 2019 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | HENNEPIN MN |
| Property Address | 1022 GARDNER ST E, WAYZATA, MN 55391-1129 |
| Document Number | 0010574627 |
| Instrument Date | Jul 09, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Aug 08, 2018 |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 3535 COUNTY ROAD 44 MINNETRISTA MN 553649568, MINNETRISTA, MN 55364-9568 |
Source: Hennepin County records · Assessment roll updated June 23, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Hennepin County |
| Municipality | Wayzata City |
| Unified School District | Wayzata Public School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $16,174.00 (+34.72%) | $1,211,600 (+18.39%) Land $532,000 Building $679,600 | $1,211,600 (+18.39%) Land $532,000 Building $679,600 |
| 2024 | $12,006.00 (+13.65%) | $1,023,400 (+11.12%) Land $386,000 Building $637,400 | $1,023,400 (+11.12%) Land $386,000 Building $637,400 |
| 2023 | $10,564.00 | ||
| 2022 | $921,000 Land $320,000 Building $601,000 | $921,000 Land $320,000 Building $601,000 |
Source: FEMA National Flood Hazard Layer as of December 25, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2013) |
| Most Recent Claim | Jun 2013 · Severe Storms, Straight-line Winds, And Flooding |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Mediacom Communications Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Lumen Technologies DSL · Fiber in parts of the area | 140 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
Based on FCC filings for 242 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | Wayzata serves 4,592 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.
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