Loudon County property record for 10319 Watkins Rd, Loudon, TN 37774
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 936 sqft · built 1956 |
| Lot Size | 0.51 acres (22,216 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $63,000 (Oct 2016) |
| Tax Bill | $495 (2025) |
| Deeds & Mortgages | Nov 2022 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 057 35500 000057 |
| Primary APN | 057 35500 000057 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 936 sqft Living Area |
| 1st Floor Area | 936 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1956 |
|---|---|
| Effective Year Built | Effective 2002 |
| Exterior Material | Siding |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 22,216 sqft (0.51 acres) |
| Terrain | Rolling |
| Porch | Enclosed Porch |
|---|---|
| Porch Area | 210 sqft |
| Patio Area | 192 sqft |
| Shed | 1 Shed |
| Shed Area | 192 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Sewer | Connected |
| Old Parcel Number | 057 35500 000057 |
|---|---|
| Street Address | 10319 WATKINS RD |
| City | LOUDON |
| State | TN |
| Zip | 37774-3965 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A-2 |
| Legal Description | 1 063 063 07301 000 |
| Jurisdiction | LOUDON TN |
| Township / Civil Division | 4 |
| Census Block Group | 2 |
| Census Block | 2023 |
| Census Tract | 60502 |
Source: Loudon County records, as of January 22, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 10319 WATKINS RD, LOUDON, TN 37774-3965 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 25, 2016 · Amount on Record |
| Deed Sale | Oct 25, 2016 · Amount on Record |
| Prior Sale | Aug 8, 2001 · Amount on Record |
| Deed Document Number | 16008637 |
| Deed Book / Page | D389 / 30 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOUDON TN |
| Property Address | 10319 WATKINS RD, LOUDON, TN 37774-3965 |
| Transaction Type | Mortgage |
| Record Updated | Nov 14, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0T1625/132 |
|---|---|
| Date | Nov 2, 2022 |
| Book Page | T1625/132 |
| Instrument | 22012651 |
| Name | ORNL FCU |
|---|---|
| Type | Credit Union |
| Address | OAK RIDGE, TN 37831 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 238 Months |
| Due | Sep 28, 2042 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Loudon County assessment roll, as of May 20, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Loudon County |
| Unified School District | Loudon County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $495.00 | $28,000 (-) Land $3,400 Building $24,600 | |
| 2024 | $495.00 | $28,000 (-) Land $3,400 Building $24,600 | |
| 2023 | $28,000 Land $3,400 Building $24,600 | ||
| 2021 | $112,000 Land $13,600 Building $98,400 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 16, 2007 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2013) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jan 2013 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 51% of the US · above 68% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOUDON UTILITIES BOARD serves 16,047 people · EPA ID TN0000409 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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