Loudon County property record for 10122 Watkins Rd, Loudon, TN 37774
| Property Type | Rural Home |
|---|---|
| Details | 2 ba · 2,350 sqft · built 1979 |
| Lot Size | 16.6 acres (723,096 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $225,000 (Jul 2012) |
| Tax Bill | $1,294 (2025) |
| Deeds & Mortgages | Jan 2022 Mortgage Jan 2021 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 057 35700 000057 |
| Primary APN | 057 35700 000057 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,350 sqft Living Area |
| 1st Floor Area | 1,459 sqft |
| Basement Area | 667 sqft |
| Finished Basement | 667 sqft |
| Flooring | Carpet |
| Interior Walls | Paneling |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1997 |
| Exterior Material | Stone |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 723,096 sqft (16.6 acres) |
| Terrain | Rolling |
| Garage Type | Mixed |
| Garage Area | 696 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Porch |
|---|---|
| Porch Area | 240 sqft |
| Deck Area | 470 sqft |
| Patio Area | 168 sqft |
| Shed | 1 Shed |
| Shed Area | 160 sqft |
| Utility Building | 160 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Sewer | Connected |
| Old Parcel Number | 057 35700 000057 |
|---|---|
| Street Address | 10122 WATKINS RD |
| City | LOUDON |
| State | TN |
| Zip | 37774-3964 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | A-1 |
| Legal Description | 1 063 063 07300 000 |
| Legal Subdivision | BONNIE J HOWARD ESTATE SUB |
| Jurisdiction | LOUDON TN |
| Township / Civil Division | 4 |
| Census Block Group | 2 |
| Census Block | 2021 |
| Census Tract | 60502 |
Source: Loudon County records, as of January 22, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 10122 WATKINS RD, LOUDON, TN 37774-3964 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 13, 2022 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Jan 22, 2021 | Deed of Trust, Mortgage · Conventional Mortgage TRUIST BANK |
| Sep 2, 2020 | Deed of Trust, Mortgage · Line of Credit TRUIST BANK |
| Mar 31, 2021 | Deed of Trust, Mortgage · Line of Credit TRUIST BANK |
| Jun 19, 2017 | Deed of Trust, Mortgage BRANCH BK&TR |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 9, 2012 · Amount on Record |
| Deed Sale | Jul 9, 2012 · Amount on Record |
| Deed Document Number | 12005469 |
| Deed Book / Page | D355 / 260 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOUDON TN |
| Property Address | 10122 WATKINS RD, LOUDON, TN 37774-3964 |
| Transaction Type | Mortgage |
| Record Updated | Jan 25, 2022 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0T1576/158 |
|---|---|
| Date | Jan 13, 2022 |
| Book Page | T1576/158 |
| Instrument | 22000464 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOUDON TN |
| Property Address | 10122 WATKINS RD, LOUDON, TN 37774-3964 |
| Transaction Type | Mortgage |
| Record Updated | Jul 26, 2021 |
| Title Company | RADIANT TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | T1505/919 |
|---|---|
| Date | Jan 22, 2021 |
| Book Page | T1505/919 |
| Instrument | 21000942 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | WILSON, NC 27893 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Feb 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOUDON TN |
| Property Address | 10122 WATKINS RD, LOUDON, TN 37774-3964 |
| Transaction Type | Mortgage |
| Record Updated | Jul 26, 2021 |
| Name | Verified Name |
|---|---|
| Address | 10122 WATINS RD, LOUDON, TN 37774-3964 |
| Document Number | T1477/195 |
|---|---|
| Date | Sep 2, 2020 |
| Book Page | T1477/195 |
| Instrument | 20008927 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | WHITEVILLE, NC 28472 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOUDON TN |
| Property Address | 10122 WATKINS RD, LOUDON, TN 37774-3964 |
| Transaction Type | Mortgage |
| Record Updated | Jul 26, 2021 |
| Name | Verified Name |
|---|---|
| Address | 10122 WATKINS RD, LOUDON, TN 37774-3964 |
| Document Number | T1520/784 |
|---|---|
| Date | Mar 31, 2021 |
| Book Page | T1520/784 |
| Instrument | 21004082 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | WHITEVILLE, NC 28472 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOUDON TN |
| Property Address | 10122 WATKINS RD, LOUDON, TN 37774-3964 |
| Document Number | 0000005440 |
| Book / Page | 001333 / 000131 |
| Instrument Date | Jun 19, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jul 6, 2017 |
| Title Company | RADIANT TITLE LLC |
| Name | Verified Name |
|---|---|
| Address | 10122 WATKINS RD LOUDON TN 377743964, LOUDON, TN 37774-3964 |
| Document Number | 0000005440 |
|---|---|
| Date | Jun 27, 2017 |
| Book Page | 001333/000131 |
| Instrument | 5440 |
| Name | BRANCH BK&TR |
|---|---|
| Type | Bank |
| Address | WILSON, NC 27893 |
| Amount | Amount Recorded |
|---|---|
| Term | 180 Months |
| Due | Jun 26, 2032 |
Source: Loudon County assessment roll, as of May 20, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Loudon County |
| Unified School District | Loudon County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,294.00 Additional exemption filed | $73,150 (-) Land $10,750 Building $62,400 | |
| 2024 | $1,294.00 Additional exemption filed | $73,150 (-) Land $10,750 Building $62,400 | |
| 2023 | $73,150 Land $10,750 Building $62,400 | ||
| 2021 | $402,400 Land $152,800 Building $249,600 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 16, 2007 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2013) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jan 2013 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 51% of the US · above 68% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOUDON UTILITIES BOARD serves 16,047 people · EPA ID TN0000409 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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