Montgomery County property record for 10315 Royal Rd, Silver Spring, MD 20903
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 1,860 sqft · built 1959 |
| Lot Size | 0.301 acres (13,114 sqft) |
| Owner | Individual Name on File |
| Last Sale | $438,000 (Aug 2013) |
| Tax Bill | $6,115 (2025) |
| Deeds & Mortgages | Jan 2022 Mortgage Jul 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-00317311 |
| Primary APN | 05-00317311 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,860 sqft Living Area |
| Gross Area | 2,028 sqft |
| 1st Floor Area | 1,216 sqft |
| Year Built | Built 1959 |
|---|---|
| Effective Year Built | Effective 1959 |
| Architectural Style | Bi-Level |
| Exterior Material | Combination |
| Construction Type | Brick |
| Roof Material | Composition Shingle |
| Lot Area | 13,114 sqft (0.301 acres) |
| Garage Type | Attached |
| Garage Area | 168 sqft |
| Patio Area | 168 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | 00317311 |
|---|---|
| Street Address | 10315 ROYAL RD |
| City | SILVER SPRING |
| State | MD |
| Zip | 20903-1616 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R90 |
| Legal Description | HILLANDALE HEIGHTS |
| Legal Subdivision | HILLANDALE HGTS |
| Legal Block | 1 |
| Legal Lot Number | 21 |
| Jurisdiction | MONTGOMERY MD |
| Township / Civil Division | 5 |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 701505 |
Source: Montgomery County assessment roll, as of August 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 10315 ROYAL RD, SILVER SPRING, MD 20903-1616 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 11, 2022 | Deed of Trust, Mortgage · Conventional Mortgage E MORTGAGE CAPITAL INC |
| Jul 26, 2017 | Deed of Trust, Mortgage · FHA Mortgage MORTGAGE NOW |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 7, 2013 · Amount on Record |
| Deed Sale | Aug 7, 2013 · Amount on Record |
| Prior Sale | Nov 12, 1986 · Amount on Record |
| Deed Book / Page | 47408 / 372 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 10315 ROYAL RD, SILVER SPRING, MD 20903-1616 |
| Transaction Type | Mortgage |
| Record Updated | Jan 31, 2022 |
| Name | Verified Name |
|---|---|
| Address | 10315 ROYAL RD, SILVER SPRING, MD 20903-1616 |
| Document Number | 0650170045 |
|---|---|
| Date | Jan 11, 2022 |
| Book Page | 65017/45 |
| Name | E MORTGAGE CAPITAL INC |
|---|---|
| Type | Mortgage Company |
| Address | SANTA ANA, CA 92701 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Dec 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 10315 ROYAL RD, SILVER SPRING, MD 20903-1616 |
| Document Number | 0549720396 |
| Book / Page | 054972 / 000396 |
| Instrument Date | Jul 26, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Oct 11, 2017 |
| Title Company | ALLSTATES TITLE SERVICES INC, ALLSTATES TITLE SVCS INC |
| Name | Verified Name |
|---|---|
| Address | 10315 ROYAL RD SILVER SPRING MD 209031616, SILVER SPRING, MD 20903-1616 |
| Document Number | 0549720396 |
|---|---|
| Date | Sep 27, 2017 |
| Book Page | 054972/000396 |
| Name | MORTGAGE NOW |
|---|---|
| Type | Mortgage Company |
| Address | SHREWSBURY, NJ 07702 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 26, 2047 |
Source: Montgomery County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Montgomery County |
| Unified School District | Montgomery County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $495,800 (+7.75%) Land $224,500 Building $271,300 | $495,800 (-) Land $224,500 Building $271,300 | |
| 2025 | $6,115.00 (+46.89%) | $460,133 (+18.35%) | $495,800 (+27.52%) Land $224,500 Building $271,300 |
| 2023 | $388,800 Land $224,500 Building $164,300 | $388,800 Land $224,500 Building $164,300 | |
| 2022 | $4,163.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 3 (2015–2024) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Jan 2024 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 90% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 304 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| Radiate Holdings Cable | 1,500 / 50 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
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