Montgomery County property record for 10313 Royal Rd, Silver Spring, MD 20903
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,290 sqft · built 1959 |
| Lot Size | 0.29 acres (12,616 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $434,000 (Dec 2017) |
| Tax Bill | $6,454 (2025) |
| Deeds & Mortgages | Sep 2021 Mortgage Sep 2018 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-00317798 |
| Primary APN | 05-00317798 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,290 sqft Living Area |
| 1st Floor Area | 1,216 sqft |
| Basement Area | 430 sqft |
| Finished Basement | 430 sqft |
| Year Built | Built 1959 |
|---|---|
| Effective Year Built | Effective 1959 |
| Architectural Style | Bi-Level |
| Exterior Material | Combination |
| Construction Type | Brick |
| Roof Material | Composition Shingle |
| Lot Area | 12,616 sqft (0.29 acres) |
| Garage Type | Carport |
| Garage Area | 210 sqft |
| Carport | Carport |
| Carport Area | 210 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Porch Area | 192 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Radiant |
| Sewer | Municipal |
| Account Number | 00317798 |
|---|---|
| Street Address | 10313 ROYAL RD |
| City | SILVER SPRING |
| State | MD |
| Zip | 20903-1616 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R90 |
| Legal Description | HILLANDALE HEIGHTS 4 607/169 |
| Legal Subdivision | HILLANDALE HGTS |
| Legal Block | 1 |
| Legal Lot Number | 20 |
| Jurisdiction | MONTGOMERY MD |
| Township / Civil Division | 5 |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 701505 |
Source: Montgomery County records, as of August 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 10313 ROYAL RD, SILVER SPRING, MD 20903-1616 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 20, 2021 | Deed of Trust, Mortgage · FHA Mortgage PLANET HOME LENDING LLC |
| Sep 24, 2018 | Deed of Trust, Mortgage · FHA Mortgage INTERCAP LNDG |
| Dec 26, 2017 | Grant Deed, Transfer · FHA Mortgage JG WENTWORTH HM LNDG |
| Jun 26, 2017 | Trustee's Deed, Foreclosure · Line of Credit BRANCH BK&TR |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 26, 2017 · Amount on Record |
| Deed Sale | Dec 26, 2017 · Amount on Record |
| Prior Sale | Jun 26, 2017 · Amount on Record |
| Deed Book / Page | 55417 / 89 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 10313 ROYAL RD, SILVER SPRING, MD 20903-1616 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Title Company | FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO |
| Name | Verified Name |
|---|---|
| Address | 10313 ROYAL RD, SILVER SPRING, MD 20903-1616 |
| Investor | Possibly a Property Investor |
| Document Number | 0640700385 |
|---|---|
| Date | Sep 20, 2021 |
| Book Page | 64070/385 |
| Name | PLANET HOME LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | MERIDEN, CT 06450 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 325 Months |
| Due | Oct 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 10313 ROYAL RD, SILVER SPRING, MD 20903-1616 |
| Document Number | 0567970189 |
| Instrument Date | Sep 24, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Nov 8, 2018 |
| Title Company | ELEVATED TITLE LLC |
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner |
| Address | 10313 ROYAL RD SILVER SPRING MD 209031616, SILVER SPRING, MD 20903-1616 |
| Document Number | 0567970189 |
|---|---|
| Date | Oct 25, 2018 |
| Book Page | 056797/000189 |
| Name | INTERCAP LNDG |
|---|---|
| Address | DRAPER, UT 84020 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 24, 2048 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Recording Date | Dec 26, 2017 |
| Property Address | 10313 ROYAL RD, SILVER SPRING, MD 20903-1616 |
| Document Number | 0554200089 |
| Book / Page | 055420 / 000089 |
| Instrument Date | Nov 30, 2017 |
| Transaction Type | Transfer |
| Record Updated | Jan 26, 2018 |
| Title Company | PRIDE SETTLEMENTS AND ESCROW |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $434.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner |
| Address | 10313 ROYAL RD SILVER SPRING MD 209031616, SILVER SPRING, MD 20903-1616 |
| Document Number | 554200097 |
|---|---|
| Date | Dec 26, 2017 |
| Book Page | 055420/000097 |
| Name | JG WENTWORTH HM LNDG |
|---|---|
| Address | WOODBRIDGE, VA 22192 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 25, 2047 |
| Document Number | 554200114, |
|---|---|
| Date | Dec 26, 2017 |
| Book Page | 055420/000114 |
| Name | JG WENTWORTH HM LNDG |
|---|---|
| Address | WOODBRIDGE, VA 22192 |
| Amount | Amount Recorded |
|---|---|
| Term | 120 Months |
| Due | Dec 25, 2027 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Recording Date | Jun 26, 2017 |
| Property Address | 10313 ROYAL RD, SILVER SPRING, MD 20903-1616 |
| Document Number | 0545040092 |
| Book / Page | 054504 / 000092 |
| Instrument Date | Feb 13, 2017 |
| Transaction Type | Foreclosure |
| Record Updated | Jul 5, 2017 |
| Title Company | TWIN ABSTRACT AND SETTLEMENT, PRIDE ABS & SETTLEMENT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $301.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 25050 RIDING PLZ #130 CHANTILLY VA 201525926, 130, CHANTILLY, VA 20152-5926 |
| Document Number | 545040096 |
|---|---|
| Date | Jun 26, 2017 |
| Book Page | 054504/000096 |
| Name | BRANCH BK&TR |
|---|---|
| Type | Bank |
| Address | FAIRFAX, VA 22030-4120 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Montgomery County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Montgomery County |
| Unified School District | Montgomery County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $529,900 (+8.23%) Land $223,200 Building $306,700 | $529,900 (-) Land $223,200 Building $306,700 | |
| 2025 | $6,454.00 (+47.55%) | $489,600 (+19.71%) | $529,900 (+29.56%) Land $223,200 Building $306,700 |
| 2023 | $409,000 Land $223,200 Building $185,800 | $409,000 Land $223,200 Building $185,800 | |
| 2022 | $4,374.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 3 (2015–2024) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Jan 2024 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 90% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 304 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
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