10314 Bannock St, Spring Hill, FL 34608 Property Records

Hernando County property record for 10314 Bannock St, Spring Hill, FL 34608

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,233 sqft · built 1982
Lot Size	0.23 acres (10,000 sqft)
Owner	Company Name on File
Last Sale	$279,500 (Jan 2024)
Tax Bill	$3,634 (2025)
Deeds & Mortgages	Feb 2026 Construction Loan Jan 2024 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R32-323-17-5080-0436-0100`

Property Details

APN / Parcel Number

Primary APN	`R32-323-17-5080-0436-0100`
Alternative APNs	`00274955` `274955`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,233 sqft Living Area
Gross Area	2,208 sqft
1st Floor Area	1,233 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1989
Exterior Material	Combination
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,000 sqft (0.23 acres)
Lot Dimensions	130 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	391 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Pool Area	392 sqft
Porch	Enclosed Porch
Porch Area	584 sqft
Deck Area	196 sqft
Patio Area	574 sqft
Utility Building	80 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	00274955
Street Address	10314 BANNOCK ST
City	SPRING HILL
State	FL
Zip	34608-6613
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPRING HILL UNIT 8 BLK 436 LOT 10 ORB 356 PG 008
Legal Range	17E
Legal Township	23S
Legal Section	32
Legal Subdivision	SPRING HILL UN 8
Legal Block	436
Legal Lot Number	10
Jurisdiction	HERNANDO FL
Township / Civil Division	SPRING HILL
Census Block Group	4
Census Block	4022
Census Tract	40901

Owner

10314 Bannock St is owned by a company that bought it in January 2024.

Source: Hernando County records, as of March 20, 2026

Owner of Record	Company Name on File
Mailing Address	7901 4TH ST N, 300, ST PETERSBURG, FL 33702-4399
Owner Type	Company
Vesting	Limited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 19, 2026	Deed of Trust, Mortgage · Construction Mortgage LIMA ONE CAPITAL LLC
Jan 2, 2024	Warranty Deed, Transfer · Balloon Mortgage ADOMANIAMICI LLC
Oct 16, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY
Mar 21, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 2, 2024 · Amount on File
Deed Sale	Jan 2, 2024 · Amount on File
Deed Document Number	202438
Deed Book / Page	4379 / 99
Prior Transfer Date	Mar 3, 2017
Prior Transfer Doc	0034500607
Record Updated	Jun 8, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERNANDO FL
Property Address	10314 BANNOCK ST, SPRING HILL, FL 34608-6613
Transaction Type	Mortgage
Record Updated	Mar 27, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	79901 4TH ST 2 #300 300, 300, SAINT PETERSBURG, FL 33702

Mortgage

Document Number	0046700055
Date	Feb 19, 2026
Book Page	4670/55
Instrument	2026010410

Lender

Name	LIMA ONE CAPITAL LLC
Type	Mortgage Company
Address	GREENVILLE, SC 29601

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2056

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Jan 2, 2024
Property Address	10314 BANNOCK ST, SPRING HILL, FL 34608-6613
Document Number	0043790099
Book / Page	4379 / 99
Map Reference	MB 8 PG 27-37
Instrument Date	Dec 27, 2023
Instrument	2024000038
Transaction Type	Transfer
Record Updated	Jan 23, 2024
Title Company	SOUTHEAST TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,956.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8296 COCKATOO RD, WEEKI WACHEE, FL 34613-6620

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7901 4TH ST N STE 300, 300, SAINT PETERSBURG, FL 33702-4399

Mortgage

Document Number	0004379101
Date	Jan 2, 2024
Instrument	4379/101

Lender

Name	ADOMANIAMICI LLC
Type	Non-Lending Institution

Agreement

Type	Balloon Mortgage
Amount	Amount on Record

October 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HERNANDO FL
Recording Date	Oct 16, 2017
Property Address	10314 BANNOCK ST, SPRING HILL, FL 34608-6613
Document Number	0035161013
Book / Page	003516 / 001013
Instrument Date	Oct 9, 2017
Instrument	58737
Transaction Type	Transfer
Record Updated	Nov 10, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	8296 COCKATOO RD WEEKI WACHEE FL 346136620, WEEKI WACHEE, FL 34613-6620

March 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HERNANDO FL
Recording Date	Mar 21, 2017
Property Address	10314 BANNOCK ST, SPRING HILL, FL 34608-6613
Document Number	0034500607
Book / Page	003450 / 000607
Instrument Date	Mar 3, 2017
Instrument	15682
Transaction Type	Transfer
Record Updated	May 12, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8296 COCKATOO RD WEEKI WACHEE FL 346136620, WEEKI WACHEE, FL 34613-6620

Tax Assessment & Valuation

The 2025 property tax bill for 10314 Bannock St was $3,634.

Source: Hernando County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hernando County
Unified School District	Hernando County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,634.00	$206,110 Land $36,500 Building $169,610	$206,110 Land $36,500 Building $169,610
2023		$144,211 (-14.45%) Land $6,641 Building $137,570
2022	$2,471.00	$168,571 Land $23,800 Building $144,771	$188,561 Land $33,000 Building $155,561

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10314 Bannock St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10314 Bannock St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059
Water Source	Groundwater
Last State Inspection	May 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 455 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Open Infra Fiber	8,000 / 8,000
WOW Internet, Cable & Phone Fiber	5,000 / 5,000
Tillman Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: AT&T, Verizon.

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