10282 Bannock St, Spring Hill, FL 34608 Property Records

Hernando County property record for 10282 Bannock St, Spring Hill, FL 34608

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,255 sqft · built 2005
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on File
Last Sale	$370,000 (Feb 2026)
Tax Bill	$2,306 (2025)
Deeds & Mortgages	Feb 2026 Sale & Mortgage May 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R32-323-17-5080-0436-0140`

Property Details

APN / Parcel Number

Primary APN	`R32-323-17-5080-0436-0140`
Alternative APNs	`00478753` `478753`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,255 sqft Living Area
1st Floor Area	2,255 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2007
Exterior Material	Stucco
Construction Type	Concrete
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	130 ft deep x 80 ft wide
Garage Area	414 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	313 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	00478753
Street Address	10282 BANNOCK ST
City	SPRING HILL
State	FL
Zip	34608-6611
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPRING HILL UNIT 8 BLK 436 LOT 14
Legal Range	18E
Legal Township	23S
Legal Section	30
Legal Subdivision	SPRING HILL UN 8
Legal Block	436
Legal Lot Number	14
Legal Unit	8
Jurisdiction	HERNANDO FL
Township / Civil Division	SPRING HILL
Census Block Group	4
Census Block	4022
Census Tract	40901

Owner

Source: Hernando County assessment roll, as of October 31, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	10282 BANNOCK ST, SPRING HILL, FL 34608-6611
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 2, 2026	Warranty Deed, Transfer · FHA Mortgage CLICK N CLOSE INC
May 17, 2018	Warranty Deed, Transfer · Conventional Mortgage PARAMOUNT BOND & MORTGAGE CO INC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 2, 2026 · Amount on Record
Deed Sale	Feb 2, 2026 · Amount on Record
Prior Sale	May 17, 2018 · Amount on Record
Deed Document Number	2026006114
Deed Book / Page	4662 / 1845
Record Updated	Jun 8, 2026

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Feb 2, 2026
Property Address	10282 BANNOCK ST, SPRING HILL, FL 34608-6611
Document Number	0046621845
Book / Page	4662 / 1845
Map Reference	MB 8 PG 27-37
Instrument Date	Jan 26, 2026
Instrument	2026006114
Transaction Type	Transfer
Record Updated	Feb 23, 2026
Title Company	REPUBLIC LAND AND TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,590.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	399 HILLSHIRE PL, SPRING HILL, FL 34609-9483

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10282 BANNOCK ST, SPRING HILL, FL 34608-6611
Investor	Possibly a Property Investor

Mortgage

Document Number	0046621847
Date	Feb 2, 2026
Instrument	4662/1847

Lender

Name	CLICK N CLOSE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2056

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	May 17, 2018
Property Address	10282 BANNOCK ST, SPRING HILL, FL 34608-6611
Document Number	0035841279
Book / Page	3584 / 1279
Map Reference	MB8 PG27-37
Instrument Date	May 11, 2018
Instrument	2018030482
Transaction Type	Transfer
Record Updated	Dec 7, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,365.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 11332, SPRING HILL, FL 34610-0332

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10282 BANNOCK ST, SPRING HILL, FL 34608-6611

Mortgage

Document Number	2018030483
Date	May 17, 2018
Instrument	2018030483

Lender

Name	PARAMOUNT BOND & MORTGAGE CO INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2048

Tax Assessment & Valuation

Source: Hernando County assessment roll, as of October 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hernando County
Unified School District	Hernando County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,306.00 (+1.18%) Additional exemption filed	$201,005 (+5.99%)	$329,934 (+3.83%) Land $36,500 Building $293,434
2023		$189,650 (+3%) Land $189,650
2022	$2,279.00 Homeowner's exemption	$184,126	$317,762 Land $33,000 Building $284,762

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059
Water Source	Groundwater
Last State Inspection	May 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 455 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Open Infra Fiber	8,000 / 8,000
WOW Internet, Cable & Phone Fiber	5,000 / 5,000
Tillman Global Holdings Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: AT&T, Verizon.

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