10312 S 16th Dr, Phoenix, AZ 85041 Property Records

Maricopa County property record for 10312 S 16th Dr, Phoenix, AZ 85041

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 3,089 sqft · built 2005
Lot Size	0.345 acres (15,036 sqft)
Owner	Individual Name on File
Last Sale	$545,291 (May 2005)
Tax Bill	$6,386 (2025)
Deeds & Mortgages	Oct 2023 Line of Credit Oct 2020 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`300-55-199`

Property Details

APN / Parcel Number

Primary APN	`300-55-199`
Alternative APN	`300551992`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	3,089 sqft Living Area
Gross Area	3,359 sqft
1st Floor Area	3,089 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Frame/Stucco
Construction Type	Frame
Roof Material	Concrete
Lot Area	15,036 sqft (0.345 acres)
View / Lot	Greenbelt
Parking Spaces	3 Parking Spaces
Pool Area	466 sqft
Patio Area	150 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C

Location & Zoning

Street Address	10312 S 16TH DR
City	PHOENIX
State	AZ
Zip	85041-9113
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-18
Legal Description	TALASERA MCR 590-14
Legal Range	3E
Legal Township	1S
Legal Section	7
Legal Subdivision	TALASERA
Legal Lot Number	80
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	3
Census Block	3007
Census Tract	116732

Owner

10312 S 16th Dr is owned and occupied by an individual who acquired it in October 2017.

Source: Maricopa County records, as of October 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	10312 S 16TH DR, PHOENIX, AZ 85041-9113
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 20, 2023	Deed of Trust, Mortgage · Line of Credit DESERT FINANCIAL CU
Oct 13, 2020	Deed of Trust, Mortgage · Conventional Mortgage DEFINE MORTGAGE SOLUTIONS LLC
Oct 24, 2017	Deed of Trust, Mortgage · Conventional with PMI DESERT SCHOOLS FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 31, 2005 · Amount on File
Deed Sale	May 31, 2005 · Amount on File
Deed Document Number	2005723808
Last Transfer Date	Oct 30, 2017
Transfer Doc	0000801668
Record Updated	Oct 29, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	10312 S 16TH DR, PHOENIX, AZ 85041-9113
Transaction Type	Mortgage
Record Updated	Oct 30, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 29232, PHOENIX, AZ 85038-9232

Mortgage

Document Number	0000545295
Date	Oct 20, 2023
Instrument	20230545295

Lender

Name	DESERT FINANCIAL CU
Type	Credit Union
Address	PHOENIX, AZ 85062

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Oct 19, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	10312 S 16TH DR, PHOENIX, AZ 85041-9113
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	GRAND CANYON TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10312 S 16TH DR, PHOENIX, AZ 85041-9113

Mortgage

Document Number	0000978305
Date	Oct 13, 2020
Instrument	20200978305

Lender

Name	DEFINE MORTGAGE SOLUTIONS LLC
Type	Mortgage Company
Address	PHOENIX, AZ 85034

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	10312 S 16TH DR, PHOENIX, AZ 85041-9113
Document Number	0000804229
Instrument Date	Oct 24, 2017
Transaction Type	Mortgage
Record Updated	Nov 3, 2017
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	10312 S 16TH DR PHOENIX AZ 850419113, PHOENIX, AZ 85041-9113

Mortgage

Document Number	0000804229
Date	Oct 30, 2017
Instrument	804229

Lender

Name	DESERT SCHOOLS FCU
Type	Credit Union
Address	PHOENIX, AZ 85034

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	180 Months
Due	Oct 29, 2032

Tax Assessment & Valuation

The 2025 property tax bill for 10312 S 16th Dr was $6,386.

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Phoenix City
Secondary School District	Phoenix Union High School District (09 - 12)
Elementary School District	Roosevelt Elementary District (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$71,370 (+54.02%)	$713,700 (+4.31%) Land $142,700 Building $571,000
2025	$6,386.00	$46,338 (-35.43%)	$684,200 (-4.65%) Land $136,800 Building $547,400
2024		$71,760	$717,600 Land $143,500 Building $574,100
2023	$6,013.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 10312 S 16th Dr in Zone X, an area of moderate flood risk, though there have been 1 flood claim nearby since 2023.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (2023)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10312 S 16th Dr is high, ranking above 70% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 70% of the US · above 58% of Arizona
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PHOENIX serves 1,695,000 people · EPA ID AZ0407025
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 437 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
AirFiber WISP Fixed Wireless	100 / 25
Tristate Wi-Fi by Wi-Fiber Fixed Wireless	100 / 20

May also be available: CenturyLink, GeoLinks, Verizon.

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